# 38 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ

## Property details

- Slug: `7186f13` (address key hash: `7186f13e53bd5e5048ce22c784634e09e39ea14c`)
- Postcode: ST7 4HQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms (EPC estimate): 3
- Bathrooms (EPC): 1
- Floor area: 83 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £108,000 Mar 2026
- Price per m²: £1,301/m²
- Local average: £152,916 (54 sales)
- Street crime: 161 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £108,000
- Date: 2026-03-09
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £934/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2911-2041-3810-5001-3891)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-09 | £108,000 | Terraced | — | — | [View](http://87.117.209.195:8080/house-prices/4e75c29d-9983-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £108,000 | 09/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168016148](http://87.117.209.195:8080/listings/2c0d4e8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £108,000 |
| listed | 2025-10-09 | £115,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £112,000 | 03/09/2025 | Terraced |
| 15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £155,000 | 25/08/2023 | Terraced |
| 126 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HL | £205,000 | 26/07/2023 | Terraced |
| 1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £152,000 | 16/06/2023 | Terraced |
| 42 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £232,000 | 06/04/2023 | Terraced |
| 24 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £127,000 | 09/12/2022 | Terraced |
| 5 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £131,750 | 25/11/2022 | Terraced |
| 5 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £156,000 | 04/11/2022 | Terraced |
| 52 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £167,000 | 09/09/2022 | Terraced |
| 30 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £137,000 | 29/07/2022 | Terraced |
| 10 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £110,000 | 29/07/2022 | Terraced |
| 28 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £103,000 | 12/07/2022 | Terraced |
| 4 QUARRY TERRACE, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EU | £135,000 | 30/06/2022 | Terraced |
| 24 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £130,000 | 10/06/2022 | Terraced |
| 1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £160,000 | 08/06/2022 | Terraced |
| 20 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £128,000 | 11/05/2022 | Terraced |
| 36 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £122,500 | 28/01/2022 | Terraced |
| 18 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £100,000 | 03/09/2021 | Terraced |
| 15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £102,000 | 20/08/2021 | Terraced |
| 46 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £122,500 | 30/06/2021 | Terraced |

**Area average:** £139,388 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Gilbert Close, Kidsgrove, Stoke-on-Trent, ST7 4BQ](http://87.117.209.195:8080/listings/4064842) | £100,000 | 3 | End of terrace | 0.40 mi |
| [High Street, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/6038c01) | £70,000 | 3 | Terraced | 0.60 mi |
| [Taylor Street, Stoke-on-Trent, Staffordshire](http://87.117.209.195:8080/listings/ae7268f) | £120,000 | 3 | End of terrace | 0.73 mi |
| [Collinson Road, Goldenhill, ST6 5RS](http://87.117.209.195:8080/listings/708e183) | £120,000 | 3 | Terraced | 0.80 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25.6%
- **10y growth:** 51.1%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of February 2026.*

- **1y growth (index):** 3.6%
- **5y growth (index):** 27%
- **10y growth (index):** 60.3%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Queen Street, ST7 | £795/mo | 3 | 0.49 miles | OpenRent |
| 3 Bed Semi-Detached House, King Street, ST7 | £900/mo | 3 | 0.52 miles | OpenRent |
| 3 Bed Semi-Detached House, First Avenue, ST7 | £850/mo | 3 | 0.62 miles | OpenRent |
| 3 Bed Terraced House, Kidsgrove, ST7 | £1,050/mo | 3 | 0.65 miles | OpenRent |
| 3 Bed Semi-Detached House, Victoria Avenue, ST7 | £850/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Semi-Detached House, Victoria Avenue, ST7 | £850/mo | 3 | 0.66 miles | OpenRent |
| 3 Bed Semi-Detached House, Third Avenue, ST7 | £850/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Semi-Detached House, Essex Drive, ST7 | £950/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Terraced House, Brakespeare Street, ST6 | £695/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Terraced House, Taylor Street, ST6 | £765/mo | 3 | 0.71 miles | OpenRent |
| 3 Bed Semi-Detached House, Sandy Road, ST6 | £900/mo | 3 | 0.94 miles | OpenRent |
| 3 Bed Semi-Detached House, Burnaby Road, ST6 | £850/mo | 3 | 0.94 miles | OpenRent |
| 3 Bed Semi-Detached House, Burnaby Road, ST6 | £895/mo | 3 | 0.95 miles | OpenRent |
| 3 Bed Terraced House, Sandy Road, ST6 | £950/mo | 3 | 1.11 miles | OpenRent |
| 3 Bed Semi-Detached House, Shelford Road, ST6 | £895/mo | 3 | 1.11 miles | OpenRent |
| 3 Bed Terraced House, Russell Place, ST6 | £925/mo | 3 | 1.17 miles | OpenRent |
| [Boon Hill, Bignall End ](http://87.117.209.195:8080/listings/9a6eb84) | £1,325/mo | 3 | 3.03 miles | Rightmove |
| [Coalfield Close, Bignall End, Staffordsire](http://87.117.209.195:8080/listings/7fde580) | £1,200/mo | 3 | 3.16 miles | Rightmove |
| [High Street, Halmer End, Stoke-on-Trent, ST7](http://87.117.209.195:8080/listings/4697bea) | £895/mo | 3 | 4.2 miles | Rightmove |
| [High Street, Alsagers Bank, Stoke On Trent, Staffordshire, ST7](http://87.117.209.195:8080/listings/502c3e5) | £795/mo | 3 | 4.31 miles | Rightmove |

**Average rent: £918/mo (21 listings)**

## 1% Rule

- **Rent ratio:** 0.83% (okay)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 9.9%
- **Cost-to-rent:** 10.1×
- **Monthly cashflow:** £355/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 73 |
| Anti-social behaviour | 41 |
| Criminal damage and arson | 11 |
| Other theft | 9 |
| Public order | 6 |
| Shoplifting | 6 |
| Burglary | 4 |
| Possession of weapons | 4 |
| Drugs | 3 |
| Vehicle crime | 2 |
| Other crime | 1 |
| Theft from the person | 1 |
| **Total incidents** | **161** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Thomas' CofE Primary Academy | Primary | 0.2 miles | Good — 5 Jan 2020 |
| St John the Evangelist Catholic Primary | Primary | 0.4 miles | Good — 11 Sep 2015 |
| Dove Bank Primary School | Primary | 0.5 miles | Good — 3 Jan 2018 |
| The King's CofE Academy | Secondary | 0.6 miles | Good — 19 Jan 2018 |
| Goldenhill Primary Academy | Primary | 0.7 miles | Good — 4 Dec 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1417921
- **Address:** 38 Stonebank Road, Kidsgrove, ST7 4HQ
- **Certificate Issued:** 26/01/2004
- **Work Completed:** 09/01/2004
- **Items:** 5 window(s)