Detached

ALBION COTTAGE ALBION ROAD

TUNBRIDGE WELLS, KENT, TN1 2PF

£99,900

Location

Map view View on Google Maps View on OpenStreetMap Street View TN1 2PF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	St James Road	0.1 miles
Shop	Washeteria	0.1 miles
Hospital	Tunbridge Wells Nuffield Hospital	0.6 miles
Train station	Tunbridge Wells	0.7 miles
University	Unknown	3.3 miles

Property details

Tenure

Freehold

Property type

Detached

Floor area

75 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£99,900 Oct 2001

Price per m²

£1,332/m²

Local average

£1,655,000 (2 sales)

Street crime

290 incidents within 1 mile (Aug 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 25/01/2023

Expiry date: 24/01/2033

Current heating cost: £616/year

Potential heating cost: £545/year

Est. upgrade cost to C: £11,735

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£35)
Solar water heating (£4,000 - £6,000)
Replacement glazing units (£1,000 - £1,400)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	24/10/2001	£99,900	Detached	—	£285,308 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
4 AVON STREET, TUNBRIDGE WELLS, KENT, TN1 2JG	£450,000	07/09/2022	Detached
62 ST JAMES ROAD, TUNBRIDGE WELLS, KENT, TN1 2LB	£1,360,000	19/08/2022	Detached
STANLEY COTTAGES 3 STANLEY ROAD, TUNBRIDGE WELLS, KENT, TN1 2BA	£386,500	29/07/2022	Detached
THE SCHOOL HOUSE STRATFORD STREET, TUNBRIDGE WELLS, KENT, TN1 2JH	£395,000	17/03/2022	Detached

Area average: £647,875 (4 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -10.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Tunbridge Wells. Series: Detached. As of July 2026.

1y (index) 0.7%

5y (index) 13.5%

10y (index) 28.5%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: MOUNTVIEW ESTATES PLC (328020)

Rental Range

Estimated market rent for Tunbridge Wells. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,380/mo

Realistic £1,533/mo

Optimistic £1,686/mo

Based on Local Authority from postcode lookup → Tunbridge Wells.

LHA (30th percentile) floor for High Weald: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, St Johns Road, TN4	£1,400/mo	2	0.6 miles	OpenRent

Average rent: £1,400/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.4%

Max investor price (0.8%) £175,000

Target investor price (1%) £140,000

Gross yield 16.8%

Cost-to-rent ratio 5.9×

Monthly cashflow £842/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 34.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Anti-social behaviour	91
Violence and sexual offences	86
Other theft	24
Criminal damage and arson	22
Shoplifting	22
Vehicle crime	14
Public order	8
Burglary	5
Drugs	5
Bicycle theft	4
Other crime	3
Possession of weapons	3
Robbery	2
Theft from the person	1
Total incidents	290

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Barnabas CofE VA Primary School	Primary	0.1 miles	Good — 19 Dec 2014
St James' Church of England Voluntary Aided Primary School	Primary	0.3 miles	Good — 24 Apr 2024
The Wells Free School	Primary	0.6 miles	Good — 29 Jun 2015
The Skinners' School	Secondary	0.6 miles	Good — 13 Jan 2022
St Peter's Church of England Primary School	Primary	0.6 miles	Outstanding — 24 Apr 2014

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# ALBION COTTAGE ALBION ROAD, TUNBRIDGE WELLS, KENT, TN1 2PF

## Property details

- Slug: `7ab5c56` (address key hash: `7ab5c563a048e1d310f9ab5dbafe35d6453bdf1c`)
- Postcode: TN1 2PF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £99,900 Oct 2001
- Price per m²: £1,332/m²
- Local average: £1,655,000 (2 sales)
- Street crime: 290 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £99,900
- Date: 2001-10-24
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 24/01/2033
- **Current heating cost:** £616/year
- **Est. upgrade cost to C:** £11,735

### Recommendations
- W1 (£800 - £1,200)
- E (£35)
- N (£4,000 - £6,000)
- O3 (£1,000 - £1,400)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2148-6233-1223-1211-4426)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2001-10-24 | £99,900 | Detached | — | £285,308 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/6b75aa71-bba8-4446-8a59-9289010fb9fd) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ALBION COTTAGE ALBION ROAD, TUNBRIDGE WELLS, KENT, TN1 2PF | £99,900 | 24/10/2001 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 AVON STREET, TUNBRIDGE WELLS, KENT, TN1 2JG | £450,000 | 07/09/2022 | Detached |
| 62 ST JAMES ROAD, TUNBRIDGE WELLS, KENT, TN1 2LB | £1,360,000 | 19/08/2022 | Detached |
| STANLEY COTTAGES 3 STANLEY ROAD, TUNBRIDGE WELLS, KENT, TN1 2BA | £386,500 | 29/07/2022 | Detached |
| THE SCHOOL HOUSE STRATFORD STREET, TUNBRIDGE WELLS, KENT, TN1 2JH | £395,000 | 17/03/2022 | Detached |

**Area average:** £647,875 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -10.2%

## House Price Index (HM Land Registry)

*Official index for Tunbridge Wells; Detached series; as of July 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 13.5%
- **10y growth (index):** 28.5%

## Rental Range

*ONS Price Index of Private Rents (Tunbridge Wells). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,380/mo
- **Realistic:** £1,533/mo
- **Optimistic:** £1,686/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for High Weald (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, St Johns Road, TN4 | £1,400/mo | 2 | 0.6 miles | OpenRent |

**Average rent: £1,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.4% (strong)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 16.8%
- **Cost-to-rent:** 5.9×
- **Monthly cashflow:** £842/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 34.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 91 |
| Violence and sexual offences | 86 |
| Other theft | 24 |
| Criminal damage and arson | 22 |
| Shoplifting | 22 |
| Vehicle crime | 14 |
| Public order | 8 |
| Burglary | 5 |
| Drugs | 5 |
| Bicycle theft | 4 |
| Other crime | 3 |
| Possession of weapons | 3 |
| Robbery | 2 |
| Theft from the person | 1 |
| **Total incidents** | **290** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Barnabas CofE VA Primary School | Primary | 0.1 miles | Good — 19 Dec 2014 |
| St James' Church of England Voluntary Aided Primary School | Primary | 0.3 miles | Good — 24 Apr 2024 |
| The Wells Free School | Primary | 0.6 miles | Good — 29 Jun 2015 |
| The Skinners' School | Secondary | 0.6 miles | Good — 13 Jan 2022 |
| St Peter's Church of England Primary School | Primary | 0.6 miles | Outstanding — 24 Apr 2014 |