# 38 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB

## Property details

- Slug: `5c767b3` (address key hash: `5c767b34905dba5a39eab1de7fa30b6301ff0e57`)
- Postcode: ST15 0BB
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 70 m²
- EPC rating: D
- Year built: England and Wales: 1967-1975
- Last sold: £175,000 Jul 2022
- Price per m²: £2,500/m²
- Local average: £216,655 (21 sales)
- Street crime: 64 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £175,000
- Date: 2022-07-01
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 20/08/2030
- **Current heating cost:** £554/year

### Recommendations
- W2 (6,000)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2298-9015-7208-1390-2200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2022-07-01 | £175,000 | Terraced | — | £192,570 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/e53edd2e-2734-83ec-e053-6b04a8c03a59) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £175,000 | 01/07/2022 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 THE LINDENS, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BD | £250,000 | 11/04/2022 | Terraced |
| 17 CEDARS DRIVE, STONE, STAFFORD, STAFFORDSHIRE, ST15 0BB | £250,000 | 28/09/2021 | Terraced |

**Area average:** £250,000 (2 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type. Bedroom counts vary — use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Priory Road, Stone](http://87.117.209.195:8080/listings/d675e30) | £189,000 | 3 | End of terrace | 0.73 mi |
| [Church Street, Stone, ST15](http://87.117.209.195:8080/listings/4175398) | £189,995 | 2 | Terraced | 0.90 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.4%
- **10y growth:** 55.8%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 27.1%
- **10y growth (index):** 52.7%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £802/mo
- **Realistic:** £891/mo
- **Optimistic:** £980/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Manor Rise, ST15 | £560/mo | 1 | 0.87 miles | OpenRent |

**Average rent: £560/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.32% (weak for cashflow)
- **Max investor price (0.8%):** £70,000
- **Target investor price (1%):** £56,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £560/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26×
- **Monthly cashflow:** £-210/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 29 |
| Anti-social behaviour | 8 |
| Other theft | 8 |
| Shoplifting | 5 |
| Burglary | 4 |
| Public order | 4 |
| Criminal damage and arson | 3 |
| Drugs | 1 |
| Other crime | 1 |
| Theft from the person | 1 |
| **Total incidents** | **64** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Michael's CofE (C) First School | Primary | 0.4 miles | Good — 4 Dec 2017 |
| Walton Priory Middle School | Primary | 0.6 miles | Good — 16 Mar 2020 |
| Pirehill First School | Primary | 0.7 miles | Good — 20 Apr 2012 |
| Manor Hill First School | Primary | 1.0 miles | Good — 22 Oct 2012 |
| St Dominic's Catholic Primary School | Primary | 1.2 miles | Outstanding — 22 May 2022 |