Semi-Detached

61 GABLE AVENUE

COCKERMOUTH, CUMBERLAND, CA13 9BU

£265,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA13 9BU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Slatefield Drive at Woodside Avenue	0.2 miles
Shop	Castle Curios	0.5 miles
Hospital	Cockermouth Community Hospital	0.6 miles
Train station	Aspatria	6.7 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

77 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£265,000 Apr 2026

Price per m²

£3,442/m²

Local average

£245,553 (19 sales)

Street crime

36 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 06/01/2022

Expiry date: 05/01/2032

Current heating cost: £567/year

Potential heating cost: £426/year

Est. upgrade cost to C: £12,725

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/04/2026	£265,000	Semi-detached	—	£268,364 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£265,000
listed	02/04/2025	£265,000
sold	01/01/2018	£200,000
sold	01/01/2010	£205,000
sold	01/01/2007	£200,000
sold	01/01/1998	£55,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
91 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU	£328,000	23/03/2026	Semi-detached
4 MOSSER AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BA	£170,000	28/03/2025	Semi-detached
15 SCAFELL CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9BP	£215,985	23/10/2023	Semi-detached
17 SLATEFELL DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9BT	£120,000	31/05/2023	Semi-detached
85 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU	£238,000	28/04/2023	Semi-detached
25 LOWESWATER CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9LL	£150,000	30/03/2023	Semi-detached
20 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£240,000	20/03/2023	Semi-detached
13 KIRKFELL AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9AY	£185,000	01/11/2022	Semi-detached
41 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BS	£172,500	21/10/2022	Semi-detached
36 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BT	£201,000	22/08/2022	Semi-detached
16 BELLBRIGG LONNING, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DA	£165,000	19/08/2022	Semi-detached
9 MOSSER AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BA	£175,000	01/07/2022	Semi-detached
7 LOWESWATER CLOSE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9LL	£188,300	06/05/2022	Semi-detached
53 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£224,000	22/04/2022	Semi-detached
49 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£254,950	01/04/2022	Semi-detached
51 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£229,950	01/04/2022	Semi-detached
47 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£254,950	01/04/2022	Semi-detached
43 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£224,400	21/03/2022	Semi-detached
41 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£224,000	11/03/2022	Semi-detached
36 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ	£122,200	24/02/2022	Semi-detached

Area average: £204,162 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.4%

10y growth 30.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of June 2026.

1y (index) 5.3%

5y (index) 20.1%

10y (index) 62.8%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £869/mo

Realistic £965/mo

Optimistic £1,062/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, St Helens Close, CA13	£770/mo	3	0.29 miles	OpenRent
3 Bed Semi-Detached House, Victoria Road, CA13	£1,150/mo	3	0.52 miles	OpenRent

Average rent: £960/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £120,000

Target investor price (1%) £96,000

Gross yield 4.3%

Cost-to-rent ratio 23×

Monthly cashflow £-205/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	23
Public order	8
Anti-social behaviour	2
Criminal damage and arson	2
Other theft	1
Total incidents	36

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
All Saints' CofE School	Primary	0.2 miles	Good — 14 Nov 2018
Cockermouth School	Secondary	0.4 miles	Good — 1 Jun 2012
Fairfield Primary School	Primary	0.8 miles	Good — 27 Oct 2014
Eaglesfield Paddle CofE Primary Academy	Primary	2.2 miles	Good — 28 Jan 2024
Bridekirk Dovenby CofE Primary School	Primary	2.5 miles	Outstanding — 15 Nov 2011

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
29/06/2015	12/12/2014	—	1
14/02/2003	04/12/2002	—	1
23/01/2003	04/12/2002	—	1

# 61 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU

## Property details

- Slug: `7181a3d` (address key hash: `7181a3dc7ed1d52850ec0b811e1e9cbf142140e7`)
- Postcode: CA13 9BU
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 77 m²
- EPC rating: D
- Year built: England and Wales: 1996-2002
- Last sold: £265,000 Apr 2026
- Price per m²: £3,442/m²
- Local average: £245,553 (19 sales)
- Street crime: 36 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £265,000
- Date: 2026-04-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 05/01/2032
- **Current heating cost:** £567/year
- **Est. upgrade cost to C:** £12,725

### Recommendations
- A (£100 - £350)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2141-5111-0028-2817-7321)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-27 | £265,000 | Semi-detached | — | £268,364 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-3772-8052-e063-4804a8c06ee4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 61 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £265,000 | 27/04/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160168196](http://87.117.209.195:8080/listings/0bbb55f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £265,000 |
| listed | 2025-04-02 | £265,000 |
| sold | 2018-01-01 | £200,000 |
| sold | 2010-01-01 | £205,000 |
| sold | 2007-01-01 | £200,000 |
| sold | 1998-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £328,000 | 23/03/2026 | Semi-detached |
| 4 MOSSER AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BA | £170,000 | 28/03/2025 | Semi-detached |
| 15 SCAFELL CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9BP | £215,985 | 23/10/2023 | Semi-detached |
| 17 SLATEFELL DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9BT | £120,000 | 31/05/2023 | Semi-detached |
| 85 GABLE AVENUE, COCKERMOUTH, CUMBERLAND, CA13 9BU | £238,000 | 28/04/2023 | Semi-detached |
| 25 LOWESWATER CLOSE, COCKERMOUTH, CUMBERLAND, CA13 9LL | £150,000 | 30/03/2023 | Semi-detached |
| 20 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £240,000 | 20/03/2023 | Semi-detached |
| 13 KIRKFELL AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9AY | £185,000 | 01/11/2022 | Semi-detached |
| 41 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BS | £172,500 | 21/10/2022 | Semi-detached |
| 36 SLATEFELL DRIVE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BT | £201,000 | 22/08/2022 | Semi-detached |
| 16 BELLBRIGG LONNING, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9DA | £165,000 | 19/08/2022 | Semi-detached |
| 9 MOSSER AVENUE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9BA | £175,000 | 01/07/2022 | Semi-detached |
| 7 LOWESWATER CLOSE, COCKERMOUTH, ALLERDALE, CUMBRIA, CA13 9LL | £188,300 | 06/05/2022 | Semi-detached |
| 53 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,000 | 22/04/2022 | Semi-detached |
| 49 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £254,950 | 01/04/2022 | Semi-detached |
| 51 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £229,950 | 01/04/2022 | Semi-detached |
| 47 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £254,950 | 01/04/2022 | Semi-detached |
| 43 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,400 | 21/03/2022 | Semi-detached |
| 41 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £224,000 | 11/03/2022 | Semi-detached |
| 36 HORSESHOE DRIVE, COCKERMOUTH, CUMBERLAND, CA13 9FJ | £122,200 | 24/02/2022 | Semi-detached |

**Area average:** £204,162 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.4%
- **10y growth:** 30.9%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of June 2026.*

- **1y growth (index):** 5.3%
- **5y growth (index):** 20.1%
- **10y growth (index):** 62.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £869/mo
- **Realistic:** £965/mo
- **Optimistic:** £1,062/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, St Helens Close, CA13 | £770/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed Semi-Detached House, Victoria Road, CA13 | £1,150/mo | 3 | 0.52 miles | OpenRent |

**Average rent: £960/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £120,000
- **Target investor price (1%):** £96,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £960/mo).*

- **Gross yield:** 4.3%
- **Cost-to-rent:** 23×
- **Monthly cashflow:** £-205/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 23 |
| Public order | 8 |
| Anti-social behaviour | 2 |
| Criminal damage and arson | 2 |
| Other theft | 1 |
| **Total incidents** | **36** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| All Saints' CofE School | Primary | 0.2 miles | Good — 14 Nov 2018 |
| Cockermouth School | Secondary | 0.4 miles | Good — 1 Jun 2012 |
| Fairfield Primary School | Primary | 0.8 miles | Good — 27 Oct 2014 |
| Eaglesfield Paddle CofE Primary Academy | Primary | 2.2 miles | Good — 28 Jan 2024 |
| Bridekirk Dovenby CofE Primary School | Primary | 2.5 miles | Outstanding — 15 Nov 2011 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11069822
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 29/06/2015
- **Work Completed:** 12/12/2014
- **Items:** 1 door(s)

### FENSA Certificate #456352
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 14/02/2003
- **Work Completed:** 04/12/2002
- **Items:** 1 door(s)

### FENSA Certificate #374520
- **Address:** 61 Gable Avenue, COCKERMOUTH, CA13 9BU
- **Certificate Issued:** 23/01/2003
- **Work Completed:** 04/12/2002
- **Items:** 1 door(s)