# 55 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LH

## Property details

- Slug: `6719f87` (address key hash: `6719f87f58c0c5cd571c1b9ed6c851435a5a44aa`)
- Postcode: ME7 2LH
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 3
- Floor area: 147 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £495,000 Mar 2026
- Price per m²: £3,367/m²
- Local average: £483,000 (15 sales)
- Street crime: 421 incidents within 1 mile (May 2026)

## Latest sale

- Price: £495,000
- Date: 2026-03-12
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 19/03/2035
- **Current heating cost:** £1,361/year
- **Est. upgrade cost to C:** £8,600

### Recommendations
- A3 (£1,500 - £2,700)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3135-4127-9400-0040-8226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £495,000 | Detached | — | £491,471 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4a16-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LH | £495,000 | 12/03/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166953761](http://87.117.209.195:8080/listings/f046dc7)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £495,000 |
| listed | 2025-09-12 | £500,000 |
| sold | 2002-01-01 | £192,000 |
| sold | 2001-01-01 | £105,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 DERBY ROAD, CHATHAM, MEDWAY, ME5 7JF | £485,000 | 17/12/2025 | Detached |
| 41 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LH | £440,000 | 27/11/2025 | Detached |
| 31 ZETLAND AVENUE, GILLINGHAM, MEDWAY, ME7 3AE | £225,000 | 26/09/2025 | Detached |
| 178 BARNSOLE ROAD, GILLINGHAM, MEDWAY, ME7 4JG | £410,000 | 26/09/2025 | Detached |
| 20 DERBY ROAD, CHATHAM, MEDWAY, ME5 7JF | £357,000 | 06/03/2025 | Detached |
| 71 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LF | £397,000 | 04/05/2023 | Detached |
| 218 BARNSOLE ROAD, GILLINGHAM, MEDWAY, ME7 4JB | £650,000 | 24/08/2022 | Detached |
| 33 ZETLAND AVENUE, GILLINGHAM, MEDWAY, ME7 3AE | £465,000 | 12/08/2022 | Detached |
| 122 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LQ | £495,000 | 05/08/2022 | Detached |
| 40 SECOND AVENUE, GILLINGHAM, MEDWAY, ME7 2HT | £615,000 | 07/06/2022 | Detached |
| 19 FIRST AVENUE, GILLINGHAM, MEDWAY, ME7 2LH | £320,000 | 20/10/2021 | Detached |
| 22 DERBY ROAD, CHATHAM, MEDWAY, ME5 7JF | £367,000 | 29/07/2021 | Detached |

**Area average:** £435,500 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -3.9%
- **10y growth:** 22%

## House Price Index (HM Land Registry)

*Official index for Medway; Detached series; as of April 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 16.6%
- **10y growth (index):** 37.9%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,114/mo
- **Realistic:** £1,238/mo
- **Optimistic:** £1,362/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Barnsole Road, ME7 | £2,100/mo | 4 | 0.58 miles | OpenRent |

**Average rent: £2,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £262,500
- **Target investor price (1%):** £210,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,100/mo).*

- **Gross yield:** 5.1%
- **Cost-to-rent:** 19.6×
- **Monthly cashflow:** £-84/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 143 |
| Anti-social behaviour | 101 |
| Criminal damage and arson | 39 |
| Other theft | 36 |
| Shoplifting | 24 |
| Public order | 17 |
| Vehicle crime | 14 |
| Drugs | 12 |
| Other crime | 12 |
| Burglary | 11 |
| Robbery | 6 |
| Bicycle theft | 3 |
| Possession of weapons | 3 |
| **Total incidents** | **421** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Robert Napier School | Secondary | 0.3 miles | — (Inspected (no overall grade)) |
| Danecourt School | Other | 0.4 miles | Good — 24 Jun 2019 |
| Will Adams Academy | Other | 0.5 miles | Good — 3 Mar 2014 |
| Chatham Grammar | Secondary | 0.6 miles | Good — 20 Jun 2018 |
| Byron Primary School | Primary | 0.6 miles | — (Inspected (no overall grade)) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2079189
- **Address:** 55 First Avenue, Gillingham, ME7 2LH
- **Certificate Issued:** 28/09/2004
- **Work Completed:** 24/08/2004
- **Items:** 5 window(s)