# 12 LINDISFARNE STREET, CARLISLE, CUMBERLAND, CA1 2ND

## Property details

- Slug: `6126658` (address key hash: `612665809609d97eca92ee8c93944df7b11c9716`)
- Postcode: CA1 2ND
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 61 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £75,000 Mar 2026
- Price per m²: £1,230/m²
- Local average: £124,645 (57 sales)
- Street crime: 478 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £75,000
- Date: 2026-03-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 09/10/2035
- **Current heating cost:** £904/year
- **Est. upgrade cost to C:** £26,278

### Recommendations
- Q (£7,500 - £11,000)
- W1 (£5,000 - £10,000)
- E (£270 - £315)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9409-3955-6200-4285-4200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-30 | £75,000 | Terraced | — | £76,415 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d3d9-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 LINDISFARNE STREET, CARLISLE, CUMBERLAND, CA1 2ND | £75,000 | 30/03/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [91341834](http://87.117.209.195:8080/listings/1f60c52)
- Matched listing: [90806769](http://87.117.209.195:8080/listings/b70a8aa)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-07-27 | £795 |
| listed | 2026-07-13 | £795 |
| sold | 2026-01-01 | £75,000 |
| sold | 2026-01-01 | £75,000 |
| sold | 2020-01-01 | £69,950 |
| sold | 2020-01-01 | £69,950 |
| sold | 2006-01-01 | £70,000 |
| sold | 2006-01-01 | £70,000 |
| sold | 2004-01-01 | £68,000 |
| sold | 2004-01-01 | £68,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 SYBIL STREET, CARLISLE, CUMBERLAND, CA1 2DS | £100,000 | 09/03/2026 | Terraced |
| 3 SUMMERHILL, CARLISLE, CUMBERLAND, CA1 2NW | £130,000 | 27/02/2026 | Terraced |
| 1 DELAGOA STREET, CARLISLE, CUMBERLAND, CA1 2LZ | £75,000 | 26/01/2026 | Terraced |
| 11 TREVOR STREET, CARLISLE, CUMBERLAND, CA1 2NJ | £125,000 | 15/12/2025 | Terraced |
| 13 THOMSON STREET, CARLISLE, CUMBERLAND, CA1 2LW | £103,500 | 12/12/2025 | Terraced |
| 5 LINDISFARNE COURT, CARLISLE, CUMBERLAND, CA1 2NE | £85,000 | 10/12/2025 | Terraced |
| 53C BROOK STREET, CARLISLE, CUMBERLAND, CA1 2HW | £85,000 | 08/12/2025 | Terraced |
| 17 WATSON STREET, CARLISLE, CUMBERLAND, CA1 2LL | £145,000 | 21/11/2025 | Terraced |
| 36 ORCHARD STREET, CARLISLE, CUMBERLAND, CA1 2JL | £35,000 | 20/11/2025 | Terraced |
| 55 OSWALD STREET, CARLISLE, CUMBERLAND, CA1 2LU | £104,000 | 20/11/2025 | Terraced |
| 5 OSWALD STREET, CARLISLE, CUMBERLAND, CA1 2LX | £97,000 | 10/11/2025 | Terraced |
| 51 ALEXANDER STREET, CARLISLE, CUMBERLAND, CA1 2LH | £125,000 | 24/10/2025 | Terraced |
| 24 SYBIL STREET, CARLISLE, CUMBERLAND, CA1 2DS | £59,000 | 19/09/2025 | Terraced |
| 62 SYBIL STREET, CARLISLE, CUMBERLAND, CA1 2DS | £85,900 | 30/07/2025 | Terraced |
| 36 BROOK STREET, CARLISLE, CUMBERLAND, CA1 2HY | £95,000 | 10/07/2025 | Terraced |
| 8 LINDISFARNE COURT, CARLISLE, CUMBERLAND, CA1 2NE | £107,500 | 28/03/2025 | Terraced |
| 49 SYBIL STREET, CARLISLE, CUMBERLAND, CA1 2DT | £91,550 | 17/02/2025 | Terraced |
| 20 GARDEN STREET, CARLISLE, CUMBERLAND, CA1 2JQ | £106,000 | 14/02/2025 | Terraced |
| 50 THOMSON STREET, CARLISLE, CUMBERLAND, CA1 2LW | £88,500 | 20/12/2023 | Terraced |
| 14 TRAMSIDE WAY, CARLISLE, CUMBERLAND, CA1 2FH | £176,000 | 08/12/2023 | Terraced |

**Area average:** £100,948 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.8%
- **10y growth:** 43.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of May 2026.*

- **1y growth (index):** 6.7%
- **5y growth (index):** 29%
- **10y growth (index):** 64.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Lindisfarne Street, Carlisle, Cumbria, CA1](http://87.117.209.195:8080/listings/1f60c52) | £795/mo | 2 | 0.02 miles | Rightmove |
| 2 Bed Terraced House, Oswald Street, CA1 | £795/mo | 2 | 0.06 miles | OpenRent |
| 2 Bed Terraced House, Carlisle, CA1 | £750/mo | 2 | 0.07 miles | OpenRent |
| 2 Bed Flat, Chertsey Mount, CA1 | £675/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Terraced House, Harrison Street, CA2 | £750/mo | 2 | 0.35 miles | OpenRent |
| 2 Bed Terraced House, Tithebarn St, CA2 | £810/mo | 2 | 0.46 miles | OpenRent |

**Average rent: £763/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 1.03% (strong)
- **Max investor price (0.8%):** £96,625
- **Target investor price (1%):** £77,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 2.1% gross yield (avg £455,532 sale, £795/mo rent)
*Based on OpenRent comparables (median £773/mo).*

- **Gross yield:** 12.4%
- **Cost-to-rent:** 8.1×
- **Monthly cashflow:** £375/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 20.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 204 |
| Public order | 54 |
| Shoplifting | 46 |
| Criminal damage and arson | 37 |
| Other theft | 28 |
| Drugs | 23 |
| Burglary | 17 |
| Other crime | 17 |
| Anti-social behaviour | 15 |
| Possession of weapons | 10 |
| Bicycle theft | 9 |
| Vehicle crime | 9 |
| Robbery | 6 |
| Theft from the person | 3 |
| **Total incidents** | **478** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Brook Street Primary School | Primary | 0.1 miles | Good — 6 Mar 2012 |
| Norman Street Primary School | Primary | 0.3 miles | Good — 6 Jan 2019 |
| The Bishop Harvey Goodwin School (Church of England Voluntary Aided) | Primary | 0.5 miles | Good — 9 Jun 2024 |
| Richard Rose Central Academy | Secondary | 0.6 miles | Requires improvement — 9 Oct 2022 |
| Progress Schools - Carlisle | Other | 0.7 miles | Requires improvement — 18 Jun 2023 |