Terraced 2 sales on record

57 CHARNLEY ROAD

STAFFORD, STAFFORDSHIRE, ST16 3JX

£175,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ST16 3JX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Coronation Road	0.1 miles
Shop	Morrisons Daily	0.4 miles
Hospital	St George's Hospital	0.7 miles
Train station	Stafford	1.3 miles
University	Staffordshire University Centre for Health Innovation	1.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

57 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£175,000 Jul 2026

Price per m²

£3,070/m²

Local average

£177,881 (42 sales)

Street crime

298 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 04/08/2025

Expiry date: 03/08/2035

Current heating cost: £680/year

Potential heating cost: £627/year

Est. upgrade cost to C: £16,890

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£360 - £420)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	10/07/2026	£175,000	Terraced	+29.6%	£175,000 to July 2026	View transaction
Sold	04/05/2018	£135,000	Terraced	—	£191,426 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	10/03/2026	£175,000
sold	01/01/2026	£175,000
sold	01/01/2018	£135,000
sold	01/01/1995	£42,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
102 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX	£180,500	27/02/2026	Terraced
224 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG	£190,000	09/01/2026	Terraced
319 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ	£232,000	18/12/2025	Terraced
249 SANDON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3HQ	£170,000	28/03/2025	Terraced
54 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS	£167,500	31/01/2025	Terraced
84 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS	£167,000	20/09/2024	Terraced
20 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JR	£220,000	18/09/2023	Terraced
72 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS	£181,000	19/07/2023	Terraced
94 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX	£162,000	03/07/2023	Terraced
3 CHESHAM ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JP	£227,000	12/04/2023	Terraced
55 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX	£145,000	17/03/2023	Terraced
226 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG	£215,000	18/08/2022	Terraced
90 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX	£190,000	29/07/2022	Terraced
215 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG	£157,000	14/07/2022	Terraced
40 BERTELIN ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JJ	£185,000	21/06/2022	Terraced
319 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ	£195,000	17/06/2022	Terraced
72 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX	£210,000	28/02/2022	Terraced
331 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ	£205,000	25/02/2022	Terraced
50 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS	£153,000	11/02/2022	Terraced
328 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ	£210,000	28/01/2022	Terraced

Area average: £188,100 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Charnley Road, Stafford, Staffordshire, ST16	£160,000	2	Terraced	0 mi
Beaconside Close, Stafford, Staffordshire, ST16	£180,000	2	End of terrace	0.3 mi
Peel Terrace, Stafford, ST16	£165,000	2	Terraced	0.46 mi
Corporation Street, Stafford, Staffordshire, ST16	£180,000	2	End of terrace	0.59 mi
George Street, Stafford	£170,000	2	End of terrace	0.72 mi
County Road, Stafford, Staffordshire, ST16	£118,995	2	Terraced	0.83 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.1%

10y growth 13.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Terraced. As of July 2026.

1y (index) 3.8%

5y (index) 22.4%

10y (index) 45.6%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £811/mo

Realistic £901/mo

Optimistic £991/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Mid Staffs: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Oxford Gardens, ST16	£529/mo	3	0.49 miles	OpenRent

Average rent: £529/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

This street 6.5% gross yield avg £174,964 sale, £945/mo rent

Rent ratio 0.3%

Max investor price (0.8%) £66,125

Target investor price (1%) £52,900

Gross yield 3.6%

Cost-to-rent ratio 27.6×

Monthly cashflow £-238/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.6%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~439 m² (0.11 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category	Count
Violence and sexual offences	109
Anti-social behaviour	57
Public order	41
Criminal damage and arson	18
Shoplifting	15
Burglary	12
Other theft	10
Bicycle theft	9
Possession of weapons	8
Vehicle crime	8
Robbery	5
Drugs	4
Other crime	2
Total incidents	298

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
John Wheeldon Primary Academy	Primary	0.5 miles	Good — 8 Oct 2019
St Patrick's Catholic Primary School	Primary	0.6 miles	Good — 21 Nov 2022
St John's CofE Primary Academy	Primary	0.8 miles	Good — 15 Jul 2019
Parkside Primary School	Primary	1.0 miles	Good — 27 Sep 2022
Sir Graham Balfour High School	Secondary	1.0 miles	Good — 6 Jun 2014

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
23/09/2013	14/08/2013	5	—

# 57 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX

## Property details

- Slug: `82c0bab` (address key hash: `82c0babb7917aa3c747b489083ce9f64b4090d70`)
- Postcode: ST16 3JX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 57 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £175,000 Jul 2026
- Price per m²: £3,070/m²
- Local average: £177,881 (42 sales)
- Street crime: 298 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £175,000
- Date: 2026-07-10
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 03/08/2035
- **Current heating cost:** £680/year
- **Est. upgrade cost to C:** £16,890

### Recommendations
- W2 (£5,000 - £10,000)
- E (£360 - £420)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0743-3053-6208-5045-3204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-07-10 | £175,000 | Terraced | +29.6% | £175,000 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e9-2bbb-29c7-e063-4804a8c015bc) |
| Sold | 2018-05-04 | £135,000 | Terraced | — | £191,426 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/6da0844a-48ef-30f2-e053-6b04a8c05f3b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 57 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £175,000 | 10/07/2026 | Terraced |
| 57 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £135,000 | 04/05/2018 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [173113010](http://87.117.209.195:8080/listings/794d3d3)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-03-10 | £175,000 |
| sold | 2026-01-01 | £175,000 |
| sold | 2018-01-01 | £135,000 |
| sold | 1995-01-01 | £42,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 102 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £180,500 | 27/02/2026 | Terraced |
| 224 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG | £190,000 | 09/01/2026 | Terraced |
| 319 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ | £232,000 | 18/12/2025 | Terraced |
| 249 SANDON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3HQ | £170,000 | 28/03/2025 | Terraced |
| 54 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS | £167,500 | 31/01/2025 | Terraced |
| 84 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS | £167,000 | 20/09/2024 | Terraced |
| 20 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JR | £220,000 | 18/09/2023 | Terraced |
| 72 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS | £181,000 | 19/07/2023 | Terraced |
| 94 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £162,000 | 03/07/2023 | Terraced |
| 3 CHESHAM ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JP | £227,000 | 12/04/2023 | Terraced |
| 55 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £145,000 | 17/03/2023 | Terraced |
| 226 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG | £215,000 | 18/08/2022 | Terraced |
| 90 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £190,000 | 29/07/2022 | Terraced |
| 215 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JG | £157,000 | 14/07/2022 | Terraced |
| 40 BERTELIN ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JJ | £185,000 | 21/06/2022 | Terraced |
| 319 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ | £195,000 | 17/06/2022 | Terraced |
| 72 CHARNLEY ROAD, STAFFORD, STAFFORDSHIRE, ST16 3JX | £210,000 | 28/02/2022 | Terraced |
| 331 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ | £205,000 | 25/02/2022 | Terraced |
| 50 CORONATION ROAD, STAFFORD, STAFFORDSHIRE, ST16 3PS | £153,000 | 11/02/2022 | Terraced |
| 328 OXFORD GARDENS, STAFFORD, STAFFORDSHIRE, ST16 3JQ | £210,000 | 28/01/2022 | Terraced |

**Area average:** £188,100 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Charnley Road, Stafford, Staffordshire, ST16](http://87.117.209.195:8080/listings/9ac9e1b) | £160,000 | 2 | Terraced | 0.00 mi |
| [Beaconside Close, Stafford, Staffordshire, ST16](http://87.117.209.195:8080/listings/3dcb5a7) | £180,000 | 2 | End of terrace | 0.30 mi |
| [Peel Terrace, Stafford, ST16](http://87.117.209.195:8080/listings/3da83cf) | £165,000 | 2 | Terraced | 0.46 mi |
| [Corporation Street, Stafford, Staffordshire, ST16](http://87.117.209.195:8080/listings/1b480cf) | £180,000 | 2 | End of terrace | 0.59 mi |
| [George Street, Stafford](http://87.117.209.195:8080/listings/b5afdd3) | £170,000 | 2 | End of terrace | 0.72 mi |
| [County Road, Stafford, Staffordshire, ST16](http://87.117.209.195:8080/listings/744cc6e) | £118,995 | 2 | Terraced | 0.83 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 13.4%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of July 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 22.4%
- **10y growth (index):** 45.6%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Oxford Gardens, ST16 | £529/mo | 3 | 0.49 miles | OpenRent |

**Average rent: £529/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £66,125
- **Target investor price (1%):** £52,900

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 6.5% gross yield (avg £174,964 sale, £945/mo rent)
*Based on OpenRent comparables (median £529/mo).*

- **Gross yield:** 3.6%
- **Cost-to-rent:** 27.6×
- **Monthly cashflow:** £-238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 109 |
| Anti-social behaviour | 57 |
| Public order | 41 |
| Criminal damage and arson | 18 |
| Shoplifting | 15 |
| Burglary | 12 |
| Other theft | 10 |
| Bicycle theft | 9 |
| Possession of weapons | 8 |
| Vehicle crime | 8 |
| Robbery | 5 |
| Drugs | 4 |
| Other crime | 2 |
| **Total incidents** | **298** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| John Wheeldon Primary Academy | Primary | 0.5 miles | Good — 8 Oct 2019 |
| St Patrick's Catholic Primary School | Primary | 0.6 miles | Good — 21 Nov 2022 |
| St John's CofE Primary Academy | Primary | 0.8 miles | Good — 15 Jul 2019 |
| Parkside Primary School | Primary | 1.0 miles | Good — 27 Sep 2022 |
| Sir Graham Balfour High School | Secondary | 1.0 miles | Good — 6 Jun 2014 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9780561
- **Address:** 57 Charnley Road, STAFFORD, ST16 3JX
- **Certificate Issued:** 23/09/2013
- **Work Completed:** 14/08/2013
- **Items:** 5 window(s)