# 19 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN

## Property details

- Slug: `8689456` (address key hash: `8689456244032a33aa68d7632503b4565912a995`)
- Postcode: CO10 2GN
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms (EPC estimate): 1
- Floor area: 52 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £155,995 Jul 2007
- Price per m²: £3,000/m²
- Local average: £165,469 (16 sales)
- Street crime: 166 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £155,995
- Date: 2007-07-02
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £512/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7000-4340-0222-6599-3553)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2007-07-02 | £155,995 | Flat | +191.6% | £184,519 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/8fd1b651-e16b-44e9-8ef2-0af38ee40115) |
| Sold | 1996-07-04 | £53,500 | Flat | — | £234,500 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/0cd9ac43-6cef-4bfc-861b-6f55c632c0a2) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £155,995 | 02/07/2007 | Flat |
| 19 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £53,500 | 04/07/1996 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 25/11/2022 | Flat |
| 49 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £170,000 | 22/11/2022 | Flat |
| 27 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £132,000 | 12/08/2022 | Flat |
| 54 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £142,000 | 19/11/2021 | Flat |
| 17 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £150,000 | 20/10/2021 | Flat |
| 67 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £130,000 | 29/09/2021 | Flat |
| 43 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 18/06/2021 | Flat |

**Area average:** £143,429 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.4%
- **10y growth:** 24.8%

## House Price Index (HM Land Registry)

*Official index for Babergh; Flats and maisonettes series; as of February 2026.*

- **1y growth (index):** -2.3%
- **5y growth (index):** 0%
- **10y growth (index):** 13.1%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Sudbury, CO10 | £1,000/mo | 1 | 0.24 miles | OpenRent |
| 1 Bed Terraced House, Newton Croft, CO10 | £875/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £875/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £895/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £950/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Bungalow, Bures Road, CO10 | £825/mo | 1 | 0.79 miles | OpenRent |
| 1 Bed Flat, Dove House Meadow, CO10 | £875/mo | 1 | 1.02 miles | OpenRent |

**Average rent: £899/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £148/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 70 |
| Criminal damage and arson | 26 |
| Shoplifting | 18 |
| Anti-social behaviour | 17 |
| Public order | 10 |
| Drugs | 8 |
| Other theft | 4 |
| Vehicle crime | 4 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **166** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tudor Church of England Primary School, Sudbury | Primary | 0.3 miles | Good — 11 Jun 2018 |
| Ormiston Sudbury Academy | Secondary | 0.4 miles | Requires improvement — 18 Oct 2023 |
| St Joseph's Roman Catholic Primary School | Primary | 0.5 miles | Good — 6 Sep 2017 |
| Hillside Special School | Other | 0.5 miles | Outstanding — 12 Feb 2014 |
| Woodhall Primary School | Primary | 0.6 miles | Good — 8 Jan 2020 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10423028
- **Address:** 19 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 21/07/2014
- **Work Completed:** 10/07/2014
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #8062544
- **Address:** 19 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 28/03/2011
- **Work Completed:** 17/03/2011
- **Items:** 1 door(s)