# 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER

## Property details

- Slug: `6c0a31a` (address key hash: `6c0a31a3ce9fcc91595bf1238df321ffabb57ac1`)
- Postcode: RG6 4ER
- Transactions on record: 5

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 50 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £345,000 Apr 2026
- Price per m²: £6,900/m²
- Local average: £345,042 (26 sales)
- Street crime: 109 incidents within 1 mile (May 2026)

## Latest sale

- Price: £345,000
- Date: 2026-04-17
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 17/02/2031
- **Current heating cost:** £329/year
- **Est. upgrade cost to C:** £14,950

### Recommendations
- B4 (£300 - £600)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2228-3020-2599-0145)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-17 | £345,000 | Terraced | +81.6% | £345,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-bce9-b8d0-e063-4704a8c08d98) |
| Sold | 2015-02-12 | £189,950 | Terraced | +29.3% | £268,670 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1f5bb226-3467-43f8-b200-a44973730735) |
| Sold | 2005-05-06 | £146,950 | Terraced | +8.9% | £302,990 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/5f633af0-4c49-4360-8d66-b7633eec81f8) |
| Sold | 2003-05-29 | £135,000 | Terraced | +157.1% | £313,225 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/81f06ff4-c9d2-4e46-acaf-c9ff312e925a) |
| Sold | 1996-06-28 | £52,500 | Terraced | — | £301,724 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1a352d13-fcc6-4cc8-b3d9-42ea69f7e23b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £345,000 | 17/04/2026 | Terraced |
| 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £189,950 | 12/02/2015 | Terraced |
| 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £146,950 | 06/05/2005 | Terraced |
| 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £135,000 | 29/05/2003 | Terraced |
| 47 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £52,500 | 28/06/1996 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171318968](http://87.117.209.195:8080/listings/79b886f)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-22 | £350,000 |
| sold | 2026-01-01 | £345,000 |
| sold | 2015-01-01 | £189,950 |
| sold | 2005-01-01 | £146,950 |
| sold | 2003-01-01 | £135,000 |
| sold | 1996-01-01 | £52,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60 RATBY CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4ER | £391,000 | 13/11/2025 | Terraced |
| 138 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4BY | £225,000 | 15/12/2023 | Terraced |
| 78 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4BY | £340,000 | 19/10/2023 | Terraced |
| 62 CANNOCK WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4EF | £278,000 | 01/09/2023 | Terraced |
| 29 MEASHAM WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4ES | £202,000 | 09/08/2023 | Terraced |
| 178 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4HL | £450,000 | 16/12/2022 | Terraced |
| 17 SQUIRRELS WAY, EARLEY, READING, WOKINGHAM, RG6 5QT | £605,000 | 25/11/2022 | Terraced |
| 5 BURWELL CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4BB | £360,000 | 30/09/2022 | Terraced |
| 191 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4HL | £361,000 | 30/09/2022 | Terraced |
| 14 BURWELL CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4BB | £321,000 | 28/09/2022 | Terraced |
| 11 WESTMINSTER WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4BX | £450,000 | 23/09/2022 | Terraced |
| 26 MEASHAM WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4ES | £237,000 | 15/09/2022 | Terraced |
| 71 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4BZ | £358,100 | 09/09/2022 | Terraced |
| 52 MEASHAM WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4ES | £265,000 | 25/08/2022 | Terraced |
| 106 MAIDEN PLACE, LOWER EARLEY, READING, WOKINGHAM, RG6 3HE | £192,000 | 28/07/2022 | Terraced |
| 26 SWEPSTONE CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 3EZ | £625,000 | 22/07/2022 | Terraced |
| 12 BURWELL CLOSE, LOWER EARLEY, READING, WOKINGHAM, RG6 4BB | £215,000 | 21/07/2022 | Terraced |
| 15 FLEETHAM GARDENS, LOWER EARLEY, READING, WOKINGHAM, RG6 4BZ | £237,000 | 05/07/2022 | Terraced |
| 44 WESTMINSTER WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4BX | £354,000 | 05/07/2022 | Terraced |
| 46 MEASHAM WAY, LOWER EARLEY, READING, WOKINGHAM, RG6 4ES | £385,500 | 07/06/2022 | Terraced |

**Area average:** £342,580 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.6%
- **10y growth:** 0.3%

## House Price Index (HM Land Registry)

*Official index for Wokingham; Terraced series; as of April 2026.*

- **1y growth (index):** -3.9%
- **5y growth (index):** 15.1%
- **10y growth (index):** 20.6%

## Rental Range

*ONS Price Index of Private Rents (Wokingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,334/mo
- **Realistic:** £1,482/mo
- **Optimistic:** £1,630/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Lower Earley, RG6 | £1,450/mo | 2 | 0.18 miles | OpenRent |

**Average rent: £1,450/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £181,250
- **Target investor price (1%):** £145,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,450/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 19.8×
- **Monthly cashflow:** £-79/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 45 |
| Anti-social behaviour | 11 |
| Shoplifting | 11 |
| Other theft | 10 |
| Criminal damage and arson | 6 |
| Drugs | 6 |
| Public order | 6 |
| Vehicle crime | 5 |
| Bicycle theft | 4 |
| Burglary | 3 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **109** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Radstock Primary School | Primary | 0.4 miles | Good — 6 Feb 2022 |
| Loddon Primary School | Primary | 0.5 miles | Good — 12 Dec 2012 |
| Hawkedon Primary School | Primary | 0.6 miles | Good — 10 Nov 2014 |
| Maiden Erlegh School | Secondary | 0.6 miles | Outstanding — 10 Mar 2020 |
| Aldryngton Primary School | Primary | 0.7 miles | — (Inspected (no overall grade)) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4147612
- **Address:** 47 Ratby Close, Lower Earley, RG6 4ER
- **Certificate Issued:** 17/10/2006
- **Work Completed:** 02/10/2006
- **Items:** 4 window(s), 1 door(s)