# 148 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ

## Property details

- Slug: `609dd85` (address key hash: `609dd85da002b67341c4768c7007a9a1e3e7c76c`)
- Postcode: LA12 9DZ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 91 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £165,000 Feb 2026
- Price per m²: £1,813/m²
- Local average: £182,200 (34 sales)
- Street crime: 38 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £165,000
- Date: 2026-02-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 18/05/2035
- **Current heating cost:** £1,165/year
- **Est. upgrade cost to C:** £18,500

### Recommendations
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2301-8382-3815-7022-1688)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £165,000 | Terraced | — | £163,674 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29c-f168-8922-e063-4804a8c094d0) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 148 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £165,000 | 27/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167466305](http://87.117.209.195:8080/listings/35b7bc0)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £165,000 |
| listed | 2025-09-26 | £170,000 |
| sold | 2020-01-01 | £117,500 |
| sold | 2002-01-01 | £46,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 KENNEDY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9EA | £150,000 | 02/12/2025 | Terraced |
| 37 STEEL STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DU | £150,000 | 27/11/2025 | Terraced |
| 3 KENNEDY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9EA | £154,000 | 18/07/2025 | Terraced |
| 132 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £150,000 | 24/11/2023 | Terraced |
| 48 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DX | £162,000 | 19/05/2023 | Terraced |
| 138 NORTH LONSDALE ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 9DZ | £130,000 | 10/03/2023 | Terraced |
| 9 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £100,000 | 07/12/2022 | Terraced |
| 21 KENNEDY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9EA | £166,400 | 28/11/2022 | Terraced |
| 56 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DX | £75,000 | 22/11/2022 | Terraced |
| 6 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £190,000 | 07/10/2022 | Terraced |
| 113 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £135,000 | 07/10/2022 | Terraced |
| 107 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £136,000 | 30/09/2022 | Terraced |
| 22 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £75,000 | 28/09/2022 | Terraced |
| 53 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DY | £150,000 | 23/09/2022 | Terraced |
| 155 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DZ | £144,000 | 20/09/2022 | Terraced |
| 152 NORTH LONSDALE ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DZ | £155,000 | 30/08/2022 | Terraced |
| 33 KENNEDY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9EA | £160,000 | 01/07/2022 | Terraced |
| 9, OUTCAST, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9ED | £232,000 | 21/06/2022 | Terraced |
| 34 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £130,500 | 28/04/2022 | Terraced |
| 4 STEEL STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 9DU | £265,000 | 31/01/2022 | Terraced |

**Area average:** £150,495 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.4%
- **10y growth:** 43.8%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Devonshire Road, LA12 | £1,150/mo | 3 | 0.64 miles | OpenRent |
| 3 Bed Terraced House, Towers Street, LA12 | £895/mo | 3 | 0.7 miles | OpenRent |

**Average rent: £1,023/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.62% (weak for cashflow)
- **Max investor price (0.8%):** £127,875
- **Target investor price (1%):** £102,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,023/mo).*

- **Gross yield:** 7.4%
- **Cost-to-rent:** 13.4×
- **Monthly cashflow:** £246/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 25 |
| Public order | 6 |
| Anti-social behaviour | 3 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| Other theft | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **38** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sandside Lodge School | Other | 0.2 miles | Good — 10 May 2013 |
| Sir John Barrow School | Primary | 0.8 miles | Outstanding — 9 May 2023 |
| Church Walk CofE Primary School | Primary | 1.0 miles | Good — 1 Feb 2017 |
| Ulverston Victoria High School | Secondary | 1.0 miles | Good — 18 Dec 2013 |
| St Mary's Catholic Primary School, Ulverston | Primary | 1.1 miles | Good — 15 Dec 2010 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5313633
- **Address:** 148 North Lonsdale Road, ULVERSTON, LA12 9DZ
- **Certificate Issued:** 17/12/2007
- **Work Completed:** 01/12/2007
- **Items:** 1 door(s)