Semi-Detached

10 SPRINGFIELD CLOSE

PHILLACK, HAYLE, CORNWALL, TR27 5AH

£320,000

Location

Map view View on Google Maps View on OpenStreetMap Street View TR27 5AH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Bus stop	Bucket of Blood	0.1 miles
Train station	Hayle	0.7 miles
Hospital	St. Michael's Hospital	1.1 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£320,000 Feb 2026

Local average

£315,050 (10 sales)

Street crime

68 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	25/02/2026	£320,000	Semi-detached	—	£324,120 to April 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
1 GLEBE ROW, PHILLACK, HAYLE, CORNWALL, TR27 5AJ	£350,000	27/05/2022	Semi-detached
6 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH	£351,000	09/02/2022	Semi-detached

Area average: £350,500 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 48.3%

10y growth 63.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Cornwall. Series: Semi-detached. As of April 2026.

1y (index) 3.3%

5y (index) 12%

10y (index) 38.6%

Rental Range

Estimated market rent for Cornwall. Low = conservative, Realistic = average, Optimistic = best case.

Low £905/mo

Realistic £1,005/mo

Optimistic £1,106/mo

Based on Local Authority from postcode lookup → Cornwall.

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Phillack, TR27	£750/mo	1	0.05 miles	OpenRent
1 Bed Flat, Fore Street, TR27	£725/mo	1	0.27 miles	OpenRent
1 Bed Flat, Chy-Tre, TR27	£775/mo	1	0.29 miles	OpenRent
2 Bed Flat, Chy-Tre, TR27	£875/mo	2	0.3 miles	OpenRent
1 Bed Flat, York House, TR27	£675/mo	1	0.34 miles	OpenRent
1 Bed Flat, York House, TR27	£700/mo	1	0.34 miles	OpenRent
1 Bed Flat, Sea Lane, TR27	£925/mo	1	0.35 miles	OpenRent
1 Bed Flat, York House, TR27	£725/mo	1	0.36 miles	OpenRent
1 Bed Flat, York House, TR27	£700/mo	1	0.37 miles	OpenRent
2 Bed Flat, Penpol Terrace, TR27	£850/mo	2	0.66 miles	OpenRent
2 Bed Semi-Detached House, Curnows Road, TR27	£1,100/mo	2	0.67 miles	OpenRent
2 Bed Flat, An Garth, TR27	£1,650/mo	2	0.71 miles	OpenRent
2 Bed Detached House, St. Michaels Way, TR26	£3,250/mo	2	1.07 miles	OpenRent
2 Bed Terraced House, Riverside Mews, TR27	£1,050/mo	2	1.08 miles	OpenRent

Average rent: £1,054/mo (14 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.25%

Max investor price (0.8%) £101,625

Target investor price (1%) £81,300

Gross yield 3%

Cost-to-rent ratio 32.8×

Monthly cashflow £-553/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -7.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	31
Anti-social behaviour	8
Criminal damage and arson	7
Other theft	7
Shoplifting	7
Public order	4
Other crime	2
Vehicle crime	2
Total incidents	68

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bodriggy Academy	Primary	0.5 miles	Good — 21 Nov 2023
Hayle Academy	Secondary	0.7 miles	Good — 8 May 2015
Penpol School	Primary	0.9 miles	Outstanding — 5 Dec 2014
The Cornwall Independent School	Other	1.3 miles	— (No rating)
Connor Downs Academy	Primary	1.7 miles	Good — 14 Jul 2011

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
02/07/2007	01/05/2007	1	1

# 10 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH

## Property details

- Slug: `6ec15f4` (address key hash: `6ec15f4aa5333e64dcee52eeb3d945f71bf25736`)
- Postcode: TR27 5AH
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £320,000 Feb 2026
- Local average: £315,050 (10 sales)
- Street crime: 68 incidents within 1 mile (May 2026)

## Latest sale

- Price: £320,000
- Date: 2026-02-25
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-25 | £320,000 | Semi-detached | — | £324,120 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-ee50-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH | £320,000 | 25/02/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 GLEBE ROW, PHILLACK, HAYLE, CORNWALL, TR27 5AJ | £350,000 | 27/05/2022 | Semi-detached |
| 6 SPRINGFIELD CLOSE, PHILLACK, HAYLE, CORNWALL, TR27 5AH | £351,000 | 09/02/2022 | Semi-detached |

**Area average:** £350,500 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 48.3%
- **10y growth:** 63.7%

## House Price Index (HM Land Registry)

*Official index for Cornwall; Semi-detached series; as of April 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 12%
- **10y growth (index):** 38.6%

## Rental Range

*ONS Price Index of Private Rents (Cornwall). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £905/mo
- **Realistic:** £1,005/mo
- **Optimistic:** £1,106/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Phillack, TR27 | £750/mo | 1 | 0.05 miles | OpenRent |
| 1 Bed Flat, Fore Street, TR27 | £725/mo | 1 | 0.27 miles | OpenRent |
| 1 Bed Flat, Chy-Tre, TR27 | £775/mo | 1 | 0.29 miles | OpenRent |
| 2 Bed Flat, Chy-Tre, TR27 | £875/mo | 2 | 0.3 miles | OpenRent |
| 1 Bed Flat, York House, TR27 | £675/mo | 1 | 0.34 miles | OpenRent |
| 1 Bed Flat, York House, TR27 | £700/mo | 1 | 0.34 miles | OpenRent |
| 1 Bed Flat, Sea Lane, TR27 | £925/mo | 1 | 0.35 miles | OpenRent |
| 1 Bed Flat, York House, TR27 | £725/mo | 1 | 0.36 miles | OpenRent |
| 1 Bed Flat, York House, TR27 | £700/mo | 1 | 0.37 miles | OpenRent |
| 2 Bed Flat, Penpol Terrace, TR27 | £850/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Semi-Detached House, Curnows Road, TR27 | £1,100/mo | 2 | 0.67 miles | OpenRent |
| 2 Bed Flat, An Garth, TR27 | £1,650/mo | 2 | 0.71 miles | OpenRent |
| 2 Bed Detached House, St. Michaels Way, TR26 | £3,250/mo | 2 | 1.07 miles | OpenRent |
| 2 Bed Terraced House, Riverside Mews, TR27 | £1,050/mo | 2 | 1.08 miles | OpenRent |

**Average rent: £1,054/mo (14 listings)**

## 1% Rule

- **Rent ratio:** 0.25% (weak for cashflow)
- **Max investor price (0.8%):** £101,625
- **Target investor price (1%):** £81,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £813/mo).*

- **Gross yield:** 3%
- **Cost-to-rent:** 32.8×
- **Monthly cashflow:** £-553/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 31 |
| Anti-social behaviour | 8 |
| Criminal damage and arson | 7 |
| Other theft | 7 |
| Shoplifting | 7 |
| Public order | 4 |
| Other crime | 2 |
| Vehicle crime | 2 |
| **Total incidents** | **68** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bodriggy Academy | Primary | 0.5 miles | Good — 21 Nov 2023 |
| Hayle Academy | Secondary | 0.7 miles | Good — 8 May 2015 |
| Penpol School | Primary | 0.9 miles | Outstanding — 5 Dec 2014 |
| The Cornwall Independent School | Other | 1.3 miles | — (No rating) |
| Connor Downs Academy | Primary | 1.7 miles | Good — 14 Jul 2011 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4824244
- **Address:** 10 Springfield Close, Phillack, TR27 5AH
- **Certificate Issued:** 02/07/2007
- **Work Completed:** 01/05/2007
- **Items:** 1 window(s), 1 door(s)