# 10 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH

## Property details

- Slug: `6ec15f4` (address key hash: `6ec15f4aa5333e64dcee52eeb3d945f71bf25736`)
- Postcode: TR27 5AH
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 64 m²
- EPC rating: E
- Year built: England and Wales: 1967-1975
- Last sold: £320,000 Feb 2026
- Price per m²: £5,000/m²
- Local average: £315,050 (10 sales)
- Street crime: 68 incidents within 1 mile (May 2026)

## Latest sale

- Price: £320,000
- Date: 2026-02-25
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 03/07/2034
- **Current heating cost:** £908/year
- **Est. upgrade cost to C:** £18,073

### Recommendations
- A (£100 - £350)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- E (£25)
- F (£200 - £400)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1134-3623-1300-0884-9202)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-25 | £320,000 | Semi-detached | — | £324,120 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-ee50-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH | £320,000 | 25/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [156901385](http://87.117.209.195:8080/listings/3005c1e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £320,000 |
| listed | 2025-01-15 | £330,000 |
| sold | 1997-01-01 | £60,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 GLEBE ROW, PHILLACK, HAYLE, CORNWALL, TR27 5AJ | £350,000 | 27/05/2022 | Semi-detached |
| 6 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH | £351,000 | 09/02/2022 | Semi-detached |

**Area average:** £350,500 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 48.3%
- **10y growth:** 63.7%

## House Price Index (HM Land Registry)

*Official index for Cornwall; Semi-detached series; as of April 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 12%
- **10y growth (index):** 38.6%

## Rental Range

*ONS Price Index of Private Rents (Cornwall). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £905/mo
- **Realistic:** £1,005/mo
- **Optimistic:** £1,106/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Chy-Tre, TR27 | £875/mo | 2 | 0.3 miles | OpenRent |
| 2 Bed Flat, Penpol Terrace, TR27 | £850/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Semi-Detached House, Curnows Road, TR27 | £1,100/mo | 2 | 0.67 miles | OpenRent |
| 2 Bed Flat, An Garth, TR27 | £1,650/mo | 2 | 0.71 miles | OpenRent |
| 2 Bed Detached House, St. Michaels Way, TR26 | £3,250/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Riverside Mews, TR27 | £1,050/mo | 2 | 1.08 miles | OpenRent |

**Average rent: £1,463/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £134,375
- **Target investor price (1%):** £107,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,075/mo).*

- **Gross yield:** 4%
- **Cost-to-rent:** 24.8×
- **Monthly cashflow:** £-318/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 31 |
| Anti-social behaviour | 8 |
| Criminal damage and arson | 7 |
| Other theft | 7 |
| Shoplifting | 7 |
| Public order | 4 |
| Other crime | 2 |
| Vehicle crime | 2 |
| **Total incidents** | **68** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bodriggy Academy | Primary | 0.5 miles | Good — 21 Nov 2023 |
| Hayle Academy | Secondary | 0.7 miles | Good — 8 May 2015 |
| Penpol School | Primary | 0.9 miles | Outstanding — 5 Dec 2014 |
| The Cornwall Independent School | Other | 1.3 miles | — (No rating) |
| Connor Downs Academy | Primary | 1.7 miles | Good — 14 Jul 2011 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4824244
- **Address:** 10 Springfield Close, Phillack, TR27 5AH
- **Certificate Issued:** 02/07/2007
- **Work Completed:** 01/05/2007
- **Items:** 1 window(s), 1 door(s)