Terraced

5 CHAPEL STREET

STOKE-ON-TRENT, ST2 9AT

£12,500

Location

Map view View on Google Maps View on OpenStreetMap Street View ST2 9AT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chapel Street	0.1 miles
Shop	Staffordshire Meat Packers Ltd Factory Shop	0.1 miles
Train station	Stoke-on-Trent	2.2 miles
Hospital	Haywood Hospital Walk-in Centre	3.0 miles
University	Keele University	5.8 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms (EPC estimate)

Bathrooms (EPC)

Floor area

66 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£12,500 Sep 2000

Price per m²

£189/m²

Local average

£146,533 (18 sales)

Street crime

250 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 06/05/2026

Current heating cost: £1,305/year

Potential heating cost: £812/year

Est. upgrade cost to C: £30,348

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£900 - £1,200)
50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£150 - £175)
Upgrade heating controls (£220 - £250)
High performance external doors (£2,700 - £3,600)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	18/09/2000	£12,500	Terraced	—	£55,051 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Other listings may be available from the listings index.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£113,100	20/03/2026	Terraced
362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX	£92,000	23/01/2026	Terraced
318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£100,000	27/11/2025	Terraced
9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£95,005	29/06/2023	Terraced
19 GUY STREET, STOKE-ON-TRENT, ST2 9BB	£60,000	12/05/2023	Terraced
4 GUY STREET, STOKE-ON-TRENT, ST2 9BB	£85,500	20/12/2022	Terraced
220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW	£151,000	20/12/2022	Terraced
316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£75,000	22/11/2022	Terraced
31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA	£110,000	22/11/2022	Terraced
7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ	£100,000	28/10/2022	Terraced
10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA	£142,000	28/07/2022	Terraced
322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£97,500	01/07/2022	Terraced
284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£97,500	15/06/2022	Terraced
28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX	£130,000	06/05/2022	Terraced
22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA	£127,000	19/04/2022	Terraced
12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX	£125,000	31/03/2022	Terraced
14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD	£80,500	23/03/2022	Terraced
16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD	£82,500	28/01/2022	Terraced
9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT	£87,500	21/01/2022	Terraced
324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU	£95,150	21/01/2022	Terraced

Area average: £102,313 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Chapel Street, Bucknall, Stoke-on-Trent, ST2	£110,000	3	Terraced	0.03 mi
18 Eaves Lane, Stoke-on-Trent, ST2 8JX	£29,000	3	End of terrace	0.16 mi
Leek Road, Stoke-On-Trent ST2 8DB	£110,000	3	Terraced	0.86 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 36.3%

10y growth 47.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of February 2026.

1y (index) 1.6%

5y (index) 24.9%

10y (index) 57.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Chapel Street,Bucknall, Stoke-on-Trent	£800/mo	3	0.01 miles	Rightmove
3 Bed Semi-Detached House, Newhouse Road, ST2	£875/mo	3	0.07 miles	OpenRent
3 Bed Semi-Detached House, Ruxley Road, ST2	£950/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Newhouse Road, ST2	£925/mo	3	0.34 miles	OpenRent
Trowbridge Crescent, Stoke-On-Trent	£745/mo	3	0.43 miles	Rightmove
3 Bed Semi-Detached House, Whitehouse Road, ST2	£995/mo	3	0.49 miles	OpenRent
3 Bed Terraced House, Ruxley Road, ST2	£795/mo	3	0.52 miles	OpenRent
Ruxley Road,Bucknall, Stoke-on-Trent	£825/mo	3	0.57 miles	Rightmove
Wellfield Road, Stoke-on-trent	£895/mo	3	0.93 miles	Rightmove
Dividy Road, Stoke-On-Trent	£675/mo	3	1.01 miles	Rightmove
Housefield Road, ST2	£950/mo	3	1.24 miles	Rightmove
Onsetter Road, Stoke-on-Trent, Staffordshire, ST2	£1,000/mo	3	1.44 miles	Rightmove
Beverley Drive, Bentilee, Stoke-On-Trent	£825/mo	3	1.53 miles	Rightmove

Average rent: £866/mo (13 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.7% gross yield avg £98,535 sale, £800/mo rent

Rent ratio 7%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 84%

Cost-to-rent ratio 1.2×

Monthly cashflow £713/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 236.1%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	116
Criminal damage and arson	35
Anti-social behaviour	33
Shoplifting	19
Public order	13
Other theft	9
Possession of weapons	6
Vehicle crime	5
Burglary	4
Robbery	4
Drugs	3
Other crime	3
Total incidents	250

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingsland CofE Academy	Primary	0.0 miles	Good — 13 Mar 2022
Newfriars College	Other	0.3 miles	— (No rating)
Aurora Hanley School	Other	0.4 miles	Outstanding — 7 Dec 2022
Merit Hospital School and Medical Pupil Referral Unit	Other	0.4 miles	Good — 7 Jan 2020
Manor Abbey School	Other	0.5 miles	— (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 5 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT

## Property details

- Slug: `8695efe` (address key hash: `8695efeca05ee95988868121820dd07f6ff79ea1`)
- Postcode: ST2 9AT
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 3
- Bathrooms (EPC): 1
- Floor area: 66 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £12,500 Sep 2000
- Price per m²: £189/m²
- Local average: £146,533 (18 sales)
- Street crime: 250 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £12,500
- Date: 2000-09-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Current heating cost:** £1,305/year
- **Est. upgrade cost to C:** £30,348

### Recommendations
- A (£900 - £1,200)
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£150 - £175)
- G (£220 - £250)
- X (£2,700 - £3,600)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1200-3267-0122-4602-3563)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2000-09-18 | £12,500 | Terraced | — | £55,051 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/7b45ba2d-c287-49e3-82aa-3fa06616d416) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £12,500 | 18/09/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £113,100 | 20/03/2026 | Terraced |
| 362 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AX | £92,000 | 23/01/2026 | Terraced |
| 318 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £100,000 | 27/11/2025 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £95,005 | 29/06/2023 | Terraced |
| 19 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £60,000 | 12/05/2023 | Terraced |
| 4 GUY STREET, STOKE-ON-TRENT, ST2 9BB | £85,500 | 20/12/2022 | Terraced |
| 220A WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AW | £151,000 | 20/12/2022 | Terraced |
| 316 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £75,000 | 22/11/2022 | Terraced |
| 31 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £110,000 | 22/11/2022 | Terraced |
| 7 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ | £100,000 | 28/10/2022 | Terraced |
| 10 DORSET CLOSE, STOKE-ON-TRENT, ST2 9AA | £142,000 | 28/07/2022 | Terraced |
| 322 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 01/07/2022 | Terraced |
| 284 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £97,500 | 15/06/2022 | Terraced |
| 28 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £130,000 | 06/05/2022 | Terraced |
| 22 LANGFORD ROAD, STOKE-ON-TRENT, ST2 9HA | £127,000 | 19/04/2022 | Terraced |
| 12 EAVES LANE, STOKE-ON-TRENT, ST2 8JX | £125,000 | 31/03/2022 | Terraced |
| 14 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £80,500 | 23/03/2022 | Terraced |
| 16 PENNELL STREET, STOKE-ON-TRENT, ST2 9BD | £82,500 | 28/01/2022 | Terraced |
| 9 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £87,500 | 21/01/2022 | Terraced |
| 324 WERRINGTON ROAD, STOKE-ON-TRENT, ST2 9AU | £95,150 | 21/01/2022 | Terraced |

**Area average:** £102,313 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Chapel Street, Bucknall, Stoke-on-Trent, ST2](http://87.117.209.195:8080/listings/13f5be0) | £110,000 | 3 | Terraced | 0.03 mi |
| [18 Eaves Lane, Stoke-on-Trent, ST2 8JX](http://87.117.209.195:8080/listings/4f6c739) | £29,000 | 3 | End of terrace | 0.16 mi |
| [Leek Road, Stoke-On-Trent ST2 8DB](http://87.117.209.195:8080/listings/bbcd248) | £110,000 | 3 | Terraced | 0.86 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.3%
- **10y growth:** 47.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of February 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 24.9%
- **10y growth (index):** 57.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Chapel Street,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/8893261) | £800/mo | 3 | 0.01 miles | Rightmove |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £875/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Semi-Detached House, Ruxley Road, ST2 | £950/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £925/mo | 3 | 0.34 miles | OpenRent |
| [Trowbridge Crescent, Stoke-On-Trent](http://87.117.209.195:8080/listings/6e610da) | £745/mo | 3 | 0.43 miles | Rightmove |
| 3 Bed Semi-Detached House, Whitehouse Road, ST2 | £995/mo | 3 | 0.49 miles | OpenRent |
| 3 Bed Terraced House, Ruxley Road, ST2 | £795/mo | 3 | 0.52 miles | OpenRent |
| [Ruxley Road,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/b0aedf8) | £825/mo | 3 | 0.57 miles | Rightmove |
| [Wellfield Road, Stoke-on-trent](http://87.117.209.195:8080/listings/6e91f2e) | £895/mo | 3 | 0.93 miles | Rightmove |
| [Dividy Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/ddc7794) | £675/mo | 3 | 1.01 miles | Rightmove |
| [Housefield Road, ST2](http://87.117.209.195:8080/listings/5b0f07e) | £950/mo | 3 | 1.24 miles | Rightmove |
| [Onsetter Road, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/3f7b4c7) | £1,000/mo | 3 | 1.44 miles | Rightmove |
| [Beverley Drive, Bentilee, Stoke-On-Trent](http://87.117.209.195:8080/listings/3b425ee) | £825/mo | 3 | 1.53 miles | Rightmove |

**Average rent: £866/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 7% (strong)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 9.7% gross yield (avg £98,535 sale, £800/mo rent)
*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 84%
- **Cost-to-rent:** 1.2×
- **Monthly cashflow:** £713/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 236.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 116 |
| Criminal damage and arson | 35 |
| Anti-social behaviour | 33 |
| Shoplifting | 19 |
| Public order | 13 |
| Other theft | 9 |
| Possession of weapons | 6 |
| Vehicle crime | 5 |
| Burglary | 4 |
| Robbery | 4 |
| Drugs | 3 |
| Other crime | 3 |
| **Total incidents** | **250** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kingsland CofE Academy | Primary | 0.0 miles | Good — 13 Mar 2022 |
| Newfriars College | Other | 0.3 miles | — (No rating) |
| Aurora Hanley School | Other | 0.4 miles | Outstanding — 7 Dec 2022 |
| Merit Hospital School and Medical Pupil Referral Unit | Other | 0.4 miles | Good — 7 Jan 2020 |
| Manor Abbey School | Other | 0.5 miles | — (No rating) |