Terraced 2 sales on record

31 SUN STREET

DERBY, CITY OF DERBY, DE22 3UL

£140,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DE22 3UL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Top Gear MOT & Service Centre	0.1 miles
Bus stop	Boyer Street	0.1 miles
University	Derby Law School	0.6 miles
Train station	Derby	0.9 miles
Hospital	Royal Derby Hospital	1.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

71 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£140,000 Feb 2026

Price per m²

£1,972/m²

Local average

£172,486 (66 sales)

Street crime

1333 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 04/09/2025

Expiry date: 03/09/2035

Current heating cost: £1,093/year

Potential heating cost: £663/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	06/02/2026	£140,000	Terraced	+68.7%	£140,543 to May 2026	View transaction
Sold	26/07/2013	£83,000	Terraced	—	£136,273 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£140,000
listed	22/08/2025	£150,000
sold	01/01/2013	£83,000
sold	01/01/2002	£49,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
42 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US	£120,000	05/12/2025	Terraced
18 PITTAR STREET, DERBY, CITY OF DERBY, DE22 3UN	£145,000	27/11/2025	Terraced
32 MAY STREET, DERBY, CITY OF DERBY, DE22 3UP	£131,000	27/10/2025	Terraced
18 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US	£138,000	23/07/2025	Terraced
30 WOODS LANE, DERBY, CITY OF DERBY, DE22 3UA	£70,000	20/03/2025	Terraced
6 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG	£136,000	14/06/2024	Terraced
23 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG	£120,000	03/11/2023	Terraced
29 PITTAR STREET, DERBY, CITY OF DERBY, DE22 3UN	£145,250	03/11/2023	Terraced
9 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3UT	£145,000	11/10/2023	Terraced
52 FARM STREET, DERBY, CITY OF DERBY, DE22 3UJ	£141,000	23/08/2023	Terraced
8 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US	£135,000	03/04/2023	Terraced
32 WOODS LANE, DERBY, CITY OF DERBY, DE22 3UA	£129,000	24/03/2023	Terraced
19 FARM STREET, DERBY, CITY OF DERBY, DE22 3UH	£87,000	24/03/2023	Terraced
15 SUN STREET, DERBY, CITY OF DERBY, DE22 3UL	£120,000	21/02/2023	Terraced
59 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3UT	£133,000	21/12/2022	Terraced
18 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US	£130,000	09/12/2022	Terraced
62 FARM STREET, DERBY, CITY OF DERBY, DE22 3UJ	£107,000	07/12/2022	Terraced
9 MAY STREET, DERBY, CITY OF DERBY, DE22 3UQ	£110,000	11/11/2022	Terraced
66 STOCKBROOK STREET, DERBY, CITY OF DERBY, DE22 3WP	£135,000	09/09/2022	Terraced
26 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG	£140,000	01/09/2022	Terraced

Area average: £125,863 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21.8%

10y growth 42.3%

House Price Index (HM Land Registry — official index, not sold-price averages): City of Derby. Series: Terraced. As of May 2026.

1y (index) 2.4%

5y (index) 19.9%

10y (index) 49.3%

Rental Range

Estimated market rent for Derby. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo

Realistic £855/mo

Optimistic £941/mo

Based on Local Authority from postcode lookup → Derby.

LHA (30th percentile) floor for Derby: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Abbey Street, DE22	£750/mo	2	0.11 miles	OpenRent
2 Bed Terraced House, Bakewell St, DE22	£850/mo	2	0.18 miles	OpenRent

Average rent: £800/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £100,000

Target investor price (1%) £80,000

Gross yield 6.9%

Cost-to-rent ratio 14.6×

Monthly cashflow £144/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	515
Anti-social behaviour	164
Public order	138
Shoplifting	133
Drugs	106
Other theft	77
Criminal damage and arson	61
Burglary	35
Other crime	28
Vehicle crime	26
Bicycle theft	15
Possession of weapons	13
Theft from the person	12
Robbery	10
Total incidents	1333

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Becket Primary School	Primary	0.1 miles	Good — 18 May 2023
St Joseph's Catholic Voluntary Academy	Primary	0.2 miles	Good — 1 Jul 2016
Firs Primary School	Primary	0.3 miles	Good — 21 Sep 2022
Derby St Chad's CofE Nursery and Infant School	Primary	0.4 miles	Good — 26 Jul 2023
Stonehill Nursery School	Nursery	0.4 miles	Good — 25 Jun 2019

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
25/10/2010	13/10/2010	2	—

# 31 SUN STREET, DERBY, CITY OF DERBY, DE22 3UL

## Property details

- Slug: `65651eb` (address key hash: `65651eb7ac39c1c4a0612fd4832f66c7d0d3a0d7`)
- Postcode: DE22 3UL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 71 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £140,000 Feb 2026
- Price per m²: £1,972/m²
- Local average: £172,486 (66 sales)
- Street crime: 1333 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £140,000
- Date: 2026-02-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 03/09/2035
- **Current heating cost:** £1,093/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0340-2434-3510-2305-3485)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £140,000 | Terraced | +68.7% | £140,543 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-e89a-b8d0-e063-4704a8c08d98) |
| Sold | 2013-07-26 | £83,000 | Terraced | — | £136,273 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/c2c1088f-6b69-49f7-b19b-c57630fe3674) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 SUN STREET, DERBY, CITY OF DERBY, DE22 3UL | £140,000 | 06/02/2026 | Terraced |
| 31 SUN STREET, DERBY, CITY OF DERBY, DE22 3UL | £83,000 | 26/07/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166125131](http://87.117.209.195:8080/listings/5b1901c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £140,000 |
| listed | 2025-08-22 | £150,000 |
| sold | 2013-01-01 | £83,000 |
| sold | 2002-01-01 | £49,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 42 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US | £120,000 | 05/12/2025 | Terraced |
| 18 PITTAR STREET, DERBY, CITY OF DERBY, DE22 3UN | £145,000 | 27/11/2025 | Terraced |
| 32 MAY STREET, DERBY, CITY OF DERBY, DE22 3UP | £131,000 | 27/10/2025 | Terraced |
| 18 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US | £138,000 | 23/07/2025 | Terraced |
| 30 WOODS LANE, DERBY, CITY OF DERBY, DE22 3UA | £70,000 | 20/03/2025 | Terraced |
| 6 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG | £136,000 | 14/06/2024 | Terraced |
| 23 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG | £120,000 | 03/11/2023 | Terraced |
| 29 PITTAR STREET, DERBY, CITY OF DERBY, DE22 3UN | £145,250 | 03/11/2023 | Terraced |
| 9 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3UT | £145,000 | 11/10/2023 | Terraced |
| 52 FARM STREET, DERBY, CITY OF DERBY, DE22 3UJ | £141,000 | 23/08/2023 | Terraced |
| 8 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US | £135,000 | 03/04/2023 | Terraced |
| 32 WOODS LANE, DERBY, CITY OF DERBY, DE22 3UA | £129,000 | 24/03/2023 | Terraced |
| 19 FARM STREET, DERBY, CITY OF DERBY, DE22 3UH | £87,000 | 24/03/2023 | Terraced |
| 15 SUN STREET, DERBY, CITY OF DERBY, DE22 3UL | £120,000 | 21/02/2023 | Terraced |
| 59 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3UT | £133,000 | 21/12/2022 | Terraced |
| 18 RIDDINGS STREET, DERBY, CITY OF DERBY, DE22 3US | £130,000 | 09/12/2022 | Terraced |
| 62 FARM STREET, DERBY, CITY OF DERBY, DE22 3UJ | £107,000 | 07/12/2022 | Terraced |
| 9 MAY STREET, DERBY, CITY OF DERBY, DE22 3UQ | £110,000 | 11/11/2022 | Terraced |
| 66 STOCKBROOK STREET, DERBY, CITY OF DERBY, DE22 3WP | £135,000 | 09/09/2022 | Terraced |
| 26 PELHAM STREET, DERBY, CITY OF DERBY, DE22 3UG | £140,000 | 01/09/2022 | Terraced |

**Area average:** £125,863 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.8%
- **10y growth:** 42.3%

## House Price Index (HM Land Registry)

*Official index for City of Derby; Terraced series; as of May 2026.*

- **1y growth (index):** 2.4%
- **5y growth (index):** 19.9%
- **10y growth (index):** 49.3%

## Rental Range

*ONS Price Index of Private Rents (Derby). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £770/mo
- **Realistic:** £855/mo
- **Optimistic:** £941/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Abbey Street, DE22 | £750/mo | 2 | 0.11 miles | OpenRent |
| 2 Bed Terraced House, Bakewell St, DE22 | £850/mo | 2 | 0.18 miles | OpenRent |

**Average rent: £800/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £100,000
- **Target investor price (1%):** £80,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £800/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £144/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 515 |
| Anti-social behaviour | 164 |
| Public order | 138 |
| Shoplifting | 133 |
| Drugs | 106 |
| Other theft | 77 |
| Criminal damage and arson | 61 |
| Burglary | 35 |
| Other crime | 28 |
| Vehicle crime | 26 |
| Bicycle theft | 15 |
| Possession of weapons | 13 |
| Theft from the person | 12 |
| Robbery | 10 |
| **Total incidents** | **1333** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Becket Primary School | Primary | 0.1 miles | Good — 18 May 2023 |
| St Joseph's Catholic Voluntary Academy | Primary | 0.2 miles | Good — 1 Jul 2016 |
| Firs Primary School | Primary | 0.3 miles | Good — 21 Sep 2022 |
| Derby St Chad's CofE Nursery and Infant School | Primary | 0.4 miles | Good — 26 Jul 2023 |
| Stonehill Nursery School | Nursery | 0.4 miles | Good — 25 Jun 2019 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #7739624
- **Address:** 31 Sun Street, DERBY, DE22 3UL
- **Certificate Issued:** 25/10/2010
- **Work Completed:** 13/10/2010
- **Items:** 2 window(s)