Semi-Detached

91 TOWER COURT

WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH

£66,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SS0 7QH

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Wilson Road	0.1 miles
Shop	Stage	0.2 miles
Train station	Southend Cliff Lift (Top)	0.4 miles
University	University of Essex	0.5 miles
Hospital	Southend University Hospital	1.5 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms (EPC estimate)

Floor area

71 m²

EPC rating

Year built

England and Wales: 1976-1982

Last sold

£66,000 Jul 1996

Price per m²

£930/m²

Local average

£461,620 (25 sales)

Street crime

826 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 05/01/2024

Current heating cost: £1,038/year

Potential heating cost: £760/year

Est. upgrade cost to C: £15,675

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	31/07/1996	£66,000	Semi-detached	—	£501,203 to February 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH	£330,000	11/11/2022	Semi-detached
68 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES	£457,000	19/10/2022	Semi-detached
134 ALEXANDRA ROAD, SOUTHEND-ON-SEA, SS1 1HB	£630,000	22/04/2022	Semi-detached
10 WESTCLIFF AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QR	£203,500	12/04/2022	Semi-detached
15A MARINE AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PS	£315,000	10/09/2021	Semi-detached
76 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES	£230,000	23/06/2021	Semi-detached
38 AVENUE ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PW	£485,000	04/06/2021	Semi-detached

Area average: £378,643 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 31.6%

10y growth 38.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Southend-on-Sea. Series: Semi-detached. As of February 2026.

1y (index) 3.3%

5y (index) 15.6%

10y (index) 48.5%

Rental Range

Estimated market rent for Southend-on-Sea. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,154/mo

Realistic £1,282/mo

Optimistic £1,410/mo

Based on Local Authority from postcode lookup → Southend-on-Sea.

LHA (30th percentile) floor for Southend: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Maisonette, Colchester Road, SS2	£1,150/mo	1	0.81 miles	OpenRent

Average rent: £1,150/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.74%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 20.9%

Cost-to-rent ratio 4.8×

Monthly cashflow £750/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 47%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	362
Anti-social behaviour	99
Shoplifting	67
Public order	61
Drugs	57
Other theft	40
Criminal damage and arson	38
Vehicle crime	27
Burglary	17
Other crime	13
Robbery	13
Theft from the person	13
Possession of weapons	11
Bicycle theft	8
Total incidents	826

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Compass Community School Boleyn Park	Other	0.1 miles	Good — 27 Jul 2023
St Bernard's High School	Secondary	0.2 miles	Good — 22 Jun 2012
Barons Court Primary School and Nursery	Primary	0.3 miles	Outstanding — 25 May 2017
Milton Hall Primary School and Nursery	Primary	0.4 miles	Good — 17 Jun 2024
South Essex College of Further and Higher Education	Other	0.5 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
24/12/2007	11/12/2007	—	1

# 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH

## Property details

- Slug: `604dc09` (address key hash: `604dc0963728f78ce0f909318454b6385708c7da`)
- Postcode: SS0 7QH
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 1
- Floor area: 71 m²
- EPC rating: C
- Year built: England and Wales: 1976-1982
- Last sold: £66,000 Jul 1996
- Price per m²: £930/m²
- Local average: £461,620 (25 sales)
- Street crime: 826 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £66,000
- Date: 1996-07-31
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £1,038/year
- **Est. upgrade cost to C:** £15,675

### Recommendations
- A2 (£850 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0634-2529-6300-0235-3206)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 1996-07-31 | £66,000 | Semi-detached | — | £501,203 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/bc72b114-8f9d-44a6-ba1a-06d676e5332e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH | £66,000 | 31/07/1996 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH | £330,000 | 11/11/2022 | Semi-detached |
| 68 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES | £457,000 | 19/10/2022 | Semi-detached |
| 134 ALEXANDRA ROAD, SOUTHEND-ON-SEA, SS1 1HB | £630,000 | 22/04/2022 | Semi-detached |
| 10 WESTCLIFF AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QR | £203,500 | 12/04/2022 | Semi-detached |
| 15A MARINE AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PS | £315,000 | 10/09/2021 | Semi-detached |
| 76 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES | £230,000 | 23/06/2021 | Semi-detached |
| 38 AVENUE ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PW | £485,000 | 04/06/2021 | Semi-detached |

**Area average:** £378,643 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.6%
- **10y growth:** 38.5%

## House Price Index (HM Land Registry)

*Official index for Southend-on-Sea; Semi-detached series; as of February 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 15.6%
- **10y growth (index):** 48.5%

## Rental Range

*ONS Price Index of Private Rents (Southend-on-Sea). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,154/mo
- **Realistic:** £1,282/mo
- **Optimistic:** £1,410/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southend (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, Colchester Road, SS2 | £1,150/mo | 1 | 0.81 miles | OpenRent |

**Average rent: £1,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.74% (strong)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 20.9%
- **Cost-to-rent:** 4.8×
- **Monthly cashflow:** £750/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 47%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 362 |
| Anti-social behaviour | 99 |
| Shoplifting | 67 |
| Public order | 61 |
| Drugs | 57 |
| Other theft | 40 |
| Criminal damage and arson | 38 |
| Vehicle crime | 27 |
| Burglary | 17 |
| Other crime | 13 |
| Robbery | 13 |
| Theft from the person | 13 |
| Possession of weapons | 11 |
| Bicycle theft | 8 |
| **Total incidents** | **826** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Compass Community School Boleyn Park | Other | 0.1 miles | Good — 27 Jul 2023 |
| St Bernard's High School | Secondary | 0.2 miles | Good — 22 Jun 2012 |
| Barons Court Primary School and Nursery | Primary | 0.3 miles | Outstanding — 25 May 2017 |
| Milton Hall Primary School and Nursery | Primary | 0.4 miles | Good — 17 Jun 2024 |
| South Essex College of Further and  Higher Education | Other | 0.5 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5326548
- **Address:** 91 Tower Court, Westcliff Parade, SS0 7QH
- **Certificate Issued:** 24/12/2007
- **Work Completed:** 11/12/2007
- **Items:** 1 door(s)