Semi-Detached 4 sales on record

7 HAYMARKET

LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW

£350,000

Location

Map view View on Google Maps View on OpenStreetMap Street View FY8 3LW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Phil's Bakery	0.2 miles
Hospital	Clifton Hospital	0.5 miles
Train station	St Annes-on-the-Sea	0.9 miles
Bus stop	Unknown	1.0 miles
University	Blackpool and The Fylde College	7.5 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

118 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£350,000 Feb 2026

Price per m²

£2,966/m²

Local average

£292,232 (64 sales)

Street crime

176 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 27/09/2024

Expiry date: 26/09/2034

Current heating cost: £1,220/year

Potential heating cost: £1,119/year

Est. upgrade cost to C: £10,500

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	11/02/2026	£350,000	Semi-detached	+7.7%	£346,111 to April 2026	View transaction
Sold	17/02/2022	£325,000	Semi-detached	+39.5%	£363,629 to April 2026	View transaction
Sold	26/05/2015	£233,000	Semi-detached	+7.1%	£321,731 to April 2026	View transaction
Sold	28/07/2010	£217,500	Semi-detached	—	£291,688 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£350,000
listed	27/09/2025	£355,000
sold	01/01/2022	£325,000
sold	01/01/2015	£233,000
sold	01/01/2010	£217,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
158 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NJ	£375,000	05/12/2025	Semi-detached
53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT	£203,000	17/11/2025	Semi-detached
6 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD	£220,000	20/08/2025	Semi-detached
10 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS	£310,000	23/05/2025	Semi-detached
4 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD	£222,500	07/12/2023	Semi-detached
12 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD	£172,500	01/12/2023	Semi-detached
279 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP	£200,000	01/11/2023	Semi-detached
277 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP	£225,000	30/08/2023	Semi-detached
3 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW	£265,000	03/08/2023	Semi-detached
5 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS	£260,000	16/06/2023	Semi-detached
23 OTLEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3QX	£250,000	10/05/2023	Semi-detached
24 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT	£200,000	16/11/2022	Semi-detached
1 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW	£287,000	08/11/2022	Semi-detached
5 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU	£165,000	09/09/2022	Semi-detached
26 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU	£182,000	19/08/2022	Semi-detached
25 GREENWAYS, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LY	£240,000	17/08/2022	Semi-detached
32 LAWRENCE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LG	£230,000	15/08/2022	Semi-detached
21 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU	£211,000	29/07/2022	Semi-detached
63 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT	£229,950	18/07/2022	Semi-detached
53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT	£187,500	09/06/2022	Semi-detached

Area average: £231,773 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -20.3%

10y growth 37%

House Price Index (HM Land Registry — official index, not sold-price averages): Fylde. Series: Semi-detached. As of April 2026.

1y (index) 2.2%

5y (index) 15.4%

10y (index) 31.2%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: THE SAINT ANNES ON THE SEA LAND AND BUILDING COMPANY LIMITED (1306100)

Rental Range

Estimated market rent for Fylde. Low = conservative, Realistic = average, Optimistic = best case.

Low £772/mo

Realistic £858/mo

Optimistic £944/mo

Based on Local Authority from postcode lookup → Fylde.

LHA (30th percentile) floor for Fylde Coast: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Clifton Drive North, FY8	£525/mo	1	1.17 miles	OpenRent

Average rent: £525/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.15%

Max investor price (0.8%) £65,625

Target investor price (1%) £52,500

Gross yield 1.8%

Cost-to-rent ratio 55.6×

Monthly cashflow £-931/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -11%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	68
Anti-social behaviour	45
Shoplifting	17
Criminal damage and arson	16
Other theft	9
Public order	5
Burglary	4
Drugs	3
Vehicle crime	3
Bicycle theft	2
Other crime	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	176

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Clifton Primary School	Primary	0.3 miles	Good — 27 Jul 2015
Our Lady Star of the Sea Catholic Primary School	Primary	0.4 miles	Outstanding — 21 May 2023
Lytham St Annes High School	Secondary	0.5 miles	Good — 6 Jun 2013
St Annes on Sea St Thomas' Church of England Primary School	Primary	0.5 miles	Good — 16 Apr 2015
Ansdell Primary School	Primary	0.7 miles	Good — 14 Feb 2014

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW

## Property details

- Slug: `79fa858` (address key hash: `79fa858113d4a686e5b55b9bfb0c2fb773b10fdf`)
- Postcode: FY8 3LW
- Transactions on record: 4

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 118 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £350,000 Feb 2026
- Price per m²: £2,966/m²
- Local average: £292,232 (64 sales)
- Street crime: 176 incidents within 1 mile (May 2026)

## Latest sale

- Price: £350,000
- Date: 2026-02-11
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 26/09/2034
- **Current heating cost:** £1,220/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2634-3042-8201-3494-3204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-11 | £350,000 | Semi-detached | +7.7% | £346,111 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-51a7-8922-e063-4804a8c094d0) |
| Sold | 2022-02-17 | £325,000 | Semi-detached | +39.5% | £363,629 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/dba933f9-8b72-669d-e053-6b04a8c0ad56) |
| Sold | 2015-05-26 | £233,000 | Semi-detached | +7.1% | £321,731 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/0f275b74-ad30-41b3-88b1-57218c7f7e8f) |
| Sold | 2010-07-28 | £217,500 | Semi-detached | — | £291,688 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/b44823c7-a7ff-4d25-ba84-f9d24b965669) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £350,000 | 11/02/2026 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £325,000 | 17/02/2022 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £233,000 | 26/05/2015 | Semi-detached |
| 7 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £217,500 | 28/07/2010 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167527319](http://87.117.209.195:8080/listings/eda2e2c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £350,000 |
| listed | 2025-09-27 | £355,000 |
| sold | 2022-01-01 | £325,000 |
| sold | 2015-01-01 | £233,000 |
| sold | 2010-01-01 | £217,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 158 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NJ | £375,000 | 05/12/2025 | Semi-detached |
| 53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £203,000 | 17/11/2025 | Semi-detached |
| 6 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £220,000 | 20/08/2025 | Semi-detached |
| 10 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS | £310,000 | 23/05/2025 | Semi-detached |
| 4 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £222,500 | 07/12/2023 | Semi-detached |
| 12 MOORLAND ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3TD | £172,500 | 01/12/2023 | Semi-detached |
| 279 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP | £200,000 | 01/11/2023 | Semi-detached |
| 277 CHURCH ROAD, ST ANNES, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NP | £225,000 | 30/08/2023 | Semi-detached |
| 3 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £265,000 | 03/08/2023 | Semi-detached |
| 5 WINSTON AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3NS | £260,000 | 16/06/2023 | Semi-detached |
| 23 OTLEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3QX | £250,000 | 10/05/2023 | Semi-detached |
| 24 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £200,000 | 16/11/2022 | Semi-detached |
| 1 HAYMARKET, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LW | £287,000 | 08/11/2022 | Semi-detached |
| 5 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £165,000 | 09/09/2022 | Semi-detached |
| 26 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £182,000 | 19/08/2022 | Semi-detached |
| 25 GREENWAYS, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LY | £240,000 | 17/08/2022 | Semi-detached |
| 32 LAWRENCE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LG | £230,000 | 15/08/2022 | Semi-detached |
| 21 ROSEWAY, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LU | £211,000 | 29/07/2022 | Semi-detached |
| 63 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £229,950 | 18/07/2022 | Semi-detached |
| 53 LOMOND AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3LT | £187,500 | 09/06/2022 | Semi-detached |

**Area average:** £231,773 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -20.3%
- **10y growth:** 37%

## House Price Index (HM Land Registry)

*Official index for Fylde; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.2%
- **5y growth (index):** 15.4%
- **10y growth (index):** 31.2%

## Rental Range

*ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £772/mo
- **Realistic:** £858/mo
- **Optimistic:** £944/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Clifton Drive North, FY8 | £525/mo | 1 | 1.17 miles | OpenRent |

**Average rent: £525/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.15% (weak for cashflow)
- **Max investor price (0.8%):** £65,625
- **Target investor price (1%):** £52,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £525/mo).*

- **Gross yield:** 1.8%
- **Cost-to-rent:** 55.6×
- **Monthly cashflow:** £-931/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -11%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 68 |
| Anti-social behaviour | 45 |
| Shoplifting | 17 |
| Criminal damage and arson | 16 |
| Other theft | 9 |
| Public order | 5 |
| Burglary | 4 |
| Drugs | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Other crime | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **176** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Clifton Primary School | Primary | 0.3 miles | Good — 27 Jul 2015 |
| Our Lady Star of the Sea Catholic Primary School | Primary | 0.4 miles | Outstanding — 21 May 2023 |
| Lytham St Annes High School | Secondary | 0.5 miles | Good — 6 Jun 2013 |
| St Annes on Sea St Thomas' Church of England Primary School | Primary | 0.5 miles | Good — 16 Apr 2015 |
| Ansdell Primary School | Primary | 0.7 miles | Good — 14 Feb 2014 |