# 4 GOFFIN TERRACE, BELTON, GREAT YARMOUTH, NORFOLK, NR31 9LX

## Property details

- Slug: `5e41ac5` (address key hash: `5e41ac532f88d5b5e6a4c79805fc7cd9ac81c558`)
- Postcode: NR31 9LX
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 77 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £178,000 Jan 2026
- Price per m²: £2,312/m²
- Local average: £162,535 (85 sales)
- Street crime: 13 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £178,000
- Date: 2026-01-22
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 19/02/2035
- **Current heating cost:** £897/year
- **Est. upgrade cost to C:** £17,135

### Recommendations
- A2 (£850 - £1,500)
- W1 (£800 - £1,200)
- D (£80 - £120)
- E (£60)
- G (£350 - £450)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8700-8002-0722-4423-3253)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £178,000 | Terraced | +381.1% | £176,535 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-3a54-591c-e063-4704a8c00c31) |
| Sold | 1996-12-12 | £37,000 | Terraced | — | £203,817 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/f961b854-4b6c-4361-9000-bce27d86e8c5) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 GOFFIN TERRACE, BELTON, GREAT YARMOUTH, NORFOLK, NR31 9LX | £178,000 | 22/01/2026 | Terraced |
| 4 GOFFIN TERRACE, BELTON, GREAT YARMOUTH, NORFOLK, NR31 9LX | £37,000 | 12/12/1996 | Terraced |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.1%
- **10y growth:** 24.6%

## House Price Index (HM Land Registry)

*Official index for Great Yarmouth; Terraced series; as of March 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 16.4%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (Great Yarmouth). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £743/mo
- **Realistic:** £825/mo
- **Optimistic:** £908/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lowestoft & Great Yarmouth (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Bramble Gardens, NR31 | £1,150/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Heather Gardens, NR31 | £1,100/mo | 3 | 0.5 miles | OpenRent |

**Average rent: £1,125/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.63% (weak for cashflow)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 7.6%
- **Cost-to-rent:** 13.2×
- **Monthly cashflow:** £287/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 5 |
| Anti-social behaviour | 2 |
| Public order | 2 |
| Burglary | 1 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **13** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Moorlands CofE Primary Academy | Primary | 0.5 miles | Good — 15 Jan 2019 |
| UET Compass Academy | Other | 0.7 miles | — (No rating) |
| Woodlands Primary Academy | Primary | 1.8 miles | Good — 7 Sep 2017 |
| Hillside Primary School | Primary | 1.9 miles | — (Inspected (no overall grade)) |
| Homefield VC CofE Primary School | Primary | 2.1 miles | — (Inspected (no overall grade)) |