Terraced 3 sales on record

34 BRUSHFIELD ROAD

CHESTERFIELD, DERBYSHIRE, S40 4XE

£199,950

Location

Map view View on Google Maps View on OpenStreetMap Street View S40 4XE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.2 miles
Shop	Farmfoods	0.3 miles
Train station	Chesterfield	2.4 miles
Hospital	Chesterfield Royal Hospital	3.3 miles
University	The University of Sheffield AMRC	10.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

66 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£199,950 Jan 2026

Price per m²

£3,030/m²

Local average

£162,476 (23 sales)

Street crime

52 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 09/08/2016

Expiry date: 08/08/2026

Current heating cost: £419/year

Potential heating cost: £381/year

Est. upgrade cost to C: £12,520

Recommendations

Cavity wall insulation (£500 - £1,500)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/01/2026	£199,950	Terraced	+39.8%	£202,442 to March 2026	View transaction
Sold	14/10/2016	£143,000	Terraced	+194.8%	£210,025 to March 2026	View transaction
Sold	21/05/1999	£48,500	Terraced	—	£236,018 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
9 ELKSTONE ROAD, CHESTERFIELD, DERBYSHIRE, S40 4UT	£168,000	01/12/2023	Terraced
36 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE	£183,000	01/09/2022	Terraced
17 QUORN DRIVE, CHESTERFIELD, DERBYSHIRE, S40 4XH	£160,000	20/12/2021	Terraced

Area average: £170,333 (3 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.9%

10y growth 50%

House Price Index (HM Land Registry — official index, not sold-price averages): Chesterfield. Series: Terraced. As of March 2026.

1y (index) 3.1%

5y (index) 20.7%

10y (index) 51.1%

Rental Range

Estimated market rent for Chesterfield. Low = conservative, Realistic = average, Optimistic = best case.

Low £661/mo

Realistic £734/mo

Optimistic £807/mo

Based on Local Authority from postcode lookup → Chesterfield.

LHA (30th percentile) floor for Chesterfield: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Cauldon Drive, S40	£595/mo	1	0.25 miles	OpenRent
1 Bed Flat, Green Farm Close, S40	£675/mo	1	0.88 miles	OpenRent
2 Bed Terraced House, South Terrace, S42	£1,200/mo	2	1.03 miles	OpenRent
3 Bed Terraced House, Grasscroft Close, S40	£975/mo	3	1.04 miles	OpenRent
2 Bed Flat, Newbold Road, S41	£650/mo	2	1.14 miles	OpenRent
1 Bed Flat, Willow Garth Road, S41	£650/mo	1	1.18 miles	OpenRent

Average rent: £791/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £82,875

Target investor price (1%) £66,300

Gross yield 4%

Cost-to-rent ratio 25.2×

Monthly cashflow £-216/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	24
Anti-social behaviour	8
Other theft	5
Vehicle crime	5
Criminal damage and arson	4
Public order	4
Burglary	1
Drugs	1
Total incidents	52

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Holme Hall Primary School	Primary	0.4 miles	Good — 16 Oct 2023
Cutthorpe Primary School	Primary	0.9 miles	Good — 12 Dec 2022
Ashgate Croft School	Other	0.9 miles	Outstanding — 22 Oct 2012
St Mary's Catholic High School, A Catholic Voluntary Academy	Secondary	1.1 miles	Outstanding — 14 Jul 2024
Westfield Infant School	Primary	1.1 miles	Good — 15 Feb 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 34 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE

## Property details

- Slug: `77dd717` (address key hash: `77dd7175e40e44dd45e331d623ac30c50722450b`)
- Postcode: S40 4XE
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 66 m²
- EPC rating: C
- Year built: England and Wales: 1976-1982
- Last sold: £199,950 Jan 2026
- Price per m²: £3,030/m²
- Local average: £162,476 (23 sales)
- Street crime: 52 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £199,950
- Date: 2026-01-19
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 08/08/2026
- **Current heating cost:** £419/year
- **Est. upgrade cost to C:** £12,520

### Recommendations
- B (£500 - £1,500)
- E (£20)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0944-2861-7689-9506-1475)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-19 | £199,950 | Terraced | +39.8% | £202,442 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-c7a1-591c-e063-4704a8c00c31) |
| Sold | 2016-10-14 | £143,000 | Terraced | +194.8% | £210,025 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/42a5a709-0612-56e8-e050-a8c06205331e) |
| Sold | 1999-05-21 | £48,500 | Terraced | — | £236,018 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/db345f9b-d241-41bc-a48a-144cb0a597f2) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 34 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE | £199,950 | 19/01/2026 | Terraced |
| 34 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE | £143,000 | 14/10/2016 | Terraced |
| 34 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE | £48,500 | 21/05/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 ELKSTONE ROAD, CHESTERFIELD, DERBYSHIRE, S40 4UT | £168,000 | 01/12/2023 | Terraced |
| 36 BRUSHFIELD ROAD, CHESTERFIELD, DERBYSHIRE, S40 4XE | £183,000 | 01/09/2022 | Terraced |
| 17 QUORN DRIVE, CHESTERFIELD, DERBYSHIRE, S40 4XH | £160,000 | 20/12/2021 | Terraced |

**Area average:** £170,333 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.9%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Terraced series; as of March 2026.*

- **1y growth (index):** 3.1%
- **5y growth (index):** 20.7%
- **10y growth (index):** 51.1%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £661/mo
- **Realistic:** £734/mo
- **Optimistic:** £807/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Cauldon Drive, S40 | £595/mo | 1 | 0.25 miles | OpenRent |
| 1 Bed Flat, Green Farm Close, S40 | £675/mo | 1 | 0.88 miles | OpenRent |
| 2 Bed Terraced House, South Terrace, S42 | £1,200/mo | 2 | 1.03 miles | OpenRent |
| 3 Bed Terraced House, Grasscroft Close, S40 | £975/mo | 3 | 1.04 miles | OpenRent |
| 2 Bed Flat, Newbold Road, S41 | £650/mo | 2 | 1.14 miles | OpenRent |
| 1 Bed Flat, Willow Garth Road, S41 | £650/mo | 1 | 1.18 miles | OpenRent |

**Average rent: £791/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £82,875
- **Target investor price (1%):** £66,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £663/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 25.2×
- **Monthly cashflow:** £-216/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 24 |
| Anti-social behaviour | 8 |
| Other theft | 5 |
| Vehicle crime | 5 |
| Criminal damage and arson | 4 |
| Public order | 4 |
| Burglary | 1 |
| Drugs | 1 |
| **Total incidents** | **52** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Holme Hall Primary School | Primary | 0.4 miles | Good — 16 Oct 2023 |
| Cutthorpe Primary School | Primary | 0.9 miles | Good — 12 Dec 2022 |
| Ashgate Croft School | Other | 0.9 miles | Outstanding — 22 Oct 2012 |
| St Mary's Catholic High School, A Catholic Voluntary Academy | Secondary | 1.1 miles | Outstanding — 14 Jul 2024 |
| Westfield Infant School | Primary | 1.1 miles | Good — 15 Feb 2024 |