# 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ

## Property details

- Slug: `68a4439` (address key hash: `68a4439fdb97520e2b3351ab7cf8c273309e652a`)
- Postcode: NE39 1PQ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Floor area: 75 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £90,000 Mar 2026
- Price per m²: £1,200/m²
- Local average: £120,650 (10 sales)
- Street crime: 32 incidents within 1 mile (May 2026)

## Latest sale

- Price: £90,000
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 26/11/2035
- **Current heating cost:** £958/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1135-4929-3509-0933-6226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £90,000 | Terraced | +44% | £92,286 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-c69f-8922-e063-4804a8c094d0) |
| Sold | 2009-07-10 | £62,500 | Terraced | — | £90,471 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/73beafc7-6662-4a12-8730-820cc3ed0ee8) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ | £90,000 | 20/03/2026 | Terraced |
| 1 WHINFIELD COTTAGES, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1PQ | £62,500 | 10/07/2009 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [14056386](http://87.117.209.195:8080/listings/bf1106a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £90,000 |
| listed | 2009-12-09 | £99,950 |
| sold | 2009-01-01 | £62,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 WHINFIELD TERRACE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JL | £140,000 | 12/12/2025 | Terraced |
| 18 ORCHARD DENE, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 1DW | £250,000 | 07/11/2022 | Terraced |
| 9 LEAZES VIEW, ROWLANDS GILL, GATESHEAD, TYNE AND WEAR, NE39 2JN | £102,000 | 16/09/2022 | Terraced |

**Area average:** £164,000 (3 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.1%
- **10y growth:** 51.3%

## House Price Index (HM Land Registry)

*Official index for Gateshead; Terraced series; as of April 2026.*

- **1y growth (index):** 7.5%
- **5y growth (index):** 19.9%
- **10y growth (index):** 41.9%

## Rental Range

*ONS Price Index of Private Rents (Gateshead). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £711/mo
- **Realistic:** £790/mo
- **Optimistic:** £869/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Stewartsfield, NE39 | £750/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Terraced House, Margaret Terrace, NE39 | £600/mo | 2 | 0.32 miles | OpenRent |
| 2 Bed Terraced House, Alloy Terrace, NE39 | £670/mo | 2 | 0.33 miles | OpenRent |

**Average rent: £673/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £83,750
- **Target investor price (1%):** £67,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £670/mo).*

- **Gross yield:** 8.9%
- **Cost-to-rent:** 11.2×
- **Monthly cashflow:** £224/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 8 |
| Anti-social behaviour | 7 |
| Criminal damage and arson | 6 |
| Vehicle crime | 4 |
| Burglary | 3 |
| Other crime | 2 |
| Public order | 1 |
| Theft from the person | 1 |
| **Total incidents** | **32** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Highfield Community Primary School | Primary | 0.1 miles | Good — 18 Oct 2018 |
| St Joseph's Roman Catholic Voluntary Aided Primary School, Highfield | Primary | 0.1 miles | Good — 22 Oct 2013 |
| Rowlands Gill Community Primary School | Primary | 0.7 miles | Good — 26 Jul 2023 |
| High Spen Primary School | Primary | 1.3 miles | Good — 16 Mar 2012 |
| Burnopfield Primary School | Primary | 1.3 miles | Good — 26 Jun 2022 |