Terraced

73 CHURCH LANE

NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR

£134,000

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Wensley Road 0.0 miles
Shop Far East Kitchen Solutions 0.4 miles
Train station Chesterfield 4.6 miles
Hospital Kings Mill Hospital 7.0 miles
University Nottingham Trent University Vision University Centre 9.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

2

Bathrooms

1

Floor area

58 m²

EPC rating

D

Year built

England and Wales: before 1900

Last sold

£134,000 Feb 2026

Price per m²

£2,310/m²

Local average

£180,273 (22 sales)

Street crime

79 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 27/09/2022

Expiry date: 26/09/2032

Current heating cost: £520/year

Potential heating cost: £376/year

Est. upgrade cost to C: £24,900

Recommendations

  • Cavity wall insulation (£500 - £1,500)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • Upgrade heating controls (£350 - £450)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 04/02/2026 £134,000 Terraced £141,294 to April 2026 View transaction

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
87 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR £122,000 14/12/2022 Terraced
83 CHURCH LANE, NORTH WINGFIELD, CHESTERFIELD, NORTH EAST DERBYSHIRE, DERBYSHIRE, S42 5HR £70,000 03/08/2022 Terraced

Area average: £96,000 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.8%
10y growth 56.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North East Derbyshire. Series: Terraced. As of April 2026.

1y (index) 6.1%
5y (index) 22.1%
10y (index) 55.9%

Rental Range

Estimated market rent for North East Derbyshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £697/mo
Realistic £774/mo
Optimistic £851/mo

Based on Local Authority from postcode lookup → North East Derbyshire.

LHA (30th percentile) floor for Chesterfield: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Blacks Lane, S42 £750/mo 2 0.61 miles OpenRent

Average rent: £750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.56%
Max investor price (0.8%) £93,750
Target investor price (1%) £75,000
Gross yield 6.7%
Cost-to-rent ratio 14.9×
Monthly cashflow £122/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 3.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category Count
Violence and sexual offences 37
Public order 11
Anti-social behaviour 7
Shoplifting 6
Criminal damage and arson 5
Other theft 5
Drugs 2
Theft from the person 2
Vehicle crime 2
Bicycle theft 1
Other crime 1
Total incidents 79

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Park House Primary School Primary 0.6 miles Good — 20 Oct 2014
Sharley Park Community Primary School Primary 0.8 miles Good — 2 Jan 2018
North Wingfield Primary and Nursery Academy Primary 0.9 miles Good — 16 Jul 2024
Tupton Hall School Secondary 1.0 miles Good — 19 Jan 2023
Tupton Primary and Nursery Academy Primary 1.4 miles Good — 30 Nov 2023

FENSA

Window and door installation certificates found for this address.

Issued Work completed Windows Doors
22/11/2003 04/10/2003 2