# 5 SPENCER ROAD, WELLINGBOROUGH, NORTH NORTHAMPTONSHIRE, NN8 2QB

## Property details

- Slug: `8320e2d` (address key hash: `8320e2d9ac6d7492bc4b0d6c58bc5d4ecf2eb5f0`)
- Postcode: NN8 2QB
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Floor area: 65 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £130,000 Mar 2026
- Price per m²: £2,000/m²
- Local average: £136,346 (13 sales)
- Street crime: 167 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £130,000
- Date: 2026-03-06
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 06/05/2035
- **Current heating cost:** £345/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2000-2038-0722-1500-3553)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-06 | £130,000 | Flat | — | £129,862 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-8183-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 SPENCER ROAD, WELLINGBOROUGH, NORTH NORTHAMPTONSHIRE, NN8 2QB | £130,000 | 06/03/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161815409](http://87.117.209.195:8080/listings/8de8aaa)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £130,000 |
| listed | 2025-05-12 | £140,000 |
| sold | 2018-01-01 | £105,000 |
| sold | 2016-01-01 | £95,000 |
| sold | 2004-01-01 | £117,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ST ROCHUS DRIVE, WELLINGBOROUGH, NORTH NORTHAMPTONSHIRE, NN8 2QN | £140,000 | 31/05/2023 | Flat |
| 11 JOHNSON AVENUE, WELLINGBOROUGH, NORTH NORTHAMPTONSHIRE, NN8 2QT | £155,000 | 26/08/2022 | Flat |
| 12 WILCE AVENUE, WELLINGBOROUGH, NORTH NORTHAMPTONSHIRE, NN8 2QL | £160,000 | 29/06/2022 | Flat |

**Area average:** £151,667 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.9%
- **10y growth:** 23.2%

## House Price Index (HM Land Registry)

*Official index for North Northamptonshire; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 6.1%
- **10y growth (index):** 31%

## Rental Range

*ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £887/mo
- **Realistic:** £985/mo
- **Optimistic:** £1,084/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Tithe Barn Road, NN8 | £900/mo | 2 | 0.94 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.69% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12×
- **Monthly cashflow:** £273/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 61 |
| Anti-social behaviour | 36 |
| Criminal damage and arson | 10 |
| Public order | 10 |
| Shoplifting | 9 |
| Drugs | 8 |
| Other theft | 8 |
| Robbery | 8 |
| Vehicle crime | 7 |
| Other crime | 5 |
| Possession of weapons | 3 |
| Burglary | 2 |
| **Total incidents** | **167** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Warwick Academy | Primary | 0.3 miles | Good — 9 Feb 2023 |
| Wrenn School | Secondary | 0.8 miles | Good — 11 Jun 2018 |
| Friars Academy | Other | 0.8 miles | Outstanding — 2 Jul 2015 |
| Croyland Primary School | Primary | 0.8 miles | Good — 18 Nov 2021 |
| Croyland Nursery School & Day Nursery | Nursery | 0.8 miles | Outstanding — 19 Feb 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16639074
- **Address:** 5 Spencer Road, WELLINGBOROUGH, NN8 2QB
- **Certificate Issued:** 20/01/2025
- **Work Completed:** 10/01/2025
- **Items:** 1 door(s)