# 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP

## Property details

- Slug: `74a4fac` (address key hash: `74a4facd309e7f4f5d281b00010a25c5c008a58a`)
- Postcode: RM5 2AP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 124 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £565,000 Jan 2026
- Price per m²: £4,556/m²
- Local average: £458,873 (24 sales)
- Street crime: 168 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £565,000
- Date: 2026-01-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/01/2033
- **Current heating cost:** £783/year
- **Est. upgrade cost to C:** £19,510

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£10)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9117-0829-4120-0475-3202)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-27 | £565,000 | Semi-detached | +107.7% | £565,545 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-3402-591c-e063-4704a8c00c31) |
| Sold | 2013-01-31 | £272,000 | Semi-detached | — | £566,394 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/00fd0358-2722-40cc-913d-f28f4d870470) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £565,000 | 27/01/2026 | Semi-detached |
| 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £272,000 | 31/01/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 RENOWN CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PL | £625,000 | 05/12/2025 | Semi-detached |
| 7 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £580,000 | 10/09/2025 | Semi-detached |
| 3 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD | £410,000 | 28/02/2025 | Semi-detached |
| 11 MELVILLE ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AJ | £520,000 | 21/12/2023 | Semi-detached |
| 6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £387,500 | 24/11/2023 | Semi-detached |
| 54 HULSE AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NT | £430,000 | 13/11/2023 | Semi-detached |
| 9 RAIDER CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PJ | £467,500 | 10/11/2023 | Semi-detached |
| 10 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £445,000 | 18/01/2023 | Semi-detached |
| 6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £450,000 | 21/12/2022 | Semi-detached |
| 4 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £400,000 | 21/11/2022 | Semi-detached |
| 43 VICTORY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PA | £400,000 | 14/11/2022 | Semi-detached |
| 12 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD | £440,000 | 08/11/2022 | Semi-detached |
| 32 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £420,000 | 15/09/2022 | Semi-detached |
| 18 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £472,000 | 04/08/2022 | Semi-detached |
| 33 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AA | £454,000 | 21/07/2022 | Semi-detached |
| 159 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NA | £366,000 | 21/07/2022 | Semi-detached |
| 101 COLLIER ROW ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AT | £435,000 | 31/05/2022 | Semi-detached |
| 93 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AS | £435,000 | 21/02/2022 | Semi-detached |
| 14 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £385,000 | 21/01/2022 | Semi-detached |
| 7 ELIZABETH CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NX | £405,000 | 21/01/2022 | Semi-detached |

**Area average:** £446,350 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Bartlow Gardens, RM5 3UA](http://87.117.209.195:8080/listings/90f6e3f) | £500,000 | 3 | Semi-detached | 0.62 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.8%
- **10y growth:** 24.8%

## House Price Index (HM Land Registry)

*Official index for Havering; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 19.2%
- **10y growth (index):** 36.6%

## Rental Range

*ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,407/mo
- **Realistic:** £1,563/mo
- **Optimistic:** £1,719/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Collier Row Road, RM5 | £1,598/mo | 2 | 0.17 miles | OpenRent |

**Average rent: £1,598/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £199,750
- **Target investor price (1%):** £159,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,598/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.5×
- **Monthly cashflow:** £-812/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 58 |
| Anti-social behaviour | 36 |
| Other theft | 19 |
| Shoplifting | 13 |
| Vehicle crime | 11 |
| Public order | 9 |
| Burglary | 8 |
| Theft from the person | 6 |
| Drugs | 3 |
| Other crime | 3 |
| Criminal damage and arson | 1 |
| Robbery | 1 |
| **Total incidents** | **168** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Patrick's Catholic Primary School | Primary | 0.1 miles | Good — 15 Jun 2012 |
| Crownfield Junior School | Primary | 0.4 miles | Good — 11 Jun 2014 |
| Crownfield Infant School | Primary | 0.4 miles | Good — 15 Oct 2014 |
| Clockhouse Primary School | Primary | 0.4 miles | Outstanding — 16 Jul 2023 |
| Rise Park Junior School | Primary | 0.8 miles | Good — 16 Jan 2023 |