# 5 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT

## Property details

- Slug: `8695efe` (address key hash: `8695efeca05ee95988868121820dd07f6ff79ea1`)
- Postcode: ST2 9AT
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 3
- Bathrooms (EPC): 1
- Floor area: 66 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £12,500 Sep 2000
- Price per m²: £189/m²
- Local average: £146,533 (18 sales)
- Street crime: 250 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £12,500
- Date: 2000-09-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £1,305/year
- **Est. upgrade cost to C:** £30,348

### Recommendations
- A (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£150 - £175)
- G (£220 - £250)
- X (£2,700 - £3,600)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1200-3267-0122-4602-3563)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2000-09-18 | £12,500 | Terraced | — | £55,051 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/7b45ba2d-c287-49e3-82aa-3fa06616d416) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £12,500 | 18/09/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £113,100 | 20/03/2026 | Terraced |
| 362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX | £92,000 | 23/01/2026 | Terraced |
| 318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £100,000 | 27/11/2025 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £95,005 | 29/06/2023 | Terraced |
| 19 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £60,000 | 12/05/2023 | Terraced |
| 4 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £85,500 | 20/12/2022 | Terraced |
| 220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW | £151,000 | 20/12/2022 | Terraced |
| 316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £75,000 | 22/11/2022 | Terraced |
| 31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £110,000 | 22/11/2022 | Terraced |
| 7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ | £100,000 | 28/10/2022 | Terraced |
| 10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA | £142,000 | 28/07/2022 | Terraced |
| 322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 01/07/2022 | Terraced |
| 284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 15/06/2022 | Terraced |
| 28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £130,000 | 06/05/2022 | Terraced |
| 22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA | £127,000 | 19/04/2022 | Terraced |
| 12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £125,000 | 31/03/2022 | Terraced |
| 14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £80,500 | 23/03/2022 | Terraced |
| 16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £82,500 | 28/01/2022 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £87,500 | 21/01/2022 | Terraced |
| 324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £95,150 | 21/01/2022 | Terraced |

**Area average:** £102,313 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Chapel Street, Bucknall, Stoke-on-Trent, ST2](http://87.117.209.195:8080/listings/13f5be0) | £110,000 | 3 | Terraced | 0.03 mi |
| [18 Eaves Lane, Stoke-on-Trent, ST2 8JX](http://87.117.209.195:8080/listings/4f6c739) | £29,000 | 3 | End of terrace | 0.16 mi |
| [Leek Road, Stoke-On-Trent ST2 8DB](http://87.117.209.195:8080/listings/bbcd248) | £110,000 | 3 | Terraced | 0.86 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.3%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 24.9%
- **10y growth (index):** 57.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Chapel Street,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/8893261) | £800/mo | 3 | 0.01 miles | Rightmove |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £875/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Semi-Detached House, Ruxley Road, ST2 | £950/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £925/mo | 3 | 0.34 miles | OpenRent |
| [Trowbridge Crescent, Stoke-On-Trent](http://87.117.209.195:8080/listings/6e610da) | £745/mo | 3 | 0.43 miles | Rightmove |
| 3 Bed Semi-Detached House, Whitehouse Road, ST2 | £995/mo | 3 | 0.49 miles | OpenRent |
| 3 Bed Terraced House, Ruxley Road, ST2 | £795/mo | 3 | 0.52 miles | OpenRent |
| [Ruxley Road,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/b0aedf8) | £825/mo | 3 | 0.57 miles | Rightmove |
| [Wellfield Road, Stoke-on-trent](http://87.117.209.195:8080/listings/6e91f2e) | £895/mo | 3 | 0.93 miles | Rightmove |
| [Dividy Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/ddc7794) | £675/mo | 3 | 1.01 miles | Rightmove |
| [Housefield Road, ST2](http://87.117.209.195:8080/listings/5b0f07e) | £950/mo | 3 | 1.24 miles | Rightmove |
| [Onsetter Road, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/3f7b4c7) | £1,000/mo | 3 | 1.44 miles | Rightmove |
| [Beverley Drive, Bentilee, Stoke-On-Trent](http://87.117.209.195:8080/listings/3b425ee) | £825/mo | 3 | 1.53 miles | Rightmove |

**Average rent: £866/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 7% (strong)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 9.7% gross yield (avg £98,535 sale, £800/mo rent)
*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 84%
- **Cost-to-rent:** 1.2×
- **Monthly cashflow:** £713/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 236.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 116 |
| Criminal damage and arson | 35 |
| Anti-social behaviour | 33 |
| Shoplifting | 19 |
| Public order | 13 |
| Other theft | 9 |
| Possession of weapons | 6 |
| Vehicle crime | 5 |
| Burglary | 4 |
| Robbery | 4 |
| Drugs | 3 |
| Other crime | 3 |
| **Total incidents** | **250** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kingsland CofE Academy | Primary | 0.0 miles | Good — 13 Mar 2022 |
| Newfriars College | Other | 0.3 miles | — (No rating) |
| Aurora Hanley School | Other | 0.4 miles | Outstanding — 7 Dec 2022 |
| Merit Hospital School and Medical Pupil Referral Unit | Other | 0.4 miles | Good — 7 Jan 2020 |
| Manor Abbey School | Other | 0.5 miles | — (No rating) |