Semi-Detached 2 sales on record

64 LOWSHOE LANE

ROMFORD, HAVERING, GREATER LONDON, RM5 2AP

£565,000

Location

Map view View on Google Maps View on OpenStreetMap Street View RM5 2AP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Melville Road	0.1 miles
Shop	Hyside	0.1 miles
Train station	Romford	1.9 miles
Hospital	Suttons Manor Hospital	4.6 miles
University	Arden University Stratford Campus	8.2 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

124 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£565,000 Jan 2026

Price per m²

£4,556/m²

Local average

£458,873 (24 sales)

Street crime

181 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 05/01/2023

Expiry date: 04/01/2033

Current heating cost: £783/year

Potential heating cost: £494/year

Est. upgrade cost to C: £19,510

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£10)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/01/2026	£565,000	Semi-detached	+107.7%	£565,545 to April 2026	View transaction
Sold	31/01/2013	£272,000	Semi-detached	—	£566,394 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
6 RENOWN CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PL	£625,000	05/12/2025	Semi-detached
7 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL	£580,000	10/09/2025	Semi-detached
3 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD	£410,000	28/02/2025	Semi-detached
11 MELVILLE ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AJ	£520,000	21/12/2023	Semi-detached
6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB	£387,500	24/11/2023	Semi-detached
54 HULSE AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NT	£430,000	13/11/2023	Semi-detached
9 RAIDER CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PJ	£467,500	10/11/2023	Semi-detached
10 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL	£445,000	18/01/2023	Semi-detached
6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB	£450,000	21/12/2022	Semi-detached
4 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL	£400,000	21/11/2022	Semi-detached
43 VICTORY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PA	£400,000	14/11/2022	Semi-detached
12 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD	£440,000	08/11/2022	Semi-detached
32 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP	£420,000	15/09/2022	Semi-detached
18 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB	£472,000	04/08/2022	Semi-detached
159 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NA	£366,000	21/07/2022	Semi-detached
33 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AA	£454,000	21/07/2022	Semi-detached
101 COLLIER ROW ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AT	£435,000	31/05/2022	Semi-detached
93 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AS	£435,000	21/02/2022	Semi-detached
7 ELIZABETH CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NX	£405,000	21/01/2022	Semi-detached
14 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB	£385,000	21/01/2022	Semi-detached

Area average: £446,350 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Bartlow Gardens, RM5 3UA	£500,000	3	Semi-detached	0.62 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.5%

10y growth 24.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Havering. Series: Semi-detached. As of April 2026.

1y (index) 2.9%

5y (index) 19.2%

10y (index) 36.6%

Rental Range

Estimated market rent for Havering. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,407/mo

Realistic £1,563/mo

Optimistic £1,719/mo

Based on Local Authority from postcode lookup → Havering.

LHA (30th percentile) floor for Outer North East London: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Collier Row Road, RM5	£1,598/mo	2	0.17 miles	OpenRent

Average rent: £1,598/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.28%

Max investor price (0.8%) £199,750

Target investor price (1%) £159,800

Gross yield 3.4%

Cost-to-rent ratio 29.5×

Monthly cashflow £-812/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	58
Anti-social behaviour	41
Other theft	22
Vehicle crime	14
Burglary	12
Drugs	9
Public order	8
Shoplifting	7
Other crime	3
Robbery	3
Theft from the person	2
Bicycle theft	1
Possession of weapons	1
Total incidents	181

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Patrick's Catholic Primary School	Primary	0.1 miles	Good — 15 Jun 2012
Crownfield Junior School	Primary	0.4 miles	Good — 11 Jun 2014
Crownfield Infant School	Primary	0.4 miles	Good — 15 Oct 2014
Clockhouse Primary School	Primary	0.4 miles	Outstanding — 16 Jul 2023
Rise Park Junior School	Primary	0.8 miles	Good — 16 Jan 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP

## Property details

- Slug: `74a4fac` (address key hash: `74a4facd309e7f4f5d281b00010a25c5c008a58a`)
- Postcode: RM5 2AP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 124 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £565,000 Jan 2026
- Price per m²: £4,556/m²
- Local average: £458,873 (24 sales)
- Street crime: 181 incidents within 1 mile (May 2026)

## Latest sale

- Price: £565,000
- Date: 2026-01-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 04/01/2033
- **Current heating cost:** £783/year
- **Est. upgrade cost to C:** £19,510

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£10)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9117-0829-4120-0475-3202)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-27 | £565,000 | Semi-detached | +107.7% | £565,545 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-3402-591c-e063-4704a8c00c31) |
| Sold | 2013-01-31 | £272,000 | Semi-detached | — | £566,394 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/00fd0358-2722-40cc-913d-f28f4d870470) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £565,000 | 27/01/2026 | Semi-detached |
| 64 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £272,000 | 31/01/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 RENOWN CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PL | £625,000 | 05/12/2025 | Semi-detached |
| 7 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £580,000 | 10/09/2025 | Semi-detached |
| 3 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD | £410,000 | 28/02/2025 | Semi-detached |
| 11 MELVILLE ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AJ | £520,000 | 21/12/2023 | Semi-detached |
| 6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £387,500 | 24/11/2023 | Semi-detached |
| 54 HULSE AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NT | £430,000 | 13/11/2023 | Semi-detached |
| 9 RAIDER CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8PJ | £467,500 | 10/11/2023 | Semi-detached |
| 10 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £445,000 | 18/01/2023 | Semi-detached |
| 6 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £450,000 | 21/12/2022 | Semi-detached |
| 4 HOWE CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8JL | £400,000 | 21/11/2022 | Semi-detached |
| 43 VICTORY WAY, ROMFORD, HAVERING, GREATER LONDON, RM7 8PA | £400,000 | 14/11/2022 | Semi-detached |
| 12 BIRDS FARM AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AD | £440,000 | 08/11/2022 | Semi-detached |
| 32 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AP | £420,000 | 15/09/2022 | Semi-detached |
| 18 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £472,000 | 04/08/2022 | Semi-detached |
| 159 LYNTON AVENUE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NA | £366,000 | 21/07/2022 | Semi-detached |
| 33 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AA | £454,000 | 21/07/2022 | Semi-detached |
| 101 COLLIER ROW ROAD, ROMFORD, HAVERING, GREATER LONDON, RM5 2AT | £435,000 | 31/05/2022 | Semi-detached |
| 93 LOWSHOE LANE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AS | £435,000 | 21/02/2022 | Semi-detached |
| 7 ELIZABETH CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM7 8NX | £405,000 | 21/01/2022 | Semi-detached |
| 14 MOORLAND CLOSE, ROMFORD, HAVERING, GREATER LONDON, RM5 2AB | £385,000 | 21/01/2022 | Semi-detached |

**Area average:** £446,350 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Bartlow Gardens, RM5 3UA](http://87.117.209.195:8080/listings/90f6e3f) | £500,000 | 3 | Semi-detached | 0.62 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.5%
- **10y growth:** 24.6%

## House Price Index (HM Land Registry)

*Official index for Havering; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 19.2%
- **10y growth (index):** 36.6%

## Rental Range

*ONS Price Index of Private Rents (Havering). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,407/mo
- **Realistic:** £1,563/mo
- **Optimistic:** £1,719/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North East London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Collier Row Road, RM5 | £1,598/mo | 2 | 0.17 miles | OpenRent |

**Average rent: £1,598/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £199,750
- **Target investor price (1%):** £159,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,598/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.5×
- **Monthly cashflow:** £-812/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 58 |
| Anti-social behaviour | 41 |
| Other theft | 22 |
| Vehicle crime | 14 |
| Burglary | 12 |
| Drugs | 9 |
| Public order | 8 |
| Shoplifting | 7 |
| Other crime | 3 |
| Robbery | 3 |
| Theft from the person | 2 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **181** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Patrick's Catholic Primary School | Primary | 0.1 miles | Good — 15 Jun 2012 |
| Crownfield Junior School | Primary | 0.4 miles | Good — 11 Jun 2014 |
| Crownfield Infant School | Primary | 0.4 miles | Good — 15 Oct 2014 |
| Clockhouse Primary School | Primary | 0.4 miles | Outstanding — 16 Jul 2023 |
| Rise Park Junior School | Primary | 0.8 miles | Good — 16 Jan 2023 |