Terraced 3 sales on record

46 URQUHART ROAD

THATCHAM, WEST BERKSHIRE, RG19 4RF

£435,000

Location

Map view View on Google Maps View on OpenStreetMap Street View RG19 4RF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Battalion Way	0.0 miles
Shop	The Co-operative Food	0.2 miles
Train station	Thatcham	0.3 miles
Hospital	West Berkshire Community Hospital	2.0 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

136 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£435,000 Mar 2026

Price per m²

£3,199/m²

Local average

£344,361 (18 sales)

Street crime

80 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 11/08/2025

Expiry date: 10/08/2035

Current heating cost: £651/year

Potential heating cost: £590/year

Est. upgrade cost to C: £11,850

Recommendations

Replace boiler with new condensing boiler (£2,200 - £3,500)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/03/2026	£435,000	Terraced	+16.3%	£430,350 to April 2026	View transaction
Sold	14/06/2021	£374,000	Terraced	+49.6%	£434,626 to April 2026	View transaction
Sold	07/03/2012	£250,000	Terraced	—	£429,174 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£435,000
listed	05/08/2025	£435,000
sold	01/01/2021	£374,000
sold	01/01/2012	£250,000
sold	01/01/2005	£250,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
85 BATTALION WAY, THATCHAM, WEST BERKSHIRE, RG19 4RN	£380,000	30/10/2025	Terraced
8 ROTARY WAY, THATCHAM, WEST BERKSHIRE, RG19 4SA	£435,000	12/09/2025	Terraced
155A STATION ROAD, THATCHAM, WEST BERKSHIRE, RG19 4QH	£305,000	27/10/2023	Terraced
3 OBSERVER DRIVE, THATCHAM, WEST BERKSHIRE, RG19 4RR	£360,000	31/03/2023	Terraced
73 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE	£295,000	28/10/2022	Terraced
141 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE	£243,750	28/09/2022	Terraced
32 ARTILLERY DRIVE, THATCHAM, WEST BERKSHIRE, RG19 4RW	£375,000	17/06/2022	Terraced
52 ROTARY WAY, THATCHAM, WEST BERKSHIRE, RG19 4SA	£282,500	21/02/2022	Terraced
69 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE	£375,000	26/11/2021	Terraced
6 DICKSON GLADE, THATCHAM, WEST BERKSHIRE, RG19 4RJ	£265,000	26/11/2021	Terraced
107 STATION ROAD, THATCHAM, WEST BERKSHIRE, RG19 4QH	£300,000	22/11/2021	Terraced
51 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE	£330,000	29/09/2021	Terraced
37 QUARRINGTON CLOSE, THATCHAM, WEST BERKSHIRE, RG19 4YE	£269,000	24/09/2021	Terraced
45 HORNE ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RY	£270,000	03/09/2021	Terraced

Area average: £320,375 (14 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 57%

10y growth 31.3%

House Price Index (HM Land Registry — official index, not sold-price averages): West Berkshire. Series: Terraced. As of April 2026.

1y (index) 0.8%

5y (index) 18.4%

10y (index) 28.1%

Rental Range

Estimated market rent for West Berkshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,173/mo

Realistic £1,303/mo

Optimistic £1,433/mo

Based on Local Authority from postcode lookup → West Berkshire.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Detached House, Cowslip Crescent, RG18	£1,950/mo	4	1.01 miles	OpenRent
4 Bed Terraced House, Faircross Court, RG18	£2,000/mo	4	1.21 miles	OpenRent

Average rent: £1,975/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.45%

Max investor price (0.8%) £246,875

Target investor price (1%) £197,500

Gross yield 5.4%

Cost-to-rent ratio 18.4×

Monthly cashflow £39/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	37
Anti-social behaviour	16
Shoplifting	10
Criminal damage and arson	6
Drugs	4
Other theft	3
Other crime	2
Burglary	1
Public order	1
Total incidents	80

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Spurcroft Primary School	Primary	0.3 miles	Good — 12 Jan 2023
Kennet School	Secondary	0.5 miles	Good — 24 Jul 2024
Francis Baily Primary School	Primary	0.6 miles	Requires improvement — 14 Jan 2024
Thatcham Park CofE Primary	Primary	1.0 miles	Good — 11 Jun 2024
Whitelands Park Primary School	Primary	1.2 miles	Good — 1 Dec 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 46 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RF

## Property details

- Slug: `7e9e33f` (address key hash: `7e9e33ffa744d3a3887faf0a71bded24001f9206`)
- Postcode: RG19 4RF
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 136 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £435,000 Mar 2026
- Price per m²: £3,199/m²
- Local average: £344,361 (18 sales)
- Street crime: 80 incidents within 1 mile (May 2026)

## Latest sale

- Price: £435,000
- Date: 2026-03-02
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 10/08/2035
- **Current heating cost:** £651/year
- **Est. upgrade cost to C:** £11,850

### Recommendations
- I (£2,200 - £3,500)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1100-3796-0822-0191-3853)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-02 | £435,000 | Terraced | +16.3% | £430,350 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-d7ff-8922-e063-4804a8c094d0) |
| Sold | 2021-06-14 | £374,000 | Terraced | +49.6% | £434,626 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/d4d42645-3f4b-27f6-e053-6c04a8c0a572) |
| Sold | 2012-03-07 | £250,000 | Terraced | — | £429,174 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/aa70a366-f823-4d13-b27a-ba53593667b6) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RF | £435,000 | 02/03/2026 | Terraced |
| 46 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RF | £374,000 | 14/06/2021 | Terraced |
| 46 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RF | £250,000 | 07/03/2012 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165378536](http://87.117.209.195:8080/listings/4c09ae8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £435,000 |
| listed | 2025-08-05 | £435,000 |
| sold | 2021-01-01 | £374,000 |
| sold | 2012-01-01 | £250,000 |
| sold | 2005-01-01 | £250,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 85 BATTALION WAY, THATCHAM, WEST BERKSHIRE, RG19 4RN | £380,000 | 30/10/2025 | Terraced |
| 8 ROTARY WAY, THATCHAM, WEST BERKSHIRE, RG19 4SA | £435,000 | 12/09/2025 | Terraced |
| 155A STATION ROAD, THATCHAM, WEST BERKSHIRE, RG19 4QH | £305,000 | 27/10/2023 | Terraced |
| 3 OBSERVER DRIVE, THATCHAM, WEST BERKSHIRE, RG19 4RR | £360,000 | 31/03/2023 | Terraced |
| 73 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE | £295,000 | 28/10/2022 | Terraced |
| 141 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE | £243,750 | 28/09/2022 | Terraced |
| 32 ARTILLERY DRIVE, THATCHAM, WEST BERKSHIRE, RG19 4RW | £375,000 | 17/06/2022 | Terraced |
| 52 ROTARY WAY, THATCHAM, WEST BERKSHIRE, RG19 4SA | £282,500 | 21/02/2022 | Terraced |
| 69 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE | £375,000 | 26/11/2021 | Terraced |
| 6 DICKSON GLADE, THATCHAM, WEST BERKSHIRE, RG19 4RJ | £265,000 | 26/11/2021 | Terraced |
| 107 STATION ROAD, THATCHAM, WEST BERKSHIRE, RG19 4QH | £300,000 | 22/11/2021 | Terraced |
| 51 URQUHART ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RE | £330,000 | 29/09/2021 | Terraced |
| 37 QUARRINGTON CLOSE, THATCHAM, WEST BERKSHIRE, RG19 4YE | £269,000 | 24/09/2021 | Terraced |
| 45 HORNE ROAD, THATCHAM, WEST BERKSHIRE, RG19 4RY | £270,000 | 03/09/2021 | Terraced |

**Area average:** £320,375 (14 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 57%
- **10y growth:** 31.3%

## House Price Index (HM Land Registry)

*Official index for West Berkshire; Terraced series; as of April 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 18.4%
- **10y growth (index):** 28.1%

## Rental Range

*ONS Price Index of Private Rents (West Berkshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,173/mo
- **Realistic:** £1,303/mo
- **Optimistic:** £1,433/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Cowslip Crescent, RG18 | £1,950/mo | 4 | 1.01 miles | OpenRent |
| 4 Bed Terraced House, Faircross Court, RG18 | £2,000/mo | 4 | 1.21 miles | OpenRent |

**Average rent: £1,975/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £246,875
- **Target investor price (1%):** £197,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,975/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.4×
- **Monthly cashflow:** £39/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 37 |
| Anti-social behaviour | 16 |
| Shoplifting | 10 |
| Criminal damage and arson | 6 |
| Drugs | 4 |
| Other theft | 3 |
| Other crime | 2 |
| Burglary | 1 |
| Public order | 1 |
| **Total incidents** | **80** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Spurcroft Primary School | Primary | 0.3 miles | Good — 12 Jan 2023 |
| Kennet School | Secondary | 0.5 miles | Good — 24 Jul 2024 |
| Francis Baily Primary School | Primary | 0.6 miles | Requires improvement — 14 Jan 2024 |
| Thatcham Park CofE Primary | Primary | 1.0 miles | Good — 11 Jun 2024 |
| Whitelands Park Primary School | Primary | 1.2 miles | Good — 1 Dec 2022 |