# 32 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW

## Property details

- Slug: `7213b8b` (address key hash: `7213b8ba8ec4a089a641437dbf753efaab5ace6c`)
- Postcode: CA2 4EW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 93 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £116,500 Feb 2026
- Price per m²: £1,253/m²
- Local average: £118,538 (69 sales)
- Street crime: 532 incidents within 1 mile (May 2026)

## Latest sale

- Price: £116,500
- Date: 2026-02-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/04/2028
- **Current heating cost:** £613/year

### Recommendations
- Q (14,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8668-7524-5670-7781-6996)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-18 | £116,500 | Terraced | — | £116,292 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f48a-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW | £116,500 | 18/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £142,500 | 18/12/2025 | Terraced |
| 13 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £130,000 | 16/12/2025 | Terraced |
| 23 ALTON STREET, CARLISLE, CUMBERLAND, CA2 4DX | £131,310 | 15/12/2025 | Terraced |
| 6 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £83,995 | 12/12/2025 | Terraced |
| 15 CLEMENTINA TERRACE, CARLISLE, CUMBERLAND, CA2 4EN | £145,000 | 05/12/2025 | Terraced |
| 7 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £140,000 | 05/12/2025 | Terraced |
| 71 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £99,000 | 28/11/2025 | Terraced |
| 57 ALMERY DRIVE, CARLISLE, CUMBERLAND, CA2 4EX | £162,500 | 17/11/2025 | Terraced |
| 98 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £106,000 | 31/10/2025 | Terraced |
| 11 BLACKWELL ROAD, CARLISLE, CUMBERLAND, CA2 4AB | £102,000 | 02/06/2025 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £185,700 | 15/05/2025 | Terraced |
| 39 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £81,500 | 06/05/2025 | Terraced |
| 37 HAROLD STREET, CARLISLE, CUMBERLAND, CA2 4HG | £66,500 | 08/11/2024 | Terraced |
| 63 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £95,000 | 11/12/2023 | Terraced |
| 64 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £52,500 | 08/12/2023 | Terraced |
| 13 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £91,000 | 01/12/2023 | Terraced |
| 13 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £62,500 | 01/12/2023 | Terraced |
| 32 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR | £148,000 | 27/11/2023 | Terraced |
| 9 GOODWIN CLOSE, CARLISLE, CUMBERLAND, CA2 4AH | £95,000 | 24/11/2023 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £112,500 | 31/10/2023 | Terraced |

**Area average:** £111,625 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 23.2%
- **10y growth:** 7.5%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Carlisle, CA1 | £750/mo | 2 | 0.42 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 12.9×
- **Monthly cashflow:** £191/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 228 |
| Public order | 71 |
| Shoplifting | 69 |
| Criminal damage and arson | 48 |
| Other theft | 32 |
| Drugs | 27 |
| Anti-social behaviour | 14 |
| Other crime | 11 |
| Burglary | 9 |
| Bicycle theft | 6 |
| Possession of weapons | 6 |
| Vehicle crime | 6 |
| Theft from the person | 3 |
| Robbery | 2 |
| **Total incidents** | **532** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Bishop Harvey Goodwin School (Church of England Voluntary Aided) | Primary | 0.2 miles | Good — 9 Jun 2024 |
| Brook Street Primary School | Primary | 0.4 miles | Good — 6 Mar 2012 |
| St Margaret Mary Catholic Primary School, Carlisle | Primary | 0.5 miles | — (Inspected (no overall grade)) |
| Gillford Centre | Other | 0.5 miles | Good — 14 Mar 2013 |
| Robert Ferguson Primary School | Primary | 0.6 miles | Good — 19 Dec 2017 |