Terraced

32 GLOUCESTER ROAD

CARLISLE, CUMBERLAND, CA2 4EW

£116,500

Location

Map view View on Google Maps View on OpenStreetMap Street View CA2 4EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Regent Street out	0.0 miles
Shop	Visualise	0.1 miles
University	University of Cumbria	0.5 miles
Train station	Carlisle	0.6 miles
Hospital	Eden Valley Hospice	0.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

93 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£116,500 Feb 2026

Price per m²

£1,253/m²

Local average

£118,538 (69 sales)

Street crime

532 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 19/04/2018

Expiry date: 18/04/2028

Current heating cost: £613/year

Potential heating cost: £446/year

Recommendations

50 mm internal or external wall insulation (14,000)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	18/02/2026	£116,500	Terraced	—	£116,292 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
29 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£142,500	18/12/2025	Terraced
13 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP	£130,000	16/12/2025	Terraced
23 ALTON STREET, CARLISLE, CUMBERLAND, CA2 4DX	£131,310	15/12/2025	Terraced
6 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL	£83,995	12/12/2025	Terraced
15 CLEMENTINA TERRACE, CARLISLE, CUMBERLAND, CA2 4EN	£145,000	05/12/2025	Terraced
7 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP	£140,000	05/12/2025	Terraced
71 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£99,000	28/11/2025	Terraced
57 ALMERY DRIVE, CARLISLE, CUMBERLAND, CA2 4EX	£162,500	17/11/2025	Terraced
98 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£106,000	31/10/2025	Terraced
11 BLACKWELL ROAD, CARLISLE, CUMBERLAND, CA2 4AB	£102,000	02/06/2025	Terraced
19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£185,700	15/05/2025	Terraced
39 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP	£81,500	06/05/2025	Terraced
37 HAROLD STREET, CARLISLE, CUMBERLAND, CA2 4HG	£66,500	08/11/2024	Terraced
63 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£95,000	11/12/2023	Terraced
64 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER	£52,500	08/12/2023	Terraced
13 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL	£91,000	01/12/2023	Terraced
13 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP	£62,500	01/12/2023	Terraced
32 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR	£148,000	27/11/2023	Terraced
9 GOODWIN CLOSE, CARLISLE, CUMBERLAND, CA2 4AH	£95,000	24/11/2023	Terraced
19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL	£112,500	31/10/2023	Terraced

Area average: £111,625 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.6%

10y growth 7.3%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of April 2026.

1y (index) 9.2%

5y (index) 27.5%

10y (index) 63.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Chertsey Mount, CA1	£675/mo	2	0.31 miles	OpenRent
2 Bed Terraced House, Carlisle, CA1	£750/mo	2	0.42 miles	OpenRent
1 Bed Flat, Lonsdale Street, CA1	£899/mo	1	0.79 miles	OpenRent
3 Bed Semi-Detached House, Abbey St, CA3	£625/mo	3	0.99 miles	OpenRent

Average rent: £737/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.61%

Max investor price (0.8%) £89,125

Target investor price (1%) £71,300

Gross yield 7.3%

Cost-to-rent ratio 13.6×

Monthly cashflow £158/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 5.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	228
Public order	71
Shoplifting	69
Criminal damage and arson	48
Other theft	32
Drugs	27
Anti-social behaviour	14
Other crime	11
Burglary	9
Bicycle theft	6
Possession of weapons	6
Vehicle crime	6
Theft from the person	3
Robbery	2
Total incidents	532

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Bishop Harvey Goodwin School (Church of England Voluntary Aided)	Primary	0.2 miles	Good — 9 Jun 2024
Brook Street Primary School	Primary	0.4 miles	Good — 6 Mar 2012
St Margaret Mary Catholic Primary School, Carlisle	Primary	0.5 miles	— (Inspected (no overall grade))
Gillford Centre	Other	0.5 miles	Good — 14 Mar 2013
Robert Ferguson Primary School	Primary	0.6 miles	Good — 19 Dec 2017

FENSA

No FENSA certificates found for this address.

# 32 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW

## Property details

- Slug: `7213b8b` (address key hash: `7213b8ba8ec4a089a641437dbf753efaab5ace6c`)
- Postcode: CA2 4EW
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 93 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £116,500 Feb 2026
- Price per m²: £1,253/m²
- Local average: £118,538 (69 sales)
- Street crime: 532 incidents within 1 mile (May 2026)

## Latest sale

- Price: £116,500
- Date: 2026-02-18
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 18/04/2028
- **Current heating cost:** £613/year

### Recommendations
- Q (14,000)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8668-7524-5670-7781-6996)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-18 | £116,500 | Terraced | — | £116,292 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f48a-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 GLOUCESTER ROAD, CARLISLE, CUMBERLAND, CA2 4EW | £116,500 | 18/02/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £142,500 | 18/12/2025 | Terraced |
| 13 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £130,000 | 16/12/2025 | Terraced |
| 23 ALTON STREET, CARLISLE, CUMBERLAND, CA2 4DX | £131,310 | 15/12/2025 | Terraced |
| 6 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £83,995 | 12/12/2025 | Terraced |
| 15 CLEMENTINA TERRACE, CARLISLE, CUMBERLAND, CA2 4EN | £145,000 | 05/12/2025 | Terraced |
| 7 THIRLMERE STREET, CARLISLE, CUMBERLAND, CA2 4AP | £140,000 | 05/12/2025 | Terraced |
| 71 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £99,000 | 28/11/2025 | Terraced |
| 57 ALMERY DRIVE, CARLISLE, CUMBERLAND, CA2 4EX | £162,500 | 17/11/2025 | Terraced |
| 98 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £106,000 | 31/10/2025 | Terraced |
| 11 BLACKWELL ROAD, CARLISLE, CUMBERLAND, CA2 4AB | £102,000 | 02/06/2025 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £185,700 | 15/05/2025 | Terraced |
| 39 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £81,500 | 06/05/2025 | Terraced |
| 37 HAROLD STREET, CARLISLE, CUMBERLAND, CA2 4HG | £66,500 | 08/11/2024 | Terraced |
| 63 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £95,000 | 11/12/2023 | Terraced |
| 64 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4ER | £52,500 | 08/12/2023 | Terraced |
| 13 TITHEBARN STREET, CARLISLE, CUMBERLAND, CA2 4EL | £91,000 | 01/12/2023 | Terraced |
| 13 HARRISON STREET, CARLISLE, CUMBERLAND, CA2 4EP | £62,500 | 01/12/2023 | Terraced |
| 32 GRASMERE STREET, CARLISLE, CUMBERLAND, CA2 4AR | £148,000 | 27/11/2023 | Terraced |
| 9 GOODWIN CLOSE, CARLISLE, CUMBERLAND, CA2 4AH | £95,000 | 24/11/2023 | Terraced |
| 19 BEACONSFIELD STREET, CARLISLE, CUMBERLAND, CA2 4AL | £112,500 | 31/10/2023 | Terraced |

**Area average:** £111,625 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.6%
- **10y growth:** 7.3%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of April 2026.*

- **1y growth (index):** 9.2%
- **5y growth (index):** 27.5%
- **10y growth (index):** 63.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Chertsey Mount, CA1 | £675/mo | 2 | 0.31 miles | OpenRent |
| 2 Bed Terraced House, Carlisle, CA1 | £750/mo | 2 | 0.42 miles | OpenRent |
| 1 Bed Flat, Lonsdale Street, CA1 | £899/mo | 1 | 0.79 miles | OpenRent |
| 3 Bed Semi-Detached House, Abbey St, CA3 | £625/mo | 3 | 0.99 miles | OpenRent |

**Average rent: £737/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £89,125
- **Target investor price (1%):** £71,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £713/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.6×
- **Monthly cashflow:** £158/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 228 |
| Public order | 71 |
| Shoplifting | 69 |
| Criminal damage and arson | 48 |
| Other theft | 32 |
| Drugs | 27 |
| Anti-social behaviour | 14 |
| Other crime | 11 |
| Burglary | 9 |
| Bicycle theft | 6 |
| Possession of weapons | 6 |
| Vehicle crime | 6 |
| Theft from the person | 3 |
| Robbery | 2 |
| **Total incidents** | **532** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Bishop Harvey Goodwin School (Church of England Voluntary Aided) | Primary | 0.2 miles | Good — 9 Jun 2024 |
| Brook Street Primary School | Primary | 0.4 miles | Good — 6 Mar 2012 |
| St Margaret Mary Catholic Primary School, Carlisle | Primary | 0.5 miles | — (Inspected (no overall grade)) |
| Gillford Centre | Other | 0.5 miles | Good — 14 Mar 2013 |
| Robert Ferguson Primary School | Primary | 0.6 miles | Good — 19 Dec 2017 |