# 21 JAMES STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RB

## Property details

- Slug: `734e024` (address key hash: `734e024279bb2bfe76df57481230de1eb8d40952`)
- Postcode: BD15 7RB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Floor area: 72 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £87,500 Jan 2026
- Price per m²: £1,215/m²
- Local average: £156,432 (22 sales)
- Street crime: 494 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £87,500
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 12/01/2033
- **Current heating cost:** £563/year
- **Est. upgrade cost to C:** £18,510

### Recommendations
- Q (£4,000 - £14,000)
- E (£10)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0140-2207-9195-2897-9191)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £87,500 | Terraced | +191.7% | £87,346 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c33-0405-591c-e063-4704a8c00c31) |
| Sold | 2002-12-06 | £30,000 | Terraced | +20% | £106,219 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/d37d4132-73c1-4dc1-9995-9a1ba8565128) |
| Sold | 1996-12-13 | £25,000 | Terraced | — | £120,021 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/614550c0-4208-40f8-99f5-a75e73af798a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 JAMES STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RB | £87,500 | 23/01/2026 | Terraced |
| 21 JAMES STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RB | £30,000 | 06/12/2002 | Terraced |
| 21 JAMES STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RB | £25,000 | 13/12/1996 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 18 AVENEL TERRACE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7LX | £185,000 | 05/12/2025 | Terraced |
| 9 GRANGE AVENUE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RN | £108,000 | 28/11/2025 | Terraced |
| 5 JAMES STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RB | £110,000 | 07/03/2025 | Terraced |
| 11 GRANGE AVENUE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RN | £155,000 | 15/12/2023 | Terraced |
| 12 RHODESIA AVENUE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RL | £107,700 | 19/07/2023 | Terraced |
| 34 COBDEN STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QN | £60,000 | 24/02/2023 | Terraced |
| 15 PROSPECT TERRACE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RQ | £87,000 | 09/12/2022 | Terraced |
| 14 CHAPEL LANE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RJ | £190,000 | 05/12/2022 | Terraced |
| 38 COBDEN STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QN | £140,000 | 30/11/2022 | Terraced |
| 14 AVENEL TERRACE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7LX | £132,500 | 03/11/2022 | Terraced |
| 26 COBDEN STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QN | £100,000 | 13/10/2022 | Terraced |
| 14 GRANGE AVENUE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RN | £170,000 | 07/10/2022 | Terraced |
| 5 WELLINGTON STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QZ | £87,000 | 12/08/2022 | Terraced |
| 5 LEY TOP LANE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7LT | £112,000 | 15/06/2022 | Terraced |
| SPRINGFIELD, 16 GREENBANK ROAD, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RH | £190,000 | 14/06/2022 | Terraced |
| 14 GRANVILLE PLACE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QD | £83,000 | 25/04/2022 | Terraced |
| 98 LEY TOP LANE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7LT | £58,500 | 22/03/2022 | Terraced |
| 18 AVENEL TERRACE, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7LX | £157,000 | 04/03/2022 | Terraced |
| 8 COBDEN STREET, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7QN | £95,000 | 18/02/2022 | Terraced |
| 6 GREENBANK ROAD, ALLERTON, BRADFORD, WEST YORKSHIRE, BD15 7RH | £50,000 | 14/01/2022 | Terraced |

**Area average:** £118,885 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 70.5%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of May 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 29.6%
- **10y growth (index):** 58.9%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £675/mo
- **Realistic:** £750/mo
- **Optimistic:** £825/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Greenbank Road, BD15 | £600/mo | 1 | 0.06 miles | OpenRent |
| Studio Flat, Greenbank Road, BD15 | £675/mo | 1 | 0.06 miles | OpenRent |

**Average rent: £638/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £79,750
- **Target investor price (1%):** £63,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £638/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £205/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 251 |
| Criminal damage and arson | 50 |
| Anti-social behaviour | 46 |
| Other theft | 28 |
| Public order | 27 |
| Vehicle crime | 23 |
| Shoplifting | 18 |
| Drugs | 16 |
| Other crime | 14 |
| Burglary | 10 |
| Robbery | 6 |
| Theft from the person | 4 |
| Possession of weapons | 1 |
| **Total incidents** | **494** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Beckfoot Allerton Primary School and Nursery | Primary | 0.3 miles | — (Inspected (no overall grade)) |
| Dixons Allerton Academy | Other | 0.3 miles | Requires improvement — 27 Jun 2024 |
| Ley Top Primary School | Primary | 0.3 miles | Requires improvement — 8 Nov 2023 |
| St Matthew's Catholic Primary School, a Voluntary Academy | Primary | 0.3 miles | Good — 10 Jul 2013 |
| The Academy At St. James | Primary | 0.6 miles | Good — 22 Jun 2022 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1884947
- **Address:** 21 James Street, Allerton, BD15 7RB
- **Certificate Issued:** 20/07/2004
- **Work Completed:** 29/06/2004
- **Items:** 1 door(s)