# 4 CHURCH PATH, SANDY, CENTRAL BEDFORDSHIRE, SG19 1ET

## Property details

- Slug: `7f4d41a` (address key hash: `7f4d41ad5ee3c3df35dd00d748753ecacc1de97f`)
- Postcode: SG19 1ET
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 45 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £228,000 Feb 2026
- Price per m²: £5,067/m²
- Local average: £289,445 (19 sales)
- Street crime: 61 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £228,000
- Date: 2026-02-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 27/09/2034
- **Current heating cost:** £596/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9134-7421-6400-0008-2226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £228,000 | Terraced | +20% | £227,560 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-d3d7-d8ea-e063-4704a8c0bf7d) |
| Sold | 2018-09-27 | £190,000 | Terraced | — | £227,868 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/79a74e21-1aea-1289-e053-6b04a8c01627) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 CHURCH PATH, SANDY, CENTRAL BEDFORDSHIRE, SG19 1ET | £228,000 | 06/02/2026 | Terraced |
| 4 CHURCH PATH, SANDY, CENTRAL BEDFORDSHIRE, SG19 1ET | £190,000 | 27/09/2018 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163412942](http://87.117.209.195:8080/listings/021d6d6)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £228,000 |
| listed | 2025-06-17 | £239,950 |
| sold | 2018-01-01 | £190,000 |
| sold | 2007-01-01 | £156,500 |
| sold | 1999-01-01 | £52,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 POPLAR CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HH | £100,000 | 19/12/2023 | Terraced |
| 39 LABURNUM ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HG | £247,000 | 11/10/2023 | Terraced |
| 41 BANKS DRIVE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1AE | £380,000 | 19/05/2023 | Terraced |
| 9 LABURNUM ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HG | £225,000 | 09/05/2023 | Terraced |
| 20 POPLAR CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HH | £280,000 | 21/12/2022 | Terraced |
| 29 LABURNUM ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HG | £289,950 | 07/11/2022 | Terraced |
| 6 CHURCH PATH, SANDY, CENTRAL BEDFORDSHIRE, SG19 1ET | £256,000 | 28/10/2022 | Terraced |
| 6 POPLAR CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HH | £260,000 | 13/09/2022 | Terraced |
| 10 BRAYBROOK, SANDY, CENTRAL BEDFORDSHIRE, SG19 1EQ | £239,950 | 13/05/2022 | Terraced |
| 30 SOUTH ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HE | £235,000 | 18/03/2022 | Terraced |
| 15 POPLAR CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HH | £158,000 | 04/03/2022 | Terraced |
| 32B LONDON ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HA | £250,000 | 04/03/2022 | Terraced |
| 66 LONDON ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1DZ | £235,000 | 11/02/2022 | Terraced |
| 5C CHURCH PATH, SANDY, CENTRAL BEDFORDSHIRE, SG19 1ET | £349,950 | 26/01/2022 | Terraced |
| 39 LONDON ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1DZ | £265,000 | 16/12/2021 | Terraced |
| 18 LONDON ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1EX | £245,000 | 07/12/2021 | Terraced |
| 74 LABURNUM ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HY | £277,000 | 11/10/2021 | Terraced |
| 6 POPLAR CLOSE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HH | £175,950 | 29/09/2021 | Terraced |
| 25 BANKS DRIVE, SANDY, CENTRAL BEDFORDSHIRE, SG19 1AE | £320,000 | 10/09/2021 | Terraced |
| 85 LABURNUM ROAD, SANDY, CENTRAL BEDFORDSHIRE, SG19 1HY | £157,000 | 06/09/2021 | Terraced |

**Area average:** £247,290 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -15.7%
- **10y growth:** 8%

## House Price Index (HM Land Registry)

*Official index for Central Bedfordshire; Terraced series; as of March 2026.*

- **1y growth (index):** 2.6%
- **5y growth (index):** 19.8%
- **10y growth (index):** 38.2%

## Rental Range

*ONS Price Index of Private Rents (Central Bedfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,122/mo
- **Realistic:** £1,247/mo
- **Optimistic:** £1,372/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Faynes Court, SG19 | £1,200/mo | 2 | 0.45 miles | OpenRent |
| 2 Bed Bungalow, St. Neots Road, SG19 | £1,145/mo | 2 | 0.53 miles | OpenRent |
| 2 Bed Terraced House, Northcroft, SG19 | £1,100/mo | 2 | 0.55 miles | OpenRent |

**Average rent: £1,148/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £143,125
- **Target investor price (1%):** £114,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,145/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.6×
- **Monthly cashflow:** £108/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 22 |
| Anti-social behaviour | 13 |
| Drugs | 9 |
| Criminal damage and arson | 5 |
| Public order | 3 |
| Other crime | 2 |
| Other theft | 2 |
| Burglary | 1 |
| Robbery | 1 |
| Shoplifting | 1 |
| Theft from the person | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **61** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Laburnum Primary School | Primary | 0.2 miles | Inadequate — 15 May 2023 |
| Robert Peel Primary School | Primary | 0.5 miles | Good — 1 Mar 2011 |
| St Swithun's Church of England VC Primary School | Primary | 0.6 miles | Good — 10 Mar 2017 |
| Sandy Secondary School | Secondary | 0.7 miles | Requires improvement — 28 Mar 2023 |
| Maple Tree Primary School | Primary | 0.9 miles | Good — 2 Jul 2014 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #803363
- **Address:** 4 Church Path, SANDY, SG19 1ET
- **Certificate Issued:** 21/07/2003
- **Work Completed:** 05/06/2003
- **Items:** 1 window(s)

### FENSA Certificate #522154
- **Address:** 4 Church Path, SANDY, SG19 1ET
- **Certificate Issued:** 31/03/2003
- **Work Completed:** 18/02/2003
- **Items:** 2 window(s), 1 door(s)