# 45B FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB

## Property details

- Slug: `7dac614` (address key hash: `7dac6144be066409b5a99ac48cc47d11b23c88b1`)
- Postcode: NN15 5SB
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: D
- Year built: England and Wales: 1996-2002
- Last sold: £235,000 Feb 2026
- Price per m²: £3,013/m²
- Local average: £216,925 (26 sales)
- Street crime: 67 incidents within 1 mile (May 2026)

## Latest sale

- Price: £235,000
- Date: 2026-02-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 11/04/2026 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £544/year
- **Est. upgrade cost to C:** £14,545

### Recommendations
- E (£45)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0357-2812-6642-9996-2131)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £235,000 | Terraced | +9.8% | £232,213 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-814e-8922-e063-4804a8c094d0) |
| Sold | 2023-10-20 | £214,000 | Terraced | — | £219,262 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1061746e-4530-3c34-e063-4804a8c0f9e7) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 45B FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £235,000 | 20/02/2026 | Terraced |
| 45B FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SB | £214,000 | 20/10/2023 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167401892](http://87.117.209.195:8080/listings/8a24169)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £235,000 |
| listed | 2025-09-25 | £240,000 |
| sold | 2023-01-01 | £214,000 |
| sold | 2003-01-01 | £92,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 65 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £219,950 | 28/07/2023 | Terraced |
| 54 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £205,000 | 21/06/2023 | Terraced |
| 17 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £219,950 | 21/12/2022 | Terraced |
| 59 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £235,000 | 07/10/2022 | Terraced |
| 41 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £191,000 | 23/09/2022 | Terraced |
| 88 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £175,000 | 23/09/2022 | Terraced |
| 184 HIGH STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RJ | £165,000 | 24/06/2022 | Terraced |
| 183 CHURCHILL WAY, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5RP | £220,000 | 27/05/2022 | Terraced |
| 66 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SF | £180,000 | 06/05/2022 | Terraced |
| 28 FINEDON STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SA | £173,000 | 20/04/2022 | Terraced |
| 11 ALEXANDRA STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SE | £145,000 | 07/04/2022 | Terraced |
| 11 SPENCER STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SQ | £182,000 | 31/03/2022 | Terraced |
| 34 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG | £175,000 | 25/02/2022 | Terraced |
| 5 COLES CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SN | £243,000 | 16/02/2022 | Terraced |
| 19 DUKE STREET, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SG | £195,200 | 11/02/2022 | Terraced |
| 5 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF | £212,000 | 24/01/2022 | Terraced |
| 4 HAWTHORN CLOSE, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QF | £215,000 | 21/01/2022 | Terraced |
| 32 SHANNON WAY, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5SX | £216,550 | 14/01/2022 | Terraced |
| 14 FINEDON ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5QB | £169,000 | 07/01/2022 | Terraced |
| 6 JACQUES ROAD, BURTON LATIMER, KETTERING, NORTH NORTHAMPTONSHIRE, NN15 5GJ | £285,000 | 20/12/2021 | Terraced |

**Area average:** £201,083 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.3%
- **10y growth:** 56.8%

## House Price Index (HM Land Registry)

*Official index for North Northamptonshire; Terraced series; as of April 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 16.8%
- **10y growth (index):** 52%

## Rental Range

*ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £886/mo
- **Realistic:** £984/mo
- **Optimistic:** £1,082/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Newman Street, NN15 | £1,300/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Terraced House, Alexandra Street, NN15 | £1,100/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Semi-Detached House, Severn Court, NN15 | £1,095/mo | 3 | 0.21 miles | OpenRent |
| 3 Bed Semi-Detached House, Donnington Road, NN15 | £1,250/mo | 3 | 0.39 miles | OpenRent |
| 3 Bed Semi-Detached House, Gotch Road, NN15 | £1,250/mo | 3 | 1.22 miles | OpenRent |

**Average rent: £1,199/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.7×
- **Monthly cashflow:** £175/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 33 |
| Violence and sexual offences | 21 |
| Other theft | 4 |
| Criminal damage and arson | 2 |
| Other crime | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Public order | 1 |
| Robbery | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **67** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Meadowside Primary School | Primary | 0.2 miles | Good — 18 May 2022 |
| St. Marys CofE Primary School | Primary | 0.3 miles | Good — 23 May 2023 |
| Isham Church of England Primary School | Primary | 0.8 miles | Outstanding — 26 Mar 2015 |
| Creating Tomorrow College | Other | 1.1 miles | — (No rating) |
| Barton Seagrave Primary School | Primary | 1.5 miles | Good — 29 Mar 2013 |