# 73 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR

## Property details

- Slug: `6c7c388` (address key hash: `6c7c3881f7616f4f20038aa7e11432fff799fb12`)
- Postcode: S42 5HR
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 58 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £134,000 Feb 2026
- Price per m²: £2,310/m²
- Local average: £180,273 (22 sales)
- Street crime: 79 incidents within 1 mile (May 2026)

## Latest sale

- Price: £134,000
- Date: 2026-02-04
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/09/2032
- **Current heating cost:** £520/year
- **Est. upgrade cost to C:** £24,900

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2737-3020-8201-9712-7200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-04 | £134,000 | Terraced | — | £141,294 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0ae9-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £134,000 | 04/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [165666272](http://87.117.209.195:8080/listings/fc7558c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £134,000 |
| listed | 2025-08-12 | £135,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £122,000 | 14/12/2022 | Terraced |
| 83 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR | £70,000 | 03/08/2022 | Terraced |

**Area average:** £96,000 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.8%
- **10y growth:** 56.5%

## House Price Index (HM Land Registry)

*Official index for North East Derbyshire; Terraced series; as of April 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 22.1%
- **10y growth (index):** 55.9%

## Rental Range

*ONS Price Index of Private Rents (North East Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £697/mo
- **Realistic:** £774/mo
- **Optimistic:** £851/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed End Terrace, Blacks Lane, S42 | £750/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £122/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 37 |
| Public order | 11 |
| Anti-social behaviour | 7 |
| Shoplifting | 6 |
| Criminal damage and arson | 5 |
| Other theft | 5 |
| Drugs | 2 |
| Theft from the person | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| **Total incidents** | **79** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Park House Primary School | Primary | 0.6 miles | Good — 20 Oct 2014 |
| Sharley Park Community Primary School | Primary | 0.8 miles | Good — 2 Jan 2018 |
| North Wingfield Primary and Nursery Academy | Primary | 0.9 miles | Good — 16 Jul 2024 |
| Tupton Hall School | Secondary | 1.0 miles | Good — 19 Jan 2023 |
| Tupton Primary and Nursery Academy | Primary | 1.4 miles | Good — 30 Nov 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1196853
- **Address:** 73 Church Lane, North Wingfield, S42 5HR
- **Certificate Issued:** 22/11/2003
- **Work Completed:** 04/10/2003
- **Items:** 2 door(s)