# 28 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DE

## Property details

- Slug: `82cd1ea` (address key hash: `82cd1ea0e9339cb994469aeb4e91c9d4d173dd72`)
- Postcode: M41 5DE
- Transactions on record: 4

- Tenure: Freehold
- Property type: Terraced
- Floor area: 96 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £326,000 Dec 2021
- Price per m²: £3,396/m²
- Local average: £314,442 (30 sales)

## Latest sale

- Price: £326,000
- Date: 2021-12-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 09/05/2031
- **Current heating cost:** £530/year
- **Est. upgrade cost to C:** £18,520

### Recommendations
- Q (£4,000 - £14,000)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0952-1201-3109-6064-1804)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2021-12-10 | £326,000 | Terraced | +86.3% | £410,304 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/dba933f9-8af9-669d-e053-6b04a8c0ad56) |
| Sold | 2007-10-10 | £175,000 | Terraced | +118.8% | £364,798 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/f211fdd1-d077-481d-bf55-ee0f0a37f5b7) |
| Sold | 2000-12-08 | £80,000 | Terraced | +83.9% | £403,200 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/403f2066-a350-468c-ba36-667036718daf) |
| Sold | 1996-07-01 | £43,500 | Terraced | — | £331,067 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/0c63c820-f104-4155-b8d5-f6f45b945df0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DE | £326,000 | 10/12/2021 | Terraced |
| 28 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DE | £175,000 | 10/10/2007 | Terraced |
| 28 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DE | £80,000 | 08/12/2000 | Terraced |
| 28 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DE | £43,500 | 01/07/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 HOLLY AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DD | £330,000 | 12/06/2025 | Terraced |
| 19 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DB | £322,500 | 20/11/2023 | Terraced |
| 42 PRINCESS ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SS | £336,000 | 12/06/2023 | Terraced |
| 10 VICTORIA ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5BY | £305,000 | 09/12/2022 | Terraced |
| 52 PRINCESS ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5SS | £420,000 | 30/09/2022 | Terraced |
| 7 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DB | £320,000 | 08/04/2022 | Terraced |
| 71B PRINCESS ROAD, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5ST | £163,000 | 17/12/2021 | Terraced |
| 19 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DB | £318,500 | 10/12/2021 | Terraced |
| 41 LIME AVENUE, URMSTON, MANCHESTER, TRAFFORD, GREATER MANCHESTER, M41 5DB | £675,000 | 01/11/2021 | Terraced |

**Area average:** £354,444 (9 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Grosvenor Road, Urmston, Manchester, M41](http://87.117.209.195:8080/listings/e036a1c) | £310,000 | 2 | Terraced | 0.42 mi |
| [Brook Road, Urmston, M41](http://87.117.209.195:8080/listings/6539765) | £300,000 | 3 | Town house | 0.42 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 27%
- **10y growth:** 40.9%

## House Price Index (HM Land Registry)

*Official index for Trafford; Terraced series; as of July 2026.*

- **1y growth (index):** 10.4%
- **5y growth (index):** 29.9%
- **10y growth (index):** 65.8%

## Rental Range

*ONS Price Index of Private Rents (Trafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,232/mo
- **Realistic:** £1,369/mo
- **Optimistic:** £1,506/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Greater Manchester (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Semi-Detached House, Queens Road, M41 | £2,100/mo | 4 | 0.63 miles | OpenRent |

**Average rent: £2,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 12.9×
- **Monthly cashflow:** £581/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Flixton Girls School | Secondary | 0.2 miles | Good — 23 Jan 2024 |
| Abbotsford Preparatory School | Other | 0.2 miles | — (No rating) |
| Urmston Grammar Academy | Secondary | 0.3 miles | Good — 21 Sep 2022 |
| Urmston Primary School | Primary | 0.3 miles | Good — 12 Jul 2023 |
| English Martyrs' RC Primary School | Primary | 0.4 miles | Good — 3 Apr 2013 |