Terraced

38 STONEBANK ROAD

KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ

£108,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ST7 4HQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Stonebank Road	0.1 miles
Shop	Laura Hewitt Nails & Beauty	0.4 miles
Train station	Kidsgrove	0.6 miles
Hospital	Haywood Hospital Walk-in Centre	2.5 miles
University	Keele University	5.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

83 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£108,000 Mar 2026

Price per m²

£1,301/m²

Local average

£154,710 (57 sales)

Street crime

138 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 15/10/2025

Expiry date: 14/10/2035

Current heating cost: £934/year

Potential heating cost: £686/year

Est. upgrade cost to C: £25,750

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	09/03/2026	£108,000	Terraced	—	£107,898 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£108,000
listed	09/10/2025	£115,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
6 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£112,000	03/09/2025	Terraced
15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£155,000	25/08/2023	Terraced
126 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HL	£205,000	26/07/2023	Terraced
1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£152,000	16/06/2023	Terraced
42 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£232,000	06/04/2023	Terraced
24 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG	£127,000	09/12/2022	Terraced
5 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX	£131,750	25/11/2022	Terraced
5 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£156,000	04/11/2022	Terraced
52 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£167,000	09/09/2022	Terraced
10 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG	£110,000	29/07/2022	Terraced
30 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£137,000	29/07/2022	Terraced
28 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG	£103,000	12/07/2022	Terraced
4 QUARRY TERRACE, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EU	£135,000	30/06/2022	Terraced
24 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£130,000	10/06/2022	Terraced
1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£160,000	08/06/2022	Terraced
20 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX	£128,000	11/05/2022	Terraced
36 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG	£122,500	28/01/2022	Terraced
18 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX	£100,000	03/09/2021	Terraced
15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ	£102,000	20/08/2021	Terraced

Area average: £140,276 (19 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Gilbert Close, Kidsgrove, Stoke-on-Trent, ST7 4BQ	£95,000	3	End of terrace	0.4 mi
High Street, Stoke-On-Trent, ST6	£70,000	3	Terraced	0.6 mi
Taylor Street, Stoke-on-Trent, Staffordshire	£120,000	3	End of terrace	0.73 mi
Garbett Street, Goldenhill, Stoke on Trent	£105,000	3	Terraced	0.77 mi
Collinson Road, Goldenhill, ST6 5RS	£120,000	3	Terraced	0.8 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.5%

10y growth 36.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Newcastle-under-Lyme. Series: Terraced. As of April 2026.

1y (index) 1.6%

5y (index) 27.2%

10y (index) 59%

Rental Range

Estimated market rent for Newcastle-under-Lyme. Low = conservative, Realistic = average, Optimistic = best case.

Low £743/mo

Realistic £826/mo

Optimistic £909/mo

Based on Local Authority from postcode lookup → Newcastle-under-Lyme.

LHA (30th percentile) floor for South Cheshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
High Street, Talke Pits, Stoke-on-Trent	£900/mo	3	1.44 miles	Rightmove
Jamage Road, Talke Pits, ST7	£1,050/mo	3	1.45 miles	Rightmove
Hope Street, Bignall End, Stoke-on-Trent, Staffordshire, ST7	£875/mo	3	2.9 miles	Rightmove
Coalfield Close, Bignall End, Staffordsire	£1,200/mo	3	3.16 miles	Rightmove
Boden Hall Cottages, Rode Heath, ST7	£2,250/mo	3	3.65 miles	Rightmove
High Street, Halmer End, Stoke-on-Trent, ST7	£895/mo	3	4.2 miles	Rightmove
High Street, Halmer End, ST7	£840/mo	3	4.2 miles	Rightmove
High Street, Alsagers Bank, Stoke On Trent, Staffordshire, ST7	£795/mo	3	4.31 miles	Rightmove

Average rent: £1,101/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.83%

Max investor price (0.8%) £112,250

Target investor price (1%) £89,800

Gross yield 10%

Cost-to-rent ratio 10×

Monthly cashflow £358/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	59
Anti-social behaviour	26
Public order	11
Criminal damage and arson	9
Shoplifting	9
Drugs	5
Other crime	5
Other theft	5
Vehicle crime	5
Robbery	2
Burglary	1
Possession of weapons	1
Total incidents	138

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Thomas' CofE Primary Academy	Primary	0.2 miles	Good — 5 Jan 2020
St John the Evangelist Catholic Primary	Primary	0.4 miles	Good — 11 Sep 2015
Dove Bank Primary School	Primary	0.5 miles	Good — 3 Jan 2018
The King's CofE Academy	Secondary	0.6 miles	Good — 19 Jan 2018
Goldenhill Primary Academy	Primary	0.7 miles	Good — 4 Dec 2023

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
26/01/2004	09/01/2004	5	—

# 38 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ

## Property details

- Slug: `7186f13` (address key hash: `7186f13e53bd5e5048ce22c784634e09e39ea14c`)
- Postcode: ST7 4HQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 83 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £108,000 Mar 2026
- Price per m²: £1,301/m²
- Local average: £154,710 (57 sales)
- Street crime: 138 incidents within 1 mile (May 2026)

## Latest sale

- Price: £108,000
- Date: 2026-03-09
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 14/10/2035
- **Current heating cost:** £934/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2911-2041-3810-5001-3891)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-09 | £108,000 | Terraced | — | £107,898 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-9983-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £108,000 | 09/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168016148](http://87.117.209.195:8080/listings/2c0d4e8)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £108,000 |
| listed | 2025-10-09 | £115,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £112,000 | 03/09/2025 | Terraced |
| 15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £155,000 | 25/08/2023 | Terraced |
| 126 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HL | £205,000 | 26/07/2023 | Terraced |
| 1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £152,000 | 16/06/2023 | Terraced |
| 42 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £232,000 | 06/04/2023 | Terraced |
| 24 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £127,000 | 09/12/2022 | Terraced |
| 5 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £131,750 | 25/11/2022 | Terraced |
| 5 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £156,000 | 04/11/2022 | Terraced |
| 52 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £167,000 | 09/09/2022 | Terraced |
| 10 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £110,000 | 29/07/2022 | Terraced |
| 30 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £137,000 | 29/07/2022 | Terraced |
| 28 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £103,000 | 12/07/2022 | Terraced |
| 4 QUARRY TERRACE, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EU | £135,000 | 30/06/2022 | Terraced |
| 24 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £130,000 | 10/06/2022 | Terraced |
| 1 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £160,000 | 08/06/2022 | Terraced |
| 20 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £128,000 | 11/05/2022 | Terraced |
| 36 KIDSGROVE BANK, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HG | £122,500 | 28/01/2022 | Terraced |
| 18 MOUNT PLEASANT, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4EX | £100,000 | 03/09/2021 | Terraced |
| 15 STONEBANK ROAD, KIDSGROVE, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST7 4HQ | £102,000 | 20/08/2021 | Terraced |

**Area average:** £140,276 (19 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Gilbert Close, Kidsgrove, Stoke-on-Trent, ST7 4BQ](http://87.117.209.195:8080/listings/4064842) | £95,000 | 3 | End of terrace | 0.40 mi |
| [High Street, Stoke-On-Trent, ST6](http://87.117.209.195:8080/listings/6038c01) | £70,000 | 3 | Terraced | 0.60 mi |
| [Taylor Street, Stoke-on-Trent, Staffordshire](http://87.117.209.195:8080/listings/ae7268f) | £120,000 | 3 | End of terrace | 0.73 mi |
| [Garbett Street, Goldenhill, Stoke on Trent](http://87.117.209.195:8080/listings/ca4f950) | £105,000 | 3 | Terraced | 0.77 mi |
| [Collinson Road, Goldenhill, ST6 5RS](http://87.117.209.195:8080/listings/708e183) | £120,000 | 3 | Terraced | 0.80 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.5%
- **10y growth:** 36.8%

## House Price Index (HM Land Registry)

*Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 27.2%
- **10y growth (index):** 59%

## Rental Range

*ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £826/mo
- **Optimistic:** £909/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for South Cheshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [High Street, Talke Pits, Stoke-on-Trent](http://87.117.209.195:8080/listings/159a39f) | £900/mo | 3 | 1.44 miles | Rightmove |
| [Jamage Road, Talke Pits, ST7](http://87.117.209.195:8080/listings/47c6aa1) | £1,050/mo | 3 | 1.45 miles | Rightmove |
| [Hope Street, Bignall End, Stoke-on-Trent, Staffordshire, ST7](http://87.117.209.195:8080/listings/614748c) | £875/mo | 3 | 2.9 miles | Rightmove |
| [Coalfield Close, Bignall End, Staffordsire](http://87.117.209.195:8080/listings/7fde580) | £1,200/mo | 3 | 3.16 miles | Rightmove |
| [Boden Hall Cottages, Rode Heath, ST7](http://87.117.209.195:8080/listings/265a8e4) | £2,250/mo | 3 | 3.65 miles | Rightmove |
| [High Street, Halmer End, Stoke-on-Trent, ST7](http://87.117.209.195:8080/listings/4697bea) | £895/mo | 3 | 4.2 miles | Rightmove |
| [High Street, Halmer End, ST7](http://87.117.209.195:8080/listings/4a1feac) | £840/mo | 3 | 4.2 miles | Rightmove |
| [High Street, Alsagers Bank, Stoke On Trent, Staffordshire, ST7](http://87.117.209.195:8080/listings/502c3e5) | £795/mo | 3 | 4.31 miles | Rightmove |

**Average rent: £1,101/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.83% (okay)
- **Max investor price (0.8%):** £112,250
- **Target investor price (1%):** £89,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £898/mo).*

- **Gross yield:** 10%
- **Cost-to-rent:** 10×
- **Monthly cashflow:** £358/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 59 |
| Anti-social behaviour | 26 |
| Public order | 11 |
| Criminal damage and arson | 9 |
| Shoplifting | 9 |
| Drugs | 5 |
| Other crime | 5 |
| Other theft | 5 |
| Vehicle crime | 5 |
| Robbery | 2 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **138** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Thomas' CofE Primary Academy | Primary | 0.2 miles | Good — 5 Jan 2020 |
| St John the Evangelist Catholic Primary | Primary | 0.4 miles | Good — 11 Sep 2015 |
| Dove Bank Primary School | Primary | 0.5 miles | Good — 3 Jan 2018 |
| The King's CofE Academy | Secondary | 0.6 miles | Good — 19 Jan 2018 |
| Goldenhill Primary Academy | Primary | 0.7 miles | Good — 4 Dec 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1417921
- **Address:** 38 Stonebank Road, Kidsgrove, ST7 4HQ
- **Certificate Issued:** 26/01/2004
- **Work Completed:** 09/01/2004
- **Items:** 5 window(s)