Terraced

76 CHATSWORTH STREET

BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TP

£132,500

Location

Map view View on Google Maps View on OpenStreetMap Street View LA14 5TP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	St James Parish Church	0.1 miles
Shop	Toolstation	0.3 miles
Train station	Barrow-in-Furness	0.4 miles
Hospital	Furness General Hospital	1.6 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

77 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£132,500 May 2026

Price per m²

£1,721/m²

Local average

£115,133 (125 sales)

Street crime

346 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: B

Inspection date: 19/09/2019

Expiry date: 18/09/2029

Current heating cost: £1,033/year

Potential heating cost: £393/year

Est. upgrade cost to C: £19,525

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£25)
Change heating to gas condensing boiler (£3,000 - £7,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/05/2026	£132,500	Terraced	—	£133,556 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£132,500
listed	19/06/2025	£139,950
sold	01/01/2020	£91,000
sold	01/01/2020	£75,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
1 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TT	£85,000	19/01/2026	Terraced
126 HARTINGTON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TW	£162,500	06/01/2026	Terraced
183 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RS	£106,000	16/12/2025	Terraced
136 ANSON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TH	£120,500	12/12/2025	Terraced
33 PARRY STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TF	£77,500	08/12/2025	Terraced
96 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TP	£125,000	28/11/2025	Terraced
18 PARKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RN	£88,000	18/11/2025	Terraced
18 HOWE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TL	£98,000	28/10/2025	Terraced
160 HOLKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RU	£159,000	24/10/2025	Terraced
138 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RX	£175,000	31/07/2025	Terraced
8 PARRY STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TF	£89,950	26/06/2025	Terraced
155 ANSON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TQ	£80,000	08/01/2025	Terraced
94 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UE	£122,000	06/01/2025	Terraced
2 ADELAIDE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TX	£82,000	07/12/2023	Terraced
68 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TU	£62,000	30/11/2023	Terraced
104 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UE	£125,000	29/11/2023	Terraced
163 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RS	£143,158	23/11/2023	Terraced
160 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RR	£115,000	16/10/2023	Terraced
42 DUNDAS STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RP	£60,000	10/10/2023	Terraced
27 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TT	£80,500	29/09/2023	Terraced

Area average: £107,805 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 7.5%

10y growth 56.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of June 2026.

1y (index) 5.3%

5y (index) 17.9%

10y (index) 64.7%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £869/mo

Realistic £965/mo

Optimistic £1,062/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Barrow-in-Furness: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Napier St, LA14	£675/mo	2	0.29 miles	OpenRent

Average rent: £675/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.51%

Max investor price (0.8%) £84,375

Target investor price (1%) £67,500

Gross yield 6.1%

Cost-to-rent ratio 16.4×

Monthly cashflow £61/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	140
Public order	50
Shoplifting	42
Criminal damage and arson	35
Burglary	16
Drugs	16
Vehicle crime	14
Other theft	11
Anti-social behaviour	8
Possession of weapons	6
Other crime	3
Robbery	3
Bicycle theft	1
Theft from the person	1
Total incidents	346

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hindpool Nursery School	Nursery	0.1 miles	— (Inspected (no overall grade))
St James' CofE Junior School	Primary	0.1 miles	Good — 23 Apr 2012
Brisbane Park Infant School	Primary	0.1 miles	Good — 16 Jul 2024
Furness College	Other	0.3 miles	— (No rating)
Ramsden Infant School	Primary	0.6 miles	Good — 25 Jan 2023

FENSA

No FENSA certificates found for this address.

# 76 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TP

## Property details

- Slug: `7de4b24` (address key hash: `7de4b24862d5dbba9634aa4b5e989783b48dff22`)
- Postcode: LA14 5TP
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 77 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £132,500 May 2026
- Price per m²: £1,721/m²
- Local average: £115,133 (125 sales)
- Street crime: 346 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £132,500
- Date: 2026-05-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 18/09/2029
- **Current heating cost:** £1,033/year
- **Est. upgrade cost to C:** £19,525

### Recommendations
- W2 (£4,000 - £6,000)
- E (£25)
- T (£3,000 - £7,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0861-2861-7113-9791-8655)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-27 | £132,500 | Terraced | — | £133,556 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-378d-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 76 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TP | £132,500 | 27/05/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [163541840](http://87.117.209.195:8080/listings/11cced6)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £132,500 |
| listed | 2025-06-19 | £139,950 |
| sold | 2020-01-01 | £91,000 |
| sold | 2020-01-01 | £75,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TT | £85,000 | 19/01/2026 | Terraced |
| 126 HARTINGTON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TW | £162,500 | 06/01/2026 | Terraced |
| 183 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RS | £106,000 | 16/12/2025 | Terraced |
| 136 ANSON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TH | £120,500 | 12/12/2025 | Terraced |
| 33 PARRY STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TF | £77,500 | 08/12/2025 | Terraced |
| 96 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TP | £125,000 | 28/11/2025 | Terraced |
| 18 PARKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RN | £88,000 | 18/11/2025 | Terraced |
| 18 HOWE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TL | £98,000 | 28/10/2025 | Terraced |
| 160 HOLKER STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RU | £159,000 | 24/10/2025 | Terraced |
| 138 CHATSWORTH STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RX | £175,000 | 31/07/2025 | Terraced |
| 8 PARRY STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TF | £89,950 | 26/06/2025 | Terraced |
| 155 ANSON STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TQ | £80,000 | 08/01/2025 | Terraced |
| 94 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UE | £122,000 | 06/01/2025 | Terraced |
| 2 ADELAIDE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TX | £82,000 | 07/12/2023 | Terraced |
| 68 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TU | £62,000 | 30/11/2023 | Terraced |
| 104 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5UE | £125,000 | 29/11/2023 | Terraced |
| 163 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RS | £143,158 | 23/11/2023 | Terraced |
| 160 BLAKE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RR | £115,000 | 16/10/2023 | Terraced |
| 42 DUNDAS STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5RP | £60,000 | 10/10/2023 | Terraced |
| 27 MELBOURNE STREET, BARROW-IN-FURNESS, WESTMORLAND AND FURNESS, LA14 5TT | £80,500 | 29/09/2023 | Terraced |

**Area average:** £107,805 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 7.5%
- **10y growth:** 56.7%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of June 2026.*

- **1y growth (index):** 5.3%
- **5y growth (index):** 17.9%
- **10y growth (index):** 64.7%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £965/mo
- **Optimistic:** £1,062/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Barrow-in-Furness (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Napier St, LA14 | £675/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £675/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.51% (weak for cashflow)
- **Max investor price (0.8%):** £84,375
- **Target investor price (1%):** £67,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £675/mo).*

- **Gross yield:** 6.1%
- **Cost-to-rent:** 16.4×
- **Monthly cashflow:** £61/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 140 |
| Public order | 50 |
| Shoplifting | 42 |
| Criminal damage and arson | 35 |
| Burglary | 16 |
| Drugs | 16 |
| Vehicle crime | 14 |
| Other theft | 11 |
| Anti-social behaviour | 8 |
| Possession of weapons | 6 |
| Other crime | 3 |
| Robbery | 3 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **346** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hindpool Nursery School | Nursery | 0.1 miles | — (Inspected (no overall grade)) |
| St James' CofE Junior School | Primary | 0.1 miles | Good — 23 Apr 2012 |
| Brisbane Park Infant School | Primary | 0.1 miles | Good — 16 Jul 2024 |
| Furness College | Other | 0.3 miles | — (No rating) |
| Ramsden Infant School | Primary | 0.6 miles | Good — 25 Jan 2023 |