Detached

108 HIGH STREET

QUEENBOROUGH, SWALE, KENT, ME11 5AG

£395,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME11 5AG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Jubilee Crescent	0.1 miles
Shop	Queenborough Stores	0.1 miles
Train station	Queenborough	0.3 miles
University	University of Essex	8.5 miles
Hospital	Wellesley Hospital	9.5 miles

Property details

Tenure

Freehold

Property type

Detached

Last sold

£395,000 Oct 2020

Street crime

73 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/10/2020	£395,000	Detached	—	£439,356 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

No comparable sales found in this area for the last 5 years.

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Detached. As of March 2026.

1y (index) 0%

5y (index) 11.5%

10y (index) 36.4%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £982/mo

Realistic £1,091/mo

Optimistic £1,200/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Swift House, ME11	£825/mo	1	0.07 miles	OpenRent
1 Bed Flat, Highstreet Queenborough, ME11	£925/mo	1	0.09 miles	OpenRent
Studio Flat, Scarlett House, ME11	£850/mo	1	0.1 miles	OpenRent
1 Bed Flat, Scarlett House, ME11	£1,000/mo	1	0.1 miles	OpenRent
2 Bed Flat, Scarlett House, ME11	£1,200/mo	2	0.1 miles	OpenRent
1 Bed Semi-Detached House, Swale Cottage, ME11	£800/mo	1	0.13 miles	OpenRent
2 Bed Semi-Detached House, Swale Cottage, ME11	£980/mo	2	0.13 miles	OpenRent
2 Bed End Terrace, Seaview Terrace, ME11	£1,300/mo	2	0.14 miles	OpenRent
3 Bed Semi-Detached House, Edward Road, ME11	£1,600/mo	3	0.52 miles	OpenRent
3 Bed Terraced House, Manor Road, ME11	£1,350/mo	3	0.62 miles	OpenRent
3 Bed Semi-Detached House, Hawthorn Avenue, ME12	£1,900/mo	3	0.9 miles	OpenRent
2 Bed Terraced House, Holmside Avenue, ME12	£1,400/mo	2	1.23 miles	OpenRent

Average rent: £1,178/mo (12 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.28%

Max investor price (0.8%) £137,500

Target investor price (1%) £110,000

Gross yield 3.3%

Cost-to-rent ratio 29.9×

Monthly cashflow £-591/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	18
Violence and sexual offences	16
Criminal damage and arson	11
Other theft	10
Vehicle crime	7
Public order	3
Shoplifting	3
Burglary	2
Bicycle theft	1
Drugs	1
Robbery	1
Total incidents	73

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Queenborough School and Nursery	Primary	0.5 miles	Outstanding — 25 Sep 2023
West Minster Primary School	Primary	1.1 miles	Good — 12 Jan 2017
St Edward's Catholic Primary School	Primary	1.5 miles	— (Inspected (no overall grade))
Halfway Houses Primary School	Primary	1.6 miles	Good — 21 May 2015
Rose Street Primary School	Primary	1.6 miles	Requires improvement — 31 Jan 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 108 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG

## Property details

- Slug: `7a981b8` (address key hash: `7a981b83d4b901866b82c9d513fc230e9553f839`)
- Postcode: ME11 5AG
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Last sold: £395,000 Oct 2020
- Street crime: 73 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £395,000
- Date: 2020-10-12
- Type: D
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2020-10-12 | £395,000 | Detached | — | £439,356 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/b82222ec-eccf-6691-e053-6b04a8c02fb2) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 HIGH STREET, QUEENBOROUGH, SWALE, KENT, ME11 5AG | £395,000 | 12/10/2020 | Detached |

## House Price Index (HM Land Registry)

*Official index for Swale; Detached series; as of March 2026.*

- **1y growth (index):** 0%
- **5y growth (index):** 11.5%
- **10y growth (index):** 36.4%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Swift House, ME11 | £825/mo | 1 | 0.07 miles | OpenRent |
| 1 Bed Flat, Highstreet Queenborough, ME11 | £925/mo | 1 | 0.09 miles | OpenRent |
| Studio Flat, Scarlett House, ME11 | £850/mo | 1 | 0.1 miles | OpenRent |
| 1 Bed Flat, Scarlett House, ME11 | £1,000/mo | 1 | 0.1 miles | OpenRent |
| 2 Bed Flat, Scarlett House, ME11 | £1,200/mo | 2 | 0.1 miles | OpenRent |
| 1 Bed Semi-Detached House, Swale Cottage, ME11 | £800/mo | 1 | 0.13 miles | OpenRent |
| 2 Bed Semi-Detached House, Swale Cottage, ME11 | £980/mo | 2 | 0.13 miles | OpenRent |
| 2 Bed End Terrace, Seaview Terrace, ME11 | £1,300/mo | 2 | 0.14 miles | OpenRent |
| 3 Bed Semi-Detached House, Edward Road, ME11 | £1,600/mo | 3 | 0.52 miles | OpenRent |
| 3 Bed Terraced House, Manor Road, ME11 | £1,350/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Semi-Detached House, Hawthorn Avenue, ME12 | £1,900/mo | 3 | 0.9 miles | OpenRent |
| 2 Bed Terraced House, Holmside Avenue, ME12 | £1,400/mo | 2 | 1.23 miles | OpenRent |

**Average rent: £1,178/mo (12 listings)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 3.3%
- **Cost-to-rent:** 29.9×
- **Monthly cashflow:** £-591/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 18 |
| Violence and sexual offences | 16 |
| Criminal damage and arson | 11 |
| Other theft | 10 |
| Vehicle crime | 7 |
| Public order | 3 |
| Shoplifting | 3 |
| Burglary | 2 |
| Bicycle theft | 1 |
| Drugs | 1 |
| Robbery | 1 |
| **Total incidents** | **73** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Queenborough School and Nursery | Primary | 0.5 miles | Outstanding — 25 Sep 2023 |
| West Minster Primary School | Primary | 1.1 miles | Good — 12 Jan 2017 |
| St Edward's Catholic Primary School | Primary | 1.5 miles | — (Inspected (no overall grade)) |
| Halfway Houses Primary School | Primary | 1.6 miles | Good — 21 May 2015 |
| Rose Street Primary School | Primary | 1.6 miles | Requires improvement — 31 Jan 2023 |