# 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH

## Property details

- Slug: `604dc09` (address key hash: `604dc0963728f78ce0f909318454b6385708c7da`)
- Postcode: SS0 7QH
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 1
- Floor area: 71 m²
- EPC rating: C
- Year built: England and Wales: 1976-1982
- Last sold: £66,000 Jul 1996
- Price per m²: £930/m²
- Local average: £461,620 (25 sales)
- Street crime: 826 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £66,000
- Date: 1996-07-31
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £1,038/year
- **Est. upgrade cost to C:** £15,675

### Recommendations
- A2 (£850 - £1,500)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0634-2529-6300-0235-3206)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 1996-07-31 | £66,000 | Semi-detached | — | £501,203 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/bc72b114-8f9d-44a6-ba1a-06d676e5332e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH | £66,000 | 31/07/1996 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 91 TOWER COURT, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QH | £330,000 | 11/11/2022 | Semi-detached |
| 68 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES | £457,000 | 19/10/2022 | Semi-detached |
| 134 ALEXANDRA ROAD, SOUTHEND-ON-SEA, SS1 1HB | £630,000 | 22/04/2022 | Semi-detached |
| 10 WESTCLIFF AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7QR | £203,500 | 12/04/2022 | Semi-detached |
| 15A MARINE AVENUE, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PS | £315,000 | 10/09/2021 | Semi-detached |
| 76 CAMBRIDGE ROAD, SOUTHEND-ON-SEA, SS1 1ES | £230,000 | 23/06/2021 | Semi-detached |
| 38 AVENUE ROAD, WESTCLIFF-ON-SEA, SOUTHEND-ON-SEA, SS0 7PW | £485,000 | 04/06/2021 | Semi-detached |

**Area average:** £378,643 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 31.6%
- **10y growth:** 38.5%

## House Price Index (HM Land Registry)

*Official index for Southend-on-Sea; Semi-detached series; as of February 2026.*

- **1y growth (index):** 3.3%
- **5y growth (index):** 15.6%
- **10y growth (index):** 48.5%

## Rental Range

*ONS Price Index of Private Rents (Southend-on-Sea). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,154/mo
- **Realistic:** £1,282/mo
- **Optimistic:** £1,410/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southend (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Maisonette, Colchester Road, SS2 | £1,150/mo | 1 | 0.81 miles | OpenRent |

**Average rent: £1,150/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.74% (strong)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 20.9%
- **Cost-to-rent:** 4.8×
- **Monthly cashflow:** £750/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 47%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 362 |
| Anti-social behaviour | 99 |
| Shoplifting | 67 |
| Public order | 61 |
| Drugs | 57 |
| Other theft | 40 |
| Criminal damage and arson | 38 |
| Vehicle crime | 27 |
| Burglary | 17 |
| Other crime | 13 |
| Robbery | 13 |
| Theft from the person | 13 |
| Possession of weapons | 11 |
| Bicycle theft | 8 |
| **Total incidents** | **826** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Compass Community School Boleyn Park | Other | 0.1 miles | Good — 27 Jul 2023 |
| St Bernard's High School | Secondary | 0.2 miles | Good — 22 Jun 2012 |
| Barons Court Primary School and Nursery | Primary | 0.3 miles | Outstanding — 25 May 2017 |
| Milton Hall Primary School and Nursery | Primary | 0.4 miles | Good — 17 Jun 2024 |
| South Essex College of Further and  Higher Education | Other | 0.5 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #5326548
- **Address:** 91 Tower Court, Westcliff Parade, SS0 7QH
- **Certificate Issued:** 24/12/2007
- **Work Completed:** 11/12/2007
- **Items:** 1 door(s)