Semi-Detached 4 sales on record

15A GOWER CRESCENT

CHESTERFIELD, DERBYSHIRE, S40 4LX

£223,000

Location

Map view View on Google Maps View on OpenStreetMap Street View S40 4LX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Shop	Farmfoods	0.5 miles
Train station	Chesterfield	1.7 miles
University	Cliff College	7.1 miles
Hospital	Argyll House	8.3 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

80 m²

EPC rating

Year built

England and Wales: 1996-2002

Last sold

£223,000 Jan 2026

Price per m²

£2,788/m²

Local average

£214,867 (60 sales)

Street crime

179 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 06/05/2022

Expiry date: 05/05/2032

Current heating cost: £520/year

Potential heating cost: £440/year

Est. upgrade cost to C: £17,100

Recommendations

Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£223,000	Semi-detached	+6.2%	£225,766 to April 2026	View transaction
Sold	01/11/2022	£210,000	Semi-detached	+44.8%	£222,365 to April 2026	View transaction
Sold	30/01/2015	£145,000	Semi-detached	+0.3%	£234,163 to April 2026	View transaction
Sold	15/04/2013	£144,500	Semi-detached	—	£257,239 to April 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
9 HAMBLEDON CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NA	£255,000	07/01/2026	Semi-detached
51 CLEVELAND WAY, CHESTERFIELD, DERBYSHIRE, S40 4QJ	£200,000	16/12/2025	Semi-detached
48 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS	£150,000	19/11/2025	Semi-detached
64 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS	£215,000	18/11/2022	Semi-detached
61 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU	£170,000	12/10/2022	Semi-detached
21 SOUTHDOWN AVENUE, CHESTERFIELD, DERBYSHIRE, S40 4QP	£177,500	11/07/2022	Semi-detached
12 PENTLAND CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4LU	£170,000	27/05/2022	Semi-detached
8 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB	£80,000	23/05/2022	Semi-detached
46 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX	£175,000	29/04/2022	Semi-detached
34 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX	£210,000	01/03/2022	Semi-detached
3 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB	£189,950	03/12/2021	Semi-detached
29 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS	£239,950	11/10/2021	Semi-detached
55 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU	£175,000	10/09/2021	Semi-detached
10 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB	£170,000	02/08/2021	Semi-detached

Area average: £184,100 (14 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14.2%

10y growth 55.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Chesterfield. Series: Semi-detached. As of April 2026.

1y (index) 5.4%

5y (index) 20.8%

10y (index) 51.4%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: HARRON HOMES LIMITED (03012678)

Rental Range

Estimated market rent for Chesterfield. Low = conservative, Realistic = average, Optimistic = best case.

Low £670/mo

Realistic £744/mo

Optimistic £818/mo

Based on Local Authority from postcode lookup → Chesterfield.

LHA (30th percentile) floor for Chesterfield: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, John Street, S40	£1,125/mo	3	0.86 miles	OpenRent

Average rent: £1,125/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £140,625

Target investor price (1%) £112,500

Gross yield 6.1%

Cost-to-rent ratio 16.5×

Monthly cashflow £109/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	81
Anti-social behaviour	31
Public order	20
Criminal damage and arson	10
Other theft	9
Vehicle crime	7
Drugs	5
Shoplifting	4
Burglary	3
Possession of weapons	3
Robbery	3
Other crime	2
Theft from the person	1
Total incidents	179

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Ashgate Croft School	Other	0.4 miles	Outstanding — 22 Oct 2012
Brockwell Nursery and Infant School	Primary	0.4 miles	Good — 11 Sep 2017
Brockwell Junior School	Primary	0.4 miles	Good — 25 Jul 2022
Holme Hall Primary School	Primary	0.4 miles	Good — 16 Oct 2023
St Mary's Catholic High School, A Catholic Voluntary Academy	Secondary	0.6 miles	Outstanding — 14 Jul 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX

## Property details

- Slug: `5a1648f` (address key hash: `5a1648f6a6b9eef96b463e19e45c87d343173cb0`)
- Postcode: S40 4LX
- Transactions on record: 4

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 80 m²
- EPC rating: C
- Year built: England and Wales: 1996-2002
- Last sold: £223,000 Jan 2026
- Price per m²: £2,788/m²
- Local average: £214,867 (60 sales)
- Street crime: 179 incidents within 1 mile (May 2026)

## Latest sale

- Price: £223,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 05/05/2032
- **Current heating cost:** £520/year
- **Est. upgrade cost to C:** £17,100

### Recommendations
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7000-9562-7922-3403-0523)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £223,000 | Semi-detached | +6.2% | £225,766 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-c889-591c-e063-4704a8c00c31) |
| Sold | 2022-11-01 | £210,000 | Semi-detached | +44.8% | £222,365 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/f3b6c198-00d6-6e40-e053-6c04a8c0b3b4) |
| Sold | 2015-01-30 | £145,000 | Semi-detached | +0.3% | £234,163 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/ee840d48-f2dc-45c3-b7eb-0f46f4acb1a3) |
| Sold | 2013-04-15 | £144,500 | Semi-detached | — | £257,239 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/7843a5dc-85ff-4e85-8d27-3f7d4624473e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £223,000 | 23/01/2026 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £210,000 | 01/11/2022 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £145,000 | 30/01/2015 | Semi-detached |
| 15A GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £144,500 | 15/04/2013 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 HAMBLEDON CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NA | £255,000 | 07/01/2026 | Semi-detached |
| 51 CLEVELAND WAY, CHESTERFIELD, DERBYSHIRE, S40 4QJ | £200,000 | 16/12/2025 | Semi-detached |
| 48 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £150,000 | 19/11/2025 | Semi-detached |
| 64 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £215,000 | 18/11/2022 | Semi-detached |
| 61 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU | £170,000 | 12/10/2022 | Semi-detached |
| 21 SOUTHDOWN AVENUE, CHESTERFIELD, DERBYSHIRE, S40 4QP | £177,500 | 11/07/2022 | Semi-detached |
| 12 PENTLAND CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4LU | £170,000 | 27/05/2022 | Semi-detached |
| 8 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB | £80,000 | 23/05/2022 | Semi-detached |
| 46 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £175,000 | 29/04/2022 | Semi-detached |
| 34 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LX | £210,000 | 01/03/2022 | Semi-detached |
| 3 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB | £189,950 | 03/12/2021 | Semi-detached |
| 29 GOWER CRESCENT, CHESTERFIELD, DERBYSHIRE, S40 4LS | £239,950 | 11/10/2021 | Semi-detached |
| 55 CUTTHOLME ROAD, CHESTERFIELD, DERBYSHIRE, S40 4QU | £175,000 | 10/09/2021 | Semi-detached |
| 10 SHAP CLOSE, CHESTERFIELD, DERBYSHIRE, S40 4NB | £170,000 | 02/08/2021 | Semi-detached |

**Area average:** £184,100 (14 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.2%
- **10y growth:** 55.1%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, John Street, S40 | £1,125/mo | 3 | 0.86 miles | OpenRent |

**Average rent: £1,125/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £140,625
- **Target investor price (1%):** £112,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,125/mo).*

- **Gross yield:** 6.1%
- **Cost-to-rent:** 16.5×
- **Monthly cashflow:** £109/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 81 |
| Anti-social behaviour | 31 |
| Public order | 20 |
| Criminal damage and arson | 10 |
| Other theft | 9 |
| Vehicle crime | 7 |
| Drugs | 5 |
| Shoplifting | 4 |
| Burglary | 3 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Theft from the person | 1 |
| **Total incidents** | **179** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Ashgate Croft School | Other | 0.4 miles | Outstanding — 22 Oct 2012 |
| Brockwell Nursery and Infant School | Primary | 0.4 miles | Good — 11 Sep 2017 |
| Brockwell Junior School | Primary | 0.4 miles | Good — 25 Jul 2022 |
| Holme Hall Primary School | Primary | 0.4 miles | Good — 16 Oct 2023 |
| St Mary's Catholic High School, A Catholic Voluntary Academy | Secondary | 0.6 miles | Outstanding — 14 Jul 2024 |