# 61 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU

## Property details

- Slug: `7181a3d` (address key hash: `7181a3dc7ed1d52850ec0b811e1e9cbf142140e7`)
- Postcode: CA13 9BU
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 77 m²
- EPC rating: D
- Year built: England and Wales: 1996-2002
- Last sold: £265,000 Apr 2026
- Price per m²: £3,442/m²
- Local average: £245,553 (19 sales)
- Street crime: 36 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £265,000
- Date: 2026-04-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/01/2032
- **Current heating cost:** £567/year
- **Est. upgrade cost to C:** £12,725

### Recommendations
- A (£100 - £350)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2141-5111-0028-2817-7321)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-27 | £265,000 | Semi-detached | — | £268,364 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-3772-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 61 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £265,000 | 27/04/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160168196](http://87.117.209.195:8080/listings/0bbb55f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £265,000 |
| listed | 2025-04-02 | £265,000 |
| sold | 2018-01-01 | £200,000 |
| sold | 2010-01-01 | £205,000 |
| sold | 2007-01-01 | £200,000 |
| sold | 1998-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £328,000 | 23/03/2026 | Semi-detached |
| 4 MOSSER AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BA | £170,000 | 28/03/2025 | Semi-detached |
| 15 SCAFELL CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9BP | £215,985 | 23/10/2023 | Semi-detached |
| 17 SLATEFELL DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9BT | £120,000 | 31/05/2023 | Semi-detached |
| 85 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £238,000 | 28/04/2023 | Semi-detached |
| 25 LOWESWATER CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9LL | £150,000 | 30/03/2023 | Semi-detached |
| 20 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £240,000 | 20/03/2023 | Semi-detached |
| 13 KIRKFELL AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9AY | £185,000 | 01/11/2022 | Semi-detached |
| 41 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BS | £172,500 | 21/10/2022 | Semi-detached |
| 36 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BT | £201,000 | 22/08/2022 | Semi-detached |
| 16 BELLBRIGG LONNING, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DA | £165,000 | 19/08/2022 | Semi-detached |
| 9 MOSSER AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BA | £175,000 | 01/07/2022 | Semi-detached |
| 7 LOWESWATER CLOSE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9LL | £188,300 | 06/05/2022 | Semi-detached |
| 53 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,000 | 22/04/2022 | Semi-detached |
| 51 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £229,950 | 01/04/2022 | Semi-detached |
| 47 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £254,950 | 01/04/2022 | Semi-detached |
| 49 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £254,950 | 01/04/2022 | Semi-detached |
| 43 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,400 | 21/03/2022 | Semi-detached |
| 41 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,000 | 11/03/2022 | Semi-detached |
| 36 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £122,200 | 24/02/2022 | Semi-detached |

**Area average:** £204,162 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.4%
- **10y growth:** 30.9%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of June 2026.*

- **1y growth (index):** 5.3%
- **5y growth (index):** 20.1%
- **10y growth (index):** 62.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £965/mo
- **Optimistic:** £1,062/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, St Helens Close, CA13 | £770/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Semi-Detached House, Victoria Road, CA13 | £1,150/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £960/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £120,000
- **Target investor price (1%):** £96,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £960/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23×
- **Monthly cashflow:** £-205/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 23 |
| Public order | 8 |
| Anti-social behaviour | 2 |
| Criminal damage and arson | 2 |
| Other theft | 1 |
| **Total incidents** | **36** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| All Saints' CofE School | Primary | 0.2 miles | Good — 14 Nov 2018 |
| Cockermouth School | Secondary | 0.4 miles | Good — 1 Jun 2012 |
| Fairfield Primary School | Primary | 0.8 miles | Good — 27 Oct 2014 |
| Eaglesfield Paddle CofE Primary Academy | Primary | 2.2 miles | Good — 28 Jan 2024 |
| Bridekirk Dovenby CofE Primary School | Primary | 2.5 miles | Outstanding — 15 Nov 2011 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11069822
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 29/06/2015
- **Work Completed:** 12/12/2014
- **Items:** 1 door(s)

### FENSA Certificate #456352
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 04/12/2002
- **Items:** 1 door(s)

### FENSA Certificate #374520
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 23/01/2003
- **Work Completed:** 04/12/2002
- **Items:** 1 door(s)