Flats/Maisonettes

14 BANHAM DRIVE

SUDBURY, BABERGH, SUFFOLK, CO10 2GN

£155,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO10 2GN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Banham Drive	0.1 miles
Shop	Sudbury Convenience Store	0.2 miles
Train station	Sudbury	0.4 miles
Hospital	Sudbury Community Health Centre	0.7 miles

Property details

Tenure

Leasehold

Property type

Flat

Floor area

54 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£155,000 Jan 2005

Price per m²

£2,870/m²

Local average

£165,469 (16 sales)

Street crime

112 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 04/05/2022

Expiry date: 03/05/2032

Current heating cost: £379/year

Potential heating cost: £341/year

Est. upgrade cost to C: £14,510

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£10)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/01/2005	£155,000	Flat	—	£209,039 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
56 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£140,000	25/11/2022	Flat
49 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£170,000	22/11/2022	Flat
27 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£132,000	12/08/2022	Flat
54 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£142,000	19/11/2021	Flat
17 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN	£150,000	20/10/2021	Flat
67 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£130,000	29/09/2021	Flat
43 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY	£140,000	18/06/2021	Flat

Area average: £143,429 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 6.1%

10y growth 86.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Babergh. Series: Flats and maisonettes. As of March 2026.

1y (index) -4.4%

5y (index) -1.8%

10y (index) 12.7%

Rental Range

Estimated market rent for Babergh. Low = conservative, Realistic = average, Optimistic = best case.

Low £873/mo

Realistic £970/mo

Optimistic £1,067/mo

Based on Local Authority from postcode lookup → Babergh.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Terraced House, Newton Croft, CO10	£875/mo	1	0.32 miles	OpenRent
1 Bed Flat, Station Road, CO10	£875/mo	1	0.42 miles	OpenRent
1 Bed Flat, Station Road, CO10	£895/mo	1	0.42 miles	OpenRent
1 Bed Flat, Station Road, CO10	£950/mo	1	0.42 miles	OpenRent
3 Bed Terraced House, Drake Road, CO10	£800/mo	3	0.56 miles	OpenRent
4 Bed Terraced House, Priory Walk, CO10	£1,400/mo	4	0.68 miles	OpenRent
3 Bed Terraced House, Cross Street, CO10	£1,300/mo	3	0.76 miles	OpenRent
1 Bed Bungalow, Bures Road, CO10	£825/mo	1	0.79 miles	OpenRent
1 Bed Flat, Dove House Meadow, CO10	£875/mo	1	1.02 miles	OpenRent
4 Bed End Terrace, Rede Way, CO10	£1,250/mo	4	1.04 miles	OpenRent
4 Bed Terraced House, Dove House Meadow, CO10	£1,500/mo	4	1.09 miles	OpenRent

Average rent: £1,050/mo (11 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.58%

Max investor price (0.8%) £111,875

Target investor price (1%) £89,500

Gross yield 6.9%

Cost-to-rent ratio 14.4×

Monthly cashflow £170/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	40
Other theft	18
Criminal damage and arson	17
Public order	8
Anti-social behaviour	7
Shoplifting	7
Drugs	5
Other crime	4
Vehicle crime	3
Burglary	1
Robbery	1
Theft from the person	1
Total incidents	112

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tudor Church of England Primary School, Sudbury	Primary	0.3 miles	Good — 11 Jun 2018
Ormiston Sudbury Academy	Secondary	0.4 miles	Requires improvement — 18 Oct 2023
St Joseph's Roman Catholic Primary School	Primary	0.5 miles	Good — 6 Sep 2017
Hillside Special School	Other	0.5 miles	Outstanding — 12 Feb 2014
Woodhall Primary School	Primary	0.6 miles	Good — 8 Jan 2020

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
28/07/2024	24/06/2024	5	2

# 14 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN

## Property details

- Slug: `693c37a` (address key hash: `693c37ab2869d40203d1a384a3e0720a905d1d21`)
- Postcode: CO10 2GN
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Floor area: 54 m²
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £155,000 Jan 2005
- Price per m²: £2,870/m²
- Local average: £165,469 (16 sales)
- Street crime: 112 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £155,000
- Date: 2005-01-27
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 03/05/2032
- **Current heating cost:** £379/year
- **Est. upgrade cost to C:** £14,510

### Recommendations
- W2 (£4,000 - £6,000)
- E (£10)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3600-5040-0322-4105-3523)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2005-01-27 | £155,000 | Flat | — | £209,039 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/16bc0645-d329-4276-8393-10ad5779d884) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £155,000 | 27/01/2005 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 25/11/2022 | Flat |
| 49 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £170,000 | 22/11/2022 | Flat |
| 27 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £132,000 | 12/08/2022 | Flat |
| 54 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £142,000 | 19/11/2021 | Flat |
| 17 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £150,000 | 20/10/2021 | Flat |
| 67 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £130,000 | 29/09/2021 | Flat |
| 43 MINDEN ROAD, SUDBURY, BABERGH, SUFFOLK, CO10 2TY | £140,000 | 18/06/2021 | Flat |

**Area average:** £143,429 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.1%
- **10y growth:** 86.4%

## House Price Index (HM Land Registry)

*Official index for Babergh; Flats and maisonettes series; as of March 2026.*

- **1y growth (index):** -4.4%
- **5y growth (index):** -1.8%
- **10y growth (index):** 12.7%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Terraced House, Newton Croft, CO10 | £875/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £875/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £895/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £950/mo | 1 | 0.42 miles | OpenRent |
| 3 Bed Terraced House, Drake Road, CO10 | £800/mo | 3 | 0.56 miles | OpenRent |
| 4 Bed Terraced House, Priory Walk, CO10 | £1,400/mo | 4 | 0.68 miles | OpenRent |
| 3 Bed Terraced House, Cross Street, CO10 | £1,300/mo | 3 | 0.76 miles | OpenRent |
| 1 Bed Bungalow, Bures Road, CO10 | £825/mo | 1 | 0.79 miles | OpenRent |
| 1 Bed Flat, Dove House Meadow, CO10 | £875/mo | 1 | 1.02 miles | OpenRent |
| 4 Bed End Terrace, Rede Way, CO10 | £1,250/mo | 4 | 1.04 miles | OpenRent |
| 4 Bed Terraced House, Dove House Meadow, CO10 | £1,500/mo | 4 | 1.09 miles | OpenRent |

**Average rent: £1,050/mo (11 listings)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.4×
- **Monthly cashflow:** £170/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 40 |
| Other theft | 18 |
| Criminal damage and arson | 17 |
| Public order | 8 |
| Anti-social behaviour | 7 |
| Shoplifting | 7 |
| Drugs | 5 |
| Other crime | 4 |
| Vehicle crime | 3 |
| Burglary | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **112** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tudor Church of England Primary School, Sudbury | Primary | 0.3 miles | Good — 11 Jun 2018 |
| Ormiston Sudbury Academy | Secondary | 0.4 miles | Requires improvement — 18 Oct 2023 |
| St Joseph's Roman Catholic Primary School | Primary | 0.5 miles | Good — 6 Sep 2017 |
| Hillside Special School | Other | 0.5 miles | Outstanding — 12 Feb 2014 |
| Woodhall Primary School | Primary | 0.6 miles | Good — 8 Jan 2020 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #16412098
- **Address:** 14 Banham Drive, SUDBURY, CO10 2GN
- **Certificate Issued:** 28/07/2024
- **Work Completed:** 24/06/2024
- **Items:** 5 window(s), 2 door(s)