# 186 MONKS ROAD, EXETER, DEVON, EX4 7BN

## Property details

- Slug: `5dc5efd` (address key hash: `5dc5efd6987370bb10b2dbcfe72487f880451da0`)
- Postcode: EX4 7BN
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 109 m²
- EPC rating: C
- Year built: England and Wales: 1950-1966
- Last sold: £395,000 Jan 2026
- Price per m²: £3,624/m²
- Local average: £331,669 (35 sales)
- Street crime: 359 incidents within 1 mile (May 2026)

## Latest sale

- Price: £395,000
- Date: 2026-01-28
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 24/05/2033
- **Current heating cost:** £496/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2200-7256-4422-7021-1573)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-28 | £395,000 | Semi-detached | +161.6% | £395,826 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-fddd-d8ea-e063-4704a8c0bf7d) |
| Sold | 2010-10-27 | £151,000 | Semi-detached | +135.9% | £241,097 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e69857af-3ea3-43ee-b3b1-085171e177f7) |
| Sold | 1999-03-31 | £64,000 | Semi-detached | — | £324,402 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/30ae0e3e-481d-49a5-a92c-0c68bfde7c16) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 186 MONKS ROAD, EXETER, DEVON, EX4 7BN | £395,000 | 28/01/2026 | Semi-detached |
| 186 MONKS ROAD, EXETER, DEVON, EX4 7BN | £151,000 | 27/10/2010 | Semi-detached |
| 186 MONKS ROAD, EXETER, DEVON, EX4 7BN | £64,000 | 31/03/1999 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161808887](http://87.117.209.195:8080/listings/4e2e4b5)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £395,000 |
| listed | 2025-05-12 | £395,000 |
| sold | 2010-01-01 | £151,000 |
| sold | 1999-01-01 | £64,000 |
| sold | 1998-01-01 | £53,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 THOMPSON ROAD, EXETER, DEVON, EX1 2UB | £398,000 | 10/11/2025 | Semi-detached |
| 171 PINHOE ROAD, EXETER, DEVON, EX4 7HZ | £300,000 | 23/08/2023 | Semi-detached |
| 139 PINHOE ROAD, EXETER, DEVON, EX4 7HX | £325,000 | 28/07/2023 | Semi-detached |
| 185 PINHOE ROAD, EXETER, DEVON, EX4 7HZ | £322,500 | 07/10/2022 | Semi-detached |
| 24 TARBET AVENUE, EXETER, DEVON, EX1 2UE | £480,000 | 09/08/2022 | Semi-detached |
| 131 MONKS ROAD, EXETER, DEVON, EX4 7BQ | £408,000 | 04/08/2022 | Semi-detached |
| 23 HAMLIN LANE, EXETER, DEVON, EX1 2SB | £357,500 | 01/06/2022 | Semi-detached |
| 23 CHAUCER GROVE, EXETER, DEVON, EX4 7BX | £300,000 | 05/04/2022 | Semi-detached |
| 6 FULFORD ROAD, EXETER, DEVON, EX1 2UA | £420,000 | 01/04/2022 | Semi-detached |
| 4 FULFORD ROAD, EXETER, DEVON, EX1 2UA | £448,000 | 05/01/2022 | Semi-detached |
| 97 PINHOE ROAD, EXETER, DEVON, EX4 7HU | £426,250 | 30/09/2021 | Semi-detached |
| 18 WIDGERY ROAD, EXETER, DEVON, EX4 8BA | £267,000 | 10/09/2021 | Semi-detached |

**Area average:** £371,021 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -2.4%
- **10y growth:** 29.4%

## House Price Index (HM Land Registry)

*Official index for Exeter; Semi-detached series; as of April 2026.*

- **1y growth (index):** -1.2%
- **5y growth (index):** 13.2%
- **10y growth (index):** 37.4%

## Rental Range

*ONS Price Index of Private Rents (Exeter). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,183/mo
- **Realistic:** £1,314/mo
- **Optimistic:** £1,445/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Exeter (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Fore St, EX1 | £1,999/mo | 4 | 0.73 miles | OpenRent |
| 4 Bed Semi-Detached House, Birchy Barton Hill, EX1 | £3,800/mo | 4 | 0.93 miles | OpenRent |

**Average rent: £2,900/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.73% (weak for cashflow)
- **Max investor price (0.8%):** £362,500
- **Target investor price (1%):** £290,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,900/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.4×
- **Monthly cashflow:** £1,029/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 143 |
| Anti-social behaviour | 68 |
| Shoplifting | 29 |
| Public order | 21 |
| Criminal damage and arson | 17 |
| Vehicle crime | 17 |
| Other theft | 14 |
| Drugs | 12 |
| Bicycle theft | 10 |
| Other crime | 9 |
| Burglary | 8 |
| Possession of weapons | 7 |
| Robbery | 2 |
| Theft from the person | 2 |
| **Total incidents** | **359** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ladysmith Junior School | Primary | 0.3 miles | Requires improvement — 25 Jun 2024 |
| Ladysmith Infant & Nursery School | Primary | 0.3 miles | Requires improvement — 18 May 2023 |
| Vranch House School | Other | 0.5 miles | Outstanding — 14 Dec 2022 |
| Whipton Barton Infants and Nursery School | Primary | 0.5 miles | Good — 28 Mar 2013 |
| Stoke Hill Infant and Nursery School | Primary | 0.5 miles | Outstanding — 3 Sep 2015 |