Terraced

20 BELL LANE

SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD

£57,500

Location

Map view View on Google Maps View on OpenStreetMap Street View WA9 4BD

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	JUBITS LN/BELL LN	0.1 miles
Shop	Heron Foods	0.7 miles
Train station	Lea Green	1.1 miles
Hospital	St Helens Hospital	2.0 miles
University	University of Chester - Warrington Campus	7.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

77 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£57,500 Mar 2026

Price per m²

£747/m²

Local average

£115,601 (81 sales)

Street crime

69 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 14/10/2025

Expiry date: 13/10/2035

Current heating cost: £807/year

Potential heating cost: £584/year

Est. upgrade cost to C: £20,550

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
Floor insulation (suspended floor) (£5,000 - £10,000)
Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	03/03/2026	£57,500	Terraced	—	£57,500 to March 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
152 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£70,000	05/12/2025	Terraced
134 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£112,000	20/12/2023	Terraced
26 WAYMARK GARDENS, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4SD	£151,000	13/11/2023	Terraced
2 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL	£110,000	19/10/2023	Terraced
44 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD	£173,000	07/07/2023	Terraced
32 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD	£77,000	20/06/2023	Terraced
186 JUBITS LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4RX	£165,000	18/10/2022	Terraced
158 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£140,000	30/09/2022	Terraced
180 JUBITS LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4RX	£175,000	26/09/2022	Terraced
48 FOREST ROAD, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4AY	£83,000	15/09/2022	Terraced
1A FEENEY STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BJ	£36,000	09/09/2022	Terraced
42 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH	£130,000	25/07/2022	Terraced
160 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£135,000	12/04/2022	Terraced
30 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL	£84,500	29/03/2022	Terraced
46 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH	£97,500	18/03/2022	Terraced
60 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£130,000	25/10/2021	Terraced
136 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£136,000	08/10/2021	Terraced
23 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL	£83,000	27/09/2021	Terraced
55 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH	£88,500	17/09/2021	Terraced
152 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG	£67,500	08/07/2021	Terraced

Area average: £112,200 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.1%

10y growth 28.1%

House Price Index (HM Land Registry — official index, not sold-price averages): St Helens. Series: Terraced. As of March 2026.

1y (index) 4%

5y (index) 32.5%

10y (index) 80.3%

Rental Range

Estimated market rent for St. Helens. Low = conservative, Realistic = average, Optimistic = best case.

Low £704/mo

Realistic £782/mo

Optimistic £860/mo

Based on Local Authority from postcode lookup → St. Helens.

LHA (30th percentile) floor for St Helens: Apr 2025 – Mar 2026

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.36%

Max investor price (0.8%) £97,750

Target investor price (1%) £78,200

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	28
Anti-social behaviour	10
Criminal damage and arson	9
Public order	7
Drugs	5
Shoplifting	4
Vehicle crime	3
Other crime	2
Burglary	1
Total incidents	69

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sutton Manor Community Primary School	Primary	0.2 miles	Good — 29 Jan 2023
Ash Meadow School	Other	0.5 miles	Good — 20 Sep 2023
St Theresa's Catholic Primary School	Primary	0.5 miles	Good — 24 Jan 2022
St Bartholomew's Catholic Primary School	Primary	0.9 miles	Good — 20 Jun 2019
Willow Tree Primary School	Primary	1.0 miles	Requires improvement — 21 Sep 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 20 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD

## Property details

- Slug: `7fb0610` (address key hash: `7fb0610ce321d8ffeaa1ea1b4881725a7dfd5893`)
- Postcode: WA9 4BD
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 77 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £57,500 Mar 2026
- Price per m²: £747/m²
- Local average: £115,601 (81 sales)
- Street crime: 69 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £57,500
- Date: 2026-03-03
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 13/10/2035
- **Current heating cost:** £807/year
- **Est. upgrade cost to C:** £20,550

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4435-3420-0509-0284-5296)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-03 | £57,500 | Terraced | — | £57,500 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-7253-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD | £57,500 | 03/03/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 152 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £70,000 | 05/12/2025 | Terraced |
| 134 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £112,000 | 20/12/2023 | Terraced |
| 26 WAYMARK GARDENS, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4SD | £151,000 | 13/11/2023 | Terraced |
| 2 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL | £110,000 | 19/10/2023 | Terraced |
| 44 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD | £173,000 | 07/07/2023 | Terraced |
| 32 BELL LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BD | £77,000 | 20/06/2023 | Terraced |
| 186 JUBITS LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4RX | £165,000 | 18/10/2022 | Terraced |
| 158 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £140,000 | 30/09/2022 | Terraced |
| 180 JUBITS LANE, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4RX | £175,000 | 26/09/2022 | Terraced |
| 48 FOREST ROAD, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4AY | £83,000 | 15/09/2022 | Terraced |
| 1A FEENEY STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BJ | £36,000 | 09/09/2022 | Terraced |
| 42 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH | £130,000 | 25/07/2022 | Terraced |
| 160 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £135,000 | 12/04/2022 | Terraced |
| 30 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL | £84,500 | 29/03/2022 | Terraced |
| 46 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH | £97,500 | 18/03/2022 | Terraced |
| 60 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £130,000 | 25/10/2021 | Terraced |
| 136 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £136,000 | 08/10/2021 | Terraced |
| 23 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BL | £83,000 | 27/09/2021 | Terraced |
| 55 TENNYSON STREET, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4BH | £88,500 | 17/09/2021 | Terraced |
| 152 CHANDLERS WAY, SUTTON MANOR, ST HELENS, MERSEYSIDE, WA9 4TG | £67,500 | 08/07/2021 | Terraced |

**Area average:** £112,200 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 28.1%

## House Price Index (HM Land Registry)

*Official index for St Helens; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 32.5%
- **10y growth (index):** 80.3%

## Rental Range

*ONS Price Index of Private Rents (St. Helens). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £704/mo
- **Realistic:** £782/mo
- **Optimistic:** £860/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for St Helens (Apr 2025 – Mar 2026).*

## 1% Rule

- **Rent ratio:** 1.36% (strong)
- **Max investor price (0.8%):** £97,750
- **Target investor price (1%):** £78,200

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 28 |
| Anti-social behaviour | 10 |
| Criminal damage and arson | 9 |
| Public order | 7 |
| Drugs | 5 |
| Shoplifting | 4 |
| Vehicle crime | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **69** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sutton Manor Community Primary School | Primary | 0.2 miles | Good — 29 Jan 2023 |
| Ash Meadow School | Other | 0.5 miles | Good — 20 Sep 2023 |
| St Theresa's Catholic Primary School | Primary | 0.5 miles | Good — 24 Jan 2022 |
| St Bartholomew's Catholic Primary School | Primary | 0.9 miles | Good — 20 Jun 2019 |
| Willow Tree Primary School | Primary | 1.0 miles | Requires improvement — 21 Sep 2022 |