Terraced 2 sales on record

1 WHINFIELD COTTAGES

ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ

£90,000

Location

Map view View on Google Maps View on OpenStreetMap Street View NE39 1PQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Smailes Lane	0.0 miles
Shop	Highfield Superstore	0.3 miles
Train station	East Tanfield	3.2 miles
Hospital	Ferndene - Children and Young Peoples Inpatient Service	3.9 miles
University	Campus for Ageing and Vitality	6.1 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

75 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£90,000 Mar 2026

Price per m²

£1,200/m²

Local average

£120,650 (10 sales)

Street crime

32 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 27/11/2025

Expiry date: 26/11/2035

Current heating cost: £958/year

Potential heating cost: £670/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/03/2026	£90,000	Terraced	+44%	£92,286 to April 2026	View transaction
Sold	10/07/2009	£62,500	Terraced	—	£90,471 to April 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
38 WHINFIELD TERRACE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JL	£140,000	12/12/2025	Terraced
18 ORCHARD DENE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1DW	£250,000	07/11/2022	Terraced
9 LEAZES VIEW, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JN	£102,000	16/09/2022	Terraced

Area average: £164,000 (3 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.1%

10y growth 51.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Gateshead. Series: Terraced. As of April 2026.

1y (index) 7.5%

5y (index) 19.9%

10y (index) 41.9%

Rental Range

Estimated market rent for Gateshead. Low = conservative, Realistic = average, Optimistic = best case.

Low £711/mo

Realistic £790/mo

Optimistic £869/mo

Based on Local Authority from postcode lookup → Gateshead.

LHA (30th percentile) floor for Tyneside: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Stewartsfield, NE39	£750/mo	2	0.06 miles	OpenRent
2 Bed Terraced House, Margaret Terrace, NE39	£600/mo	2	0.32 miles	OpenRent
2 Bed Terraced House, Alloy Terrace, NE39	£670/mo	2	0.33 miles	OpenRent

Average rent: £673/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.74%

Max investor price (0.8%) £83,750

Target investor price (1%) £67,000

Gross yield 8.9%

Cost-to-rent ratio 11.2×

Monthly cashflow £224/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 10.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	8
Anti-social behaviour	7
Criminal damage and arson	6
Vehicle crime	4
Burglary	3
Other crime	2
Public order	1
Theft from the person	1
Total incidents	32

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Highfield Community Primary School	Primary	0.1 miles	Good — 18 Oct 2018
St Joseph's Roman Catholic Voluntary Aided Primary School, Highfield	Primary	0.1 miles	Good — 22 Oct 2013
Rowlands Gill Community Primary School	Primary	0.7 miles	Good — 26 Jul 2023
High Spen Primary School	Primary	1.3 miles	Good — 16 Mar 2012
Burnopfield Primary School	Primary	1.3 miles	Good — 26 Jun 2022

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ

## Property details

- Slug: `68a4439` (address key hash: `68a4439fdb97520e2b3351ab7cf8c273309e652a`)
- Postcode: NE39 1PQ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £90,000 Mar 2026
- Price per m²: £1,200/m²
- Local average: £120,650 (10 sales)
- Street crime: 32 incidents within 1 mile (May 2026)

## Latest sale

- Price: £90,000
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 26/11/2035
- **Current heating cost:** £958/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1135-4929-3509-0933-6226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £90,000 | Terraced | +44% | £92,286 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-c69f-8922-e063-4804a8c094d0) |
| Sold | 2009-07-10 | £62,500 | Terraced | — | £90,471 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/73beafc7-6662-4a12-8730-820cc3ed0ee8) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ | £90,000 | 20/03/2026 | Terraced |
| 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ | £62,500 | 10/07/2009 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 WHINFIELD TERRACE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JL | £140,000 | 12/12/2025 | Terraced |
| 18 ORCHARD DENE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1DW | £250,000 | 07/11/2022 | Terraced |
| 9 LEAZES VIEW, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JN | £102,000 | 16/09/2022 | Terraced |

**Area average:** £164,000 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.1%
- **10y growth:** 51.3%

## House Price Index (HM Land Registry)

*Official index for Gateshead; Terraced series; as of April 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 19.9%
- **10y growth (index):** 41.9%

## Rental Range

*ONS Price Index of Private Rents (Gateshead). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £711/mo
- **Realistic:** £790/mo
- **Optimistic:** £869/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Stewartsfield, NE39 | £750/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Terraced House, Margaret Terrace, NE39 | £600/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Terraced House, Alloy Terrace, NE39 | £670/mo | 2 | 0.33 miles | OpenRent |

**Average rent: £673/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £83,750
- **Target investor price (1%):** £67,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £670/mo).*

- **Gross yield:** 8.9%
- **Cost-to-rent:** 11.2×
- **Monthly cashflow:** £224/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 8 |
| Anti-social behaviour | 7 |
| Criminal damage and arson | 6 |
| Vehicle crime | 4 |
| Burglary | 3 |
| Other crime | 2 |
| Public order | 1 |
| Theft from the person | 1 |
| **Total incidents** | **32** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Highfield Community Primary School | Primary | 0.1 miles | Good — 18 Oct 2018 |
| St Joseph's Roman Catholic Voluntary Aided Primary School, Highfield | Primary | 0.1 miles | Good — 22 Oct 2013 |
| Rowlands Gill Community Primary School | Primary | 0.7 miles | Good — 26 Jul 2023 |
| High Spen Primary School | Primary | 1.3 miles | Good — 16 Mar 2012 |
| Burnopfield Primary School | Primary | 1.3 miles | Good — 26 Jun 2022 |