# 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW

## Property details

- Slug: `79fa858` (address key hash: `79fa858113d4a686e5b55b9bfb0c2fb773b10fdf`)
- Postcode: FY8 3LW
- Transactions on record: 4

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 118 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £350,000 Feb 2026
- Price per m²: £2,966/m²
- Local average: £292,232 (64 sales)
- Street crime: 176 incidents within 1 mile (May 2026)

## Latest sale

- Price: £350,000
- Date: 2026-02-11
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/09/2034
- **Current heating cost:** £1,220/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2634-3042-8201-3494-3204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £350,000 | Semi-detached | +7.7% | £346,111 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-51a7-8922-e063-4804a8c094d0) |
| Sold | 2022-02-17 | £325,000 | Semi-detached | +39.5% | £363,629 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/dba933f9-8b72-669d-e053-6b04a8c0ad56) |
| Sold | 2015-05-26 | £233,000 | Semi-detached | +7.1% | £321,731 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/0f275b74-ad30-41b3-88b1-57218c7f7e8f) |
| Sold | 2010-07-28 | £217,500 | Semi-detached | — | £291,688 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b44823c7-a7ff-4d25-ba84-f9d24b965669) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £350,000 | 11/02/2026 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £325,000 | 17/02/2022 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £233,000 | 26/05/2015 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £217,500 | 28/07/2010 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167527319](http://87.117.209.195:8080/listings/eda2e2c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £350,000 |
| listed | 2025-09-27 | £355,000 |
| sold | 2022-01-01 | £325,000 |
| sold | 2015-01-01 | £233,000 |
| sold | 2010-01-01 | £217,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 158 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NJ | £375,000 | 05/12/2025 | Semi-detached |
| 53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £203,000 | 17/11/2025 | Semi-detached |
| 6 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £220,000 | 20/08/2025 | Semi-detached |
| 10 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS | £310,000 | 23/05/2025 | Semi-detached |
| 4 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £222,500 | 07/12/2023 | Semi-detached |
| 12 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £172,500 | 01/12/2023 | Semi-detached |
| 279 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP | £200,000 | 01/11/2023 | Semi-detached |
| 277 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP | £225,000 | 30/08/2023 | Semi-detached |
| 3 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £265,000 | 03/08/2023 | Semi-detached |
| 5 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS | £260,000 | 16/06/2023 | Semi-detached |
| 23 OTLEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3QX | £250,000 | 10/05/2023 | Semi-detached |
| 24 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £200,000 | 16/11/2022 | Semi-detached |
| 1 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £287,000 | 08/11/2022 | Semi-detached |
| 5 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £165,000 | 09/09/2022 | Semi-detached |
| 26 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £182,000 | 19/08/2022 | Semi-detached |
| 25 GREENWAYS, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LY | £240,000 | 17/08/2022 | Semi-detached |
| 32 LAWRENCE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LG | £230,000 | 15/08/2022 | Semi-detached |
| 21 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £211,000 | 29/07/2022 | Semi-detached |
| 63 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £229,950 | 18/07/2022 | Semi-detached |
| 53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £187,500 | 09/06/2022 | Semi-detached |

**Area average:** £231,773 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -20.7%
- **10y growth:** 38.5%

## House Price Index (HM Land Registry)

*Official index for Fylde; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 15.4%
- **10y growth (index):** 31.2%

## Rental Range

*ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £772/mo
- **Realistic:** £858/mo
- **Optimistic:** £944/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Clifton Drive North, FY8 | £525/mo | 1 | 1.17 miles | OpenRent |

**Average rent: £525/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.15% (weak for cashflow)
- **Max investor price (0.8%):** £65,625
- **Target investor price (1%):** £52,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £525/mo).*

- **Gross yield:** 1.8%
- **Cost-to-rent:** 55.6×
- **Monthly cashflow:** £-931/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -11%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 68 |
| Anti-social behaviour | 45 |
| Shoplifting | 17 |
| Criminal damage and arson | 16 |
| Other theft | 9 |
| Public order | 5 |
| Burglary | 4 |
| Drugs | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Other crime | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **176** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Clifton Primary School | Primary | 0.3 miles | Good — 27 Jul 2015 |
| Our Lady Star of the Sea Catholic Primary School | Primary | 0.4 miles | Outstanding — 21 May 2023 |
| Lytham St Annes High School | Secondary | 0.5 miles | Good — 6 Jun 2013 |
| St Annes on Sea St Thomas' Church of England Primary School | Primary | 0.5 miles | Good — 16 Apr 2015 |
| Ansdell Primary School | Primary | 0.7 miles | Good — 14 Feb 2014 |