# 124 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QX

## Property details

- Slug: `79eb59d` (address key hash: `79eb59d942a90d0c77044f69daf085f1e5073c40`)
- Postcode: M26 1QX
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 49 m²
- EPC rating: D
- Year built: England and Wales: 1996-2002
- Last sold: £140,000 Mar 2026
- Price per m²: £2,857/m²
- Local average: £120,068 (15 sales)

## Latest sale

- Price: £140,000
- Date: 2026-03-13
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/04/2034
- **Current heating cost:** £613/year
- **Est. upgrade cost to C:** £1,500

### Recommendations
- L2 (£1,200 - £1,800)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2271-5340-2424-0785)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-13 | £140,000 | Flat | +60.6% | £140,138 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-65d3-8922-e063-4804a8c094d0) |
| Sold | 2010-06-25 | £87,200 | Flat | — | £132,429 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/edf8a79c-7f99-4869-8af4-3fad2f9c0bd3) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 124 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QX | £140,000 | 13/03/2026 | Flat |
| 124 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QX | £87,200 | 25/06/2010 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169126553](http://87.117.209.195:8080/listings/8846a46)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £140,000 |
| listed | 2025-11-07 | £135,000 |
| sold | 2024-01-01 | £120,000 |
| sold | 2010-01-01 | £87,200 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 STAND LODGE APARTMENT 11 STAND LANE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1JP | £210,000 | 09/08/2024 | Flat |
| 75 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £115,000 | 22/11/2023 | Flat |
| 67 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £130,000 | 06/10/2023 | Flat |
| 102 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QX | £46,000 | 26/07/2023 | Flat |
| 50 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £140,000 | 24/03/2023 | Flat |
| 101 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £128,000 | 16/12/2022 | Flat |
| 34 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £138,000 | 23/11/2022 | Flat |
| 17 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £132,000 | 16/11/2022 | Flat |
| 56 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £140,000 | 01/11/2022 | Flat |
| 59 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £125,000 | 19/10/2022 | Flat |
| 23 GREENDALE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UE | £112,000 | 28/09/2022 | Flat |
| 36 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £137,500 | 22/08/2022 | Flat |
| 91 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QY | £125,000 | 22/07/2022 | Flat |
| 15 GREENDALE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UE | £117,995 | 20/05/2022 | Flat |
| 1 STAND LODGE APARTMENT 14 STAND LANE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1JP | £250,000 | 17/05/2022 | Flat |
| 42 STONEMERE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1QX | £118,000 | 04/05/2022 | Flat |
| 12 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £125,000 | 29/04/2022 | Flat |
| 17 GREENDALE DRIVE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UE | £113,000 | 29/04/2022 | Flat |
| 22 DINGLE CLOSE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1UN | £125,000 | 01/04/2022 | Flat |
| 1 STAND LODGE APARTMENT 5 STAND LANE, RADCLIFFE, MANCHESTER, BURY, GREATER MANCHESTER, M26 1JP | £225,000 | 11/03/2022 | Flat |

**Area average:** £137,625 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -4.7%
- **10y growth:** 25.2%

## House Price Index (HM Land Registry)

*Official index for Bury; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 10.2%
- **10y growth (index):** 51%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £871/mo
- **Realistic:** £968/mo
- **Optimistic:** £1,065/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Stonemere Drive, M26 | £950/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Terraced House, Oak Street, M26 | £850/mo | 2 | 0.17 miles | OpenRent |
| 2 Bed Semi-Detached House, Rossall Avenue, M26 | £1,200/mo | 2 | 0.18 miles | OpenRent |
| 2 Bed Terraced House, Rupert St, M26 | £950/mo | 2 | 0.28 miles | OpenRent |
| 2 Bed Terraced House, Kenyon Street, M26 | £1,000/mo | 2 | 0.55 miles | OpenRent |
| 2 Bed Flat, Church Street West, M26 | £695/mo | 2 | 0.7 miles | OpenRent |
| 2 Bed Terraced House, William Street, M26 | £895/mo | 2 | 0.88 miles | OpenRent |
| 2 Bed Terraced House, Grosvenor St, M26 | £950/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Lowton St, M26 | £995/mo | 2 | 1.16 miles | OpenRent |

**Average rent: £943/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.68% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 10.9% gross yield (avg £104,750 sale, £950/mo rent)
*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 8.1%
- **Cost-to-rent:** 12.3×
- **Monthly cashflow:** £279/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chapelfield Primary School | Primary | 0.1 miles | Good — 18 May 2023 |
| St John's Church of England Primary School, Radcliffe | Primary | 0.3 miles | Good — 4 Jul 2022 |
| Philips High School | Secondary | 0.9 miles | Requires improvement — 20 Oct 2022 |
| Millwood Primary Special School | Other | 0.9 miles | Outstanding — 12 Mar 2013 |
| Radcliffe Hall Church of England Methodist  Primary School | Primary | 1.0 miles | Good — 18 Jan 2024 |