Detached

2 GAINSBOROUGH DRIVE

ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HH

£435,000

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Constable Road 0.1 miles
Shop The Co-operative Food 0.2 miles
Hospital MS (Multiple Scelerosis) Therapy Centre 4.0 miles
Train station Huntingdon 5.0 miles
University Madingley Hall 9.3 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

4

Bathrooms

2

Floor area

121 m²

EPC rating

C

Year built

England and Wales: 1983-1990

Last sold

£435,000 Mar 2026

Price per m²

£3,595/m²

Local average

£416,386 (22 sales)

Street crime

75 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 18/09/2025

Expiry date: 17/09/2035

Current heating cost: £1,033/year

Potential heating cost: £974/year

Est. upgrade cost to C: £16,500

Recommendations

  • Floor insulation (solid floor) (£5,000 - £10,000)
  • Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 26/03/2026 £435,000 Detached £437,197 to June 2026 View transaction

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
37 CONSTABLE ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3EP £360,000 21/11/2025 Detached
45 CONSTABLE ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3EP £430,000 10/12/2021 Detached
2 RENOIR CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3HF £375,000 03/12/2021 Detached
43 CONSTABLE ROAD, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3EP £362,000 30/09/2021 Detached
8 NENE WAY, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FJ £425,000 24/09/2021 Detached
11A TRENT CLOSE, ST IVES, HUNTINGDONSHIRE, CAMBRIDGESHIRE, PE27 3FH £283,000 22/09/2021 Detached

Area average: £372,500 (6 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -11.5%
10y growth 24.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Huntingdonshire. Series: Detached. As of June 2026.

1y (index) 2.3%
5y (index) 14%
10y (index) 33.7%

Rental Range

Estimated market rent for Huntingdonshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £945/mo
Realistic £1,050/mo
Optimistic £1,155/mo

Based on Local Authority from postcode lookup → Huntingdonshire.

LHA (30th percentile) floor for Huntingdon: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Semi-Detached House, Witham Close, PE27 £1,000/mo 2 0.08 miles OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.23%
Max investor price (0.8%) £125,000
Target investor price (1%) £100,000
Gross yield 2.8%
Cost-to-rent ratio 36.3×
Monthly cashflow £-838/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI -8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~115 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category Count
Violence and sexual offences 31
Anti-social behaviour 19
Drugs 6
Shoplifting 5
Criminal damage and arson 4
Other crime 4
Bicycle theft 3
Burglary 1
Other theft 1
Vehicle crime 1
Total incidents 75

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Wheatfields Primary School Primary 0.1 miles (Inspected (no overall grade))
Thorndown Primary School Primary 0.6 miles Good — 19 May 2017
Westfield Junior School Primary 0.8 miles Good — 5 Dec 2017
Eastfield Infant and Nursery School Primary 0.8 miles Good — 16 Oct 2019
St Ivo Academy Secondary 0.8 miles Good — 30 May 2024

FENSA

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