# 42 COURTFIELD AVENUE, CHATHAM, MEDWAY, ME5 8QR

## Property details

- Slug: `79f0ee5` (address key hash: `79f0ee565747a8c7189be05751b710de0836419f`)
- Postcode: ME5 8QR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £305,000 Mar 2026
- Price per m²: £3,910/m²
- Local average: £331,077 (78 sales)
- Street crime: 156 incidents within 1 mile (May 2026)

## Latest sale

- Price: £305,000
- Date: 2026-03-30
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 27/08/2035
- **Current heating cost:** £777/year
- **Est. upgrade cost to C:** £16,955

### Recommendations
- W2 (£5,000 - £10,000)
- E (£420 - £490)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6235-7128-6500-0088-4226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-30 | £305,000 | Semi-detached | — | £302,238 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-16d1-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 COURTFIELD AVENUE, CHATHAM, MEDWAY, ME5 8QR | £305,000 | 30/03/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166225886](http://87.117.209.195:8080/listings/67995b0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £305,000 |
| listed | 2025-08-26 | £325,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 MEAD GREEN, CHATHAM, MEDWAY, ME5 8PB | £245,000 | 18/12/2025 | Semi-detached |
| 56 BALLENS ROAD, CHATHAM, MEDWAY, ME5 8NX | £365,000 | 16/12/2025 | Semi-detached |
| 8 COURTFIELD AVENUE, CHATHAM, MEDWAY, ME5 8QT | £383,000 | 05/11/2025 | Semi-detached |
| 93 BALLENS ROAD, CHATHAM, MEDWAY, ME5 8PA | £385,000 | 01/09/2025 | Semi-detached |
| 609 LORDS WOOD LANE, CHATHAM, MEDWAY, ME5 8QY | £300,000 | 27/11/2023 | Semi-detached |
| 9 LYNTON DRIVE, CHATHAM, MEDWAY, ME5 8PZ | £347,500 | 20/07/2023 | Semi-detached |
| 15 MEAD GREEN, CHATHAM, MEDWAY, ME5 8PB | £276,000 | 27/01/2023 | Semi-detached |
| 11 BALLENS ROAD, CHATHAM, MEDWAY, ME5 8NS | £330,000 | 24/10/2022 | Semi-detached |
| 73 COURTFIELD AVENUE, CHATHAM, MEDWAY, ME5 8QD | £390,000 | 02/09/2022 | Semi-detached |
| 625 LORDS WOOD LANE, CHATHAM, MEDWAY, ME5 8QY | £350,000 | 19/08/2022 | Semi-detached |
| 12 PORT CLOSE, CHATHAM, MEDWAY, ME5 8DU | £300,000 | 12/08/2022 | Semi-detached |
| 115 BALLENS ROAD, CHATHAM, MEDWAY, ME5 8PD | £310,000 | 17/06/2022 | Semi-detached |
| 80 BALLENS ROAD, CHATHAM, MEDWAY, ME5 8PD | £320,000 | 05/04/2022 | Semi-detached |
| 10 COPPICE ROAD, CHATHAM, MEDWAY, ME5 8RJ | £249,999 | 01/04/2022 | Semi-detached |
| 567 LORDS WOOD LANE, CHATHAM, MEDWAY, ME5 8NP | £288,000 | 17/02/2022 | Semi-detached |
| 35 COURTFIELD AVENUE, CHATHAM, MEDWAY, ME5 8QR | £315,000 | 08/02/2022 | Semi-detached |
| 14 COPPICE ROAD, CHATHAM, MEDWAY, ME5 8RJ | £300,000 | 25/01/2022 | Semi-detached |
| 10 MEAD GREEN, CHATHAM, MEDWAY, ME5 8PB | £272,000 | 17/12/2021 | Semi-detached |

**Area average:** £318,139 (18 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -0.3%
- **10y growth:** 28.8%

## House Price Index (HM Land Registry)

*Official index for Medway; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 17.5%
- **10y growth (index):** 40.7%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Savage Road, ME5 | £1,850/mo | 3 | 0.22 miles | OpenRent |

**Average rent: £1,850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £231,250
- **Target investor price (1%):** £185,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,850/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.7×
- **Monthly cashflow:** £439/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 49 |
| Violence and sexual offences | 48 |
| Criminal damage and arson | 15 |
| Other theft | 14 |
| Shoplifting | 9 |
| Robbery | 5 |
| Vehicle crime | 4 |
| Burglary | 3 |
| Drugs | 3 |
| Other crime | 3 |
| Public order | 3 |
| **Total incidents** | **156** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lordswood School | Primary | 0.1 miles | Good — 24 Feb 2019 |
| St Benedict's Catholic Primary School | Primary | 0.3 miles | Good — 8 Sep 2015 |
| Walderslade Primary School | Primary | 0.5 miles | Good — 8 Jun 2015 |
| Swingate Primary School | Primary | 0.6 miles | Good — 3 Dec 2014 |
| St Thomas More Roman Catholic Primary School | Primary | 0.8 miles | — (Inspected (no overall grade)) |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #6703582
- **Address:** 42 Courtfield Avenue, CHATHAM, ME5 8QR
- **Certificate Issued:** 20/07/2009
- **Work Completed:** 08/07/2009
- **Items:** 7 window(s), 2 door(s)

### FENSA Certificate #4764034
- **Address:** 42 Courtfield Avenue, CHATHAM, ME5 8QR
- **Certificate Issued:** 04/06/2007
- **Work Completed:** 24/04/2007
- **Items:** 1 window(s)