# THE EMERY, 3 APARTMENT 5 CHANTRY ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2SB

## Property details

- Slug: `7084fd9` (address key hash: `7084fd9f3a44214f316edac3fcc2e67e931b473e`)
- Postcode: CM23 2SB
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Last sold: £400,000 May 2026
- Local average: £257,708 (36 sales)
- Street crime: 260 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £400,000
- Date: 2026-05-26
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-05-26 | £400,000 | Flat | +3.9% | £399,195 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-6882-8052-e063-4804a8c06ee4) |
| Sold | 2015-11-30 | £385,000 | Flat | +3.4% | £447,737 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/726bf13a-c665-0a46-e053-6c04a8c01d0d) |
| Sold | 2012-02-16 | £372,500 | Flat | — | £572,012 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/36039e6b-239f-4ef7-9067-21c171f96b5c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| THE EMERY, 3 APARTMENT 5 CHANTRY ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2SB | £400,000 | 26/05/2026 | Flat |
| THE EMERY, 3 APARTMENT 5 CHANTRY ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2SB | £385,000 | 30/11/2015 | Flat |
| THE EMERY, 3 APARTMENT 5 CHANTRY ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2SB | £372,500 | 16/02/2012 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160356833](http://87.117.209.195:8080/listings/545d071)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £400,000 |
| listed | 2025-04-07 | £425,000 |
| sold | 2015-01-01 | £385,000 |
| sold | 2012-01-01 | £372,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| WATSONS YARD FLAT 21 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £210,000 | 19/12/2025 | Flat |
| WATSONS YARD FLAT 20 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £198,000 | 01/12/2025 | Flat |
| WATSONS YARD FLAT 14 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £215,000 | 21/11/2025 | Flat |
| 2 BASBOW LANE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2TW | £344,000 | 21/02/2025 | Flat |
| 4 BASBOW LANE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2TW | £344,000 | 21/02/2025 | Flat |
| 6 HIGH STREET, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2LT | £387,000 | 21/02/2025 | Flat |
| WATSONS YARD FLAT 16 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £213,000 | 30/10/2023 | Flat |
| WATSONS YARD FLAT 12 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £215,000 | 23/06/2023 | Flat |
| 4A HIGH STREET, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2LT | £275,000 | 16/12/2022 | Flat |
| CONIFER COURT FLAT 8 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2QR | £140,000 | 18/11/2022 | Flat |
| SWORDERS COURT FLAT 5 BASBOW LANE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2TW | £410,000 | 09/11/2022 | Flat |
| 2 THE GEORGE COURTYARD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2FS | £123,000 | 20/05/2022 | Flat |
| TEES HOUSE APARTMENT 2 BASBOW LANE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2TW | £695,000 | 25/02/2022 | Flat |
| WATSONS YARD FLAT 21 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £222,000 | 28/01/2022 | Flat |
| WATSONS YARD FLAT 4 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2WH | £228,000 | 21/12/2021 | Flat |
| CONIFER COURT FLAT 2 HADHAM ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 2QR | £165,000 | 05/11/2021 | Flat |

**Area average:** £274,000 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8.5%
- **10y growth:** -14.5%

## House Price Index (HM Land Registry)

*Official index for East Hertfordshire; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 1.3%
- **5y growth (index):** 2.5%
- **10y growth (index):** 6.3%

## Rental Range

*ONS Price Index of Private Rents (East Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,395/mo
- **Realistic:** £1,550/mo
- **Optimistic:** £1,705/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Brunel Drive, CM23 | £1,875/mo | 2 | 0.62 miles | OpenRent |
| 2 Bed Flat, South St, CM23 | £2,500/mo | 2 | 0.66 miles | OpenRent |

**Average rent: £2,188/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £273,500
- **Target investor price (1%):** £218,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,188/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £369/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 82 |
| Violence and sexual offences | 65 |
| Shoplifting | 34 |
| Public order | 18 |
| Burglary | 13 |
| Criminal damage and arson | 13 |
| Other theft | 11 |
| Vehicle crime | 9 |
| Drugs | 5 |
| Other crime | 3 |
| Robbery | 3 |
| Theft from the person | 3 |
| Bicycle theft | 1 |
| **Total incidents** | **260** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Mary's Catholic School | Secondary | 0.2 miles | — (Inspected (no overall grade)) |
| Windhill21 | Primary | 0.3 miles | Outstanding — 22 Nov 2018 |
| White Trees Independent School | Other | 0.3 miles | Good — 23 Jun 2024 |
| Northgate Primary School | Primary | 0.3 miles | Good — 18 Jan 2024 |
| St Michael's Church of England Primary School | Primary | 0.4 miles | Good — 15 Jan 2020 |