Terraced 2 sales on record

28 IVY STREET

RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE

£350,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME8 8BE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	M & J Motor Services	0.0 miles
Bus stop	The Green Lion	0.1 miles
Train station	Rainham	0.2 miles
University	Unknown	4.4 miles
Hospital	The Somerfield Hospital	7.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

96 m²

EPC rating

Last sold

£350,000 Mar 2026

Price per m²

£3,646/m²

Local average

£302,254 (65 sales)

Street crime

120 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 15/04/2023

Expiry date: 14/04/2033

Current heating cost: £399/year

Potential heating cost: £399/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000.00 - £6,000.00)
Solar photovoltaic panels, 2.5 kWp (£3,500.00 - £5,500.00)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/03/2026	£350,000	Terraced	+2.9%	£346,818 to April 2026	View transaction
Sold	18/12/2023	£340,000	Terraced	—	£349,623 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£315,000	24/02/2026	Terraced
49 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£235,000	01/12/2025	Terraced
34 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£342,000	18/12/2023	Terraced
32 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£340,000	24/11/2023	Terraced
30 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£340,000	27/10/2023	Terraced
26 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£375,000	22/09/2023	Terraced
10 THE OLD ORCHARD, RAINHAM, GILLINGHAM, MEDWAY, ME8 8DT	£265,500	31/08/2023	Terraced
42A IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£140,000	18/08/2023	Terraced
27 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BQ	£220,000	14/11/2022	Terraced
59 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£230,000	26/05/2022	Terraced
51 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£235,000	23/02/2022	Terraced
16 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BG	£291,000	06/01/2022	Terraced
8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£280,000	17/12/2021	Terraced
7 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE	£235,000	16/12/2021	Terraced
83 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BH	£250,000	24/09/2021	Terraced

Area average: £272,900 (15 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 19.5%

10y growth 34.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Medway. Series: Terraced. As of April 2026.

1y (index) 0.5%

5y (index) 16%

10y (index) 39.7%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: LYNSTED DEVELOPMENTS LTD (12022837)

Rental Range

Estimated market rent for Medway. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,111/mo

Realistic £1,234/mo

Optimistic £1,357/mo

Based on Local Authority from postcode lookup → Medway.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Lower Rainham Road, ME8	£1,250/mo	3	1.14 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 4.3%

Cost-to-rent ratio 23.3×

Monthly cashflow £-278/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	53
Anti-social behaviour	20
Criminal damage and arson	12
Other theft	9
Vehicle crime	9
Other crime	6
Public order	4
Possession of weapons	3
Shoplifting	3
Drugs	1
Total incidents	120

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sports Connect	Other	0.3 miles	— (No rating)
Riverside Primary School	Primary	0.3 miles	Good — 11 Dec 2019
St Margaret's Church of England Junior School	Primary	0.4 miles	Good — 8 Jan 2014
St Margaret's Infant School	Primary	0.4 miles	Good — 2 Sep 2011
Miers Court Primary School	Primary	0.5 miles	Good — 27 Apr 2015

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 28 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE

## Property details

- Slug: `85763c0` (address key hash: `85763c03fabe54d0486748952f76f98ab6e33601`)
- Postcode: ME8 8BE
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 96 m²
- EPC rating: B
- Last sold: £350,000 Mar 2026
- Price per m²: £3,646/m²
- Local average: £302,254 (65 sales)
- Street crime: 120 incidents within 1 mile (May 2026)

## Latest sale

- Price: £350,000
- Date: 2026-03-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 14/04/2033
- **Current heating cost:** £399/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000.00 - £6,000.00)
- U (£3,500.00 - £5,500.00)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2316-9964-9470-2606-5392)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £350,000 | Terraced | +2.9% | £346,818 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-7970-b8d0-e063-4704a8c08d98) |
| Sold | 2023-12-18 | £340,000 | Terraced | — | £349,623 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2f7f2b43-8c3d-e08f-e063-4804a8c05a49) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £350,000 | 27/03/2026 | Terraced |
| 28 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 18/12/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £315,000 | 24/02/2026 | Terraced |
| 49 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 01/12/2025 | Terraced |
| 34 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £342,000 | 18/12/2023 | Terraced |
| 32 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 24/11/2023 | Terraced |
| 30 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £340,000 | 27/10/2023 | Terraced |
| 26 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £375,000 | 22/09/2023 | Terraced |
| 10 THE OLD ORCHARD, RAINHAM, GILLINGHAM, MEDWAY, ME8 8DT | £265,500 | 31/08/2023 | Terraced |
| 42A IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £140,000 | 18/08/2023 | Terraced |
| 27 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BQ | £220,000 | 14/11/2022 | Terraced |
| 59 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £230,000 | 26/05/2022 | Terraced |
| 51 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 23/02/2022 | Terraced |
| 16 MAPLINS CLOSE, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BG | £291,000 | 06/01/2022 | Terraced |
| 8 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £280,000 | 17/12/2021 | Terraced |
| 7 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BE | £235,000 | 16/12/2021 | Terraced |
| 83 IVY STREET, RAINHAM, GILLINGHAM, MEDWAY, ME8 8BH | £250,000 | 24/09/2021 | Terraced |

**Area average:** £272,900 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.5%
- **10y growth:** 34.1%

## House Price Index (HM Land Registry)

*Official index for Medway; Terraced series; as of April 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 16%
- **10y growth (index):** 39.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,111/mo
- **Realistic:** £1,234/mo
- **Optimistic:** £1,357/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Lower Rainham Road, ME8 | £1,250/mo | 3 | 1.14 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23.3×
- **Monthly cashflow:** £-278/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 53 |
| Anti-social behaviour | 20 |
| Criminal damage and arson | 12 |
| Other theft | 9 |
| Vehicle crime | 9 |
| Other crime | 6 |
| Public order | 4 |
| Possession of weapons | 3 |
| Shoplifting | 3 |
| Drugs | 1 |
| **Total incidents** | **120** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sports Connect | Other | 0.3 miles | — (No rating) |
| Riverside Primary School | Primary | 0.3 miles | Good — 11 Dec 2019 |
| St Margaret's Church of England Junior School | Primary | 0.4 miles | Good — 8 Jan 2014 |
| St Margaret's Infant School | Primary | 0.4 miles | Good — 2 Sep 2011 |
| Miers Court Primary School | Primary | 0.5 miles | Good — 27 Apr 2015 |