# 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX

## Property details

- Slug: `5a1648f` (address key hash: `5a1648f6a6b9eef96b463e19e45c87d343173cb0`)
- Postcode: S40 4LX
- Transactions on record: 4

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 80 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £223,000 Jan 2026
- Price per m²: £2,788/m²
- Local average: £214,867 (60 sales)
- Street crime: 179 incidents within 1 mile (May 2026)

## Latest sale

- Price: £223,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 05/05/2032
- **Current heating cost:** £520/year
- **Est. upgrade cost to C:** £17,100

### Recommendations
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7000-9562-7922-3403-0523)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £223,000 | Semi-detached | +6.2% | £225,766 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-c889-591c-e063-4704a8c00c31) |
| Sold | 2022-11-01 | £210,000 | Semi-detached | +44.8% | £222,365 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/f3b6c198-00d6-6e40-e053-6c04a8c0b3b4) |
| Sold | 2015-01-30 | £145,000 | Semi-detached | +0.3% | £234,163 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ee840d48-f2dc-45c3-b7eb-0f46f4acb1a3) |
| Sold | 2013-04-15 | £144,500 | Semi-detached | — | £257,239 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/7843a5dc-85ff-4e85-8d27-3f7d4624473e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £223,000 | 23/01/2026 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £210,000 | 01/11/2022 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £145,000 | 30/01/2015 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £144,500 | 15/04/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 HAMBLEDON CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NA | £255,000 | 07/01/2026 | Semi-detached |
| 51 CLEVELAND WAY, CHESTERFIELD, DERBYSHIRE, S40 4QJ | £200,000 | 16/12/2025 | Semi-detached |
| 48 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £150,000 | 19/11/2025 | Semi-detached |
| 64 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £215,000 | 18/11/2022 | Semi-detached |
| 61 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU | £170,000 | 12/10/2022 | Semi-detached |
| 21 SOUTHDOWN AVENUE, CHESTERFIELD, DERBYSHIRE, S40 4QP | £177,500 | 11/07/2022 | Semi-detached |
| 12 PENTLAND CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4LU | £170,000 | 27/05/2022 | Semi-detached |
| 8 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB | £80,000 | 23/05/2022 | Semi-detached |
| 46 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £175,000 | 29/04/2022 | Semi-detached |
| 34 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £210,000 | 01/03/2022 | Semi-detached |
| 3 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB | £189,950 | 03/12/2021 | Semi-detached |
| 29 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £239,950 | 11/10/2021 | Semi-detached |
| 55 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU | £175,000 | 10/09/2021 | Semi-detached |

**Area average:** £185,185 (13 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.9%
- **10y growth:** 50.6%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, John Street, S40 | £1,125/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £1,125/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 6.1%
- **Cost-to-rent:** 16.5×
- **Monthly cashflow:** £109/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 81 |
| Anti-social behaviour | 31 |
| Public order | 20 |
| Criminal damage and arson | 10 |
| Other theft | 9 |
| Vehicle crime | 7 |
| Drugs | 5 |
| Shoplifting | 4 |
| Burglary | 3 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Theft from the person | 1 |
| **Total incidents** | **179** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ashgate Croft School | Other | 0.4 miles | Outstanding — 22 Oct 2012 |
| Brockwell Nursery and Infant School | Primary | 0.4 miles | Good — 11 Sep 2017 |
| Brockwell Junior School | Primary | 0.4 miles | Good — 25 Jul 2022 |
| Holme Hall Primary School | Primary | 0.4 miles | Good — 16 Oct 2023 |
| St Mary's Catholic High School, A Catholic Voluntary Academy | Secondary | 0.6 miles | Outstanding — 14 Jul 2024 |