# 4 BELVOIR BANK, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4LY

## Property details

- Slug: `70da1cc` (address key hash: `70da1ccdcd94865e3d58a18390b725b50b117929`)
- Postcode: WR14 4LY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 112 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £390,000 Jan 2026
- Price per m²: £3,482/m²
- Local average: £417,742 (33 sales)
- Street crime: 69 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £390,000
- Date: 2026-01-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/04/2035
- **Current heating cost:** £1,305/year
- **Est. upgrade cost to C:** £19,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6900-4810-0222-6428-3453)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £390,000 | Detached | — | £391,980 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-ffab-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 BELVOIR BANK, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4LY | £390,000 | 23/01/2026 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 COWLEIGH BANK, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QP | £490,000 | 25/03/2025 | Detached |
| 24 ST PETERS ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QS | £580,000 | 07/11/2023 | Detached |
| 102 COWLEIGH ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QW | £400,000 | 17/03/2023 | Detached |
| 14 WEST MALVERN ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4NA | £220,000 | 08/02/2023 | Detached |
| 7 HORNYOLD AVENUE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QJ | £315,000 | 08/11/2022 | Detached |
| QUARRY COTTAGE, 9 WEST MALVERN ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4ND | £275,000 | 07/10/2022 | Detached |
| 45 HORNYOLD ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QH | £437,000 | 23/08/2022 | Detached |
| 7 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £785,000 | 03/08/2022 | Detached |
| 11 WEST MALVERN ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4ND | £665,050 | 07/07/2022 | Detached |
| 72 NORTH MALVERN ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4LX | £608,750 | 29/06/2022 | Detached |
| 41 HORNYOLD ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QH | £765,000 | 27/05/2022 | Detached |
| 2 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £760,000 | 12/05/2022 | Detached |
| 3 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £765,000 | 12/05/2022 | Detached |
| 8 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £775,000 | 22/04/2022 | Detached |
| 4 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £765,000 | 07/02/2022 | Detached |
| 69 WEST MALVERN ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 4NF | £430,000 | 19/01/2022 | Detached |
| 29 BLACKMORE ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QT | £488,000 | 05/01/2022 | Detached |
| 11 HORNYOLD ROAD, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QQ | £585,000 | 03/12/2021 | Detached |
| 8 HOWEY CLOSE, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1WB | £650,000 | 17/09/2021 | Detached |
| 4 DANEBURY PARK, MALVERN, MALVERN HILLS, WORCESTERSHIRE, WR14 1QA | £660,000 | 20/08/2021 | Detached |

**Area average:** £570,940 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.9%
- **10y growth:** 32.9%

## House Price Index (HM Land Registry)

*Official index for Malvern Hills; Detached series; as of March 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 17.3%
- **10y growth (index):** 37.1%

## Rental Range

*ONS Price Index of Private Rents (Malvern Hills). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £847/mo
- **Realistic:** £941/mo
- **Optimistic:** £1,035/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Worcester South (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Old Hollow, WR14 | £1,100/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Flat, Newtown Road, WR14 | £800/mo | 2 | 0.3 miles | OpenRent |
| 3 Bed Semi-Detached House, Oxford Rd, WR14 | £1,395/mo | 3 | 0.37 miles | OpenRent |
| 2 Bed Terraced House, Belmont Road, WR14 | £1,100/mo | 2 | 0.44 miles | OpenRent |
| 2 Bed Flat, St James Road, WR14 | £945/mo | 2 | 0.61 miles | OpenRent |
| 1 Bed Flat, Victoria Road, WR14 | £785/mo | 1 | 0.68 miles | OpenRent |
| 2 Bed Flat, Victoria Road, WR14 | £865/mo | 2 | 0.68 miles | OpenRent |
| 3 Bed Flat, Great Malvern, WR14 | £1,050/mo | 3 | 0.7 miles | OpenRent |
| 2 Bed Flat, Victoria Road, WR14 | £915/mo | 2 | 0.78 miles | OpenRent |
| 1 Bed Flat, West Malvern Road, WR14 | £700/mo | 1 | 0.79 miles | OpenRent |
| Studio Flat, West Malvern Road, WR14 | £575/mo | 1 | 0.79 miles | OpenRent |
| Studio Flat, St. Andrews House, WR14 | £800/mo | 1 | 0.83 miles | OpenRent |
| 2 Bed Flat, Brunel House, WR14 | £1,095/mo | 2 | 0.83 miles | OpenRent |
| 2 Bed Terraced House, Springfield Glade, WR14 | £995/mo | 2 | 0.83 miles | OpenRent |
| 1 Bed Flat, Highlea, WR14 | £765/mo | 1 | 0.88 miles | OpenRent |
| 1 Bed Terraced House, Lawnside Lodge, WR14 | £725/mo | 1 | 0.94 miles | OpenRent |

**Average rent: £913/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £111,250
- **Target investor price (1%):** £89,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £890/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 36.5×
- **Monthly cashflow:** £-760/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 26 |
| Shoplifting | 23 |
| Criminal damage and arson | 4 |
| Other crime | 4 |
| Public order | 4 |
| Possession of weapons | 3 |
| Drugs | 2 |
| Other theft | 2 |
| Burglary | 1 |
| **Total incidents** | **69** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Northleigh CofE Primary School | Primary | 0.2 miles | Good — 18 May 2023 |
| St Joseph's Catholic Primary School | Primary | 0.3 miles | Good — 14 May 2024 |
| Somers Park Primary School | Primary | 0.7 miles | Good — 21 Sep 2022 |
| St James' CofE Primary School | Primary | 0.7 miles | Good — 10 May 2020 |
| Dyson Perrins CofE Academy | Secondary | 0.8 miles | Good — 16 Jul 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #15620440
- **Address:** 4 Belvoir Bank, MALVERN, WR14 4LY
- **Certificate Issued:** 12/02/2023
- **Work Completed:** 20/01/2023
- **Items:** 1 window(s)